Kentucky First Federal BancorpKFFBEarnings & Financial Report
Kentucky First Federal Bancorp is a U.S. regional bank holding company based in Kentucky. It offers retail and commercial banking services including deposits, mortgage loans, consumer lending and small business financing, serving local individual customers and small-to-medium enterprises across its Kentucky operating regions.
Revenue
$2.2M
Gross Profit
N/A
Operating Profit
$6.0K
Net Profit
$13.0K
Gross Margin
N/A
Operating Margin
0.3%
Net Margin
0.6%
YoY Growth
29.7%
EPS
$0.00
Kentucky First Federal Bancorp Q2 FY2025 Financial Summary
Kentucky First Federal Bancorp reported revenue of $2.2M (up 29.7% YoY) for Q2 FY2025, with a net profit of $13.0K (up 103.6% YoY) (0.6% margin).
Key Financial Metrics
| Total Revenue | $2.2M |
|---|---|
| Net Profit | $13.0K |
| Gross Margin | N/A |
| Operating Margin | 0.3% |
| Report Period | Q2 FY2025 |
Kentucky First Federal Bancorp Annual Revenue by Year
Kentucky First Federal Bancorp annual revenue history includes year-by-year totals (for example, 2025 revenue was $8.8M).
| Year | Annual Revenue |
|---|---|
| 2025 | $8.8M |
| 2024 | $7.2M |
| 2023 | $8.9M |
| 2022 | $9.6M |
Kentucky First Federal Bancorp Quarterly Revenue & Net Profit History
Kentucky First Federal Bancorp results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q2 FY2026 | $2.8M | +28.3% | $304.0K | 10.7% |
| Q1 FY2026 | $2.7M | +32.4% | $344.0K | 12.9% |
| Q4 FY2025 | $2.4M | +23.4% | $176.0K | 7.6% |
| Q3 FY2025 | $2.2M | +20.0% | $7.0K | 0.3% |
| Q2 FY2025 | $2.2M | +29.7% | $13.0K | 0.6% |
| Q1 FY2025 | $2.0M | +15.1% | $-15.0K | -0.7% |
| Q4 FY2024 | $2.0M | -2.1% | $-1.1M | -56.7% |
| Q3 FY2024 | $1.8M | -12.8% | $-107.0K | -5.8% |
Income Statement
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.8M | $2.0M | $2.0M | $2.2M | $2.2M | $2.4M | $2.7M | $2.8M |
| YoY Growth | -12.8% | -2.1% | 15.1% | 29.7% | 20.0% | 23.4% | 32.4% | 28.3% |
Balance Sheet
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $369.1M | $375.0M | $375.6M | $374.2M | $380.7M | $371.2M | $366.5M | $375.3M |
| Liabilities | $320.1M | $327.0M | $327.4M | $326.2M | $332.6M | $322.8M | $317.7M | $326.2M |
| Equity | $49.0M | $48.0M | $48.2M | $48.1M | $48.2M | $48.4M | $48.8M | $49.1M |
Cash Flow
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $-176000 | $-1.5M | $-1.4M | $1.4M | $-155000 | $-86000 | $450000 | $-303000 |