LENDWAY, INC.LDWYEarnings & Financial Report
LDWY Q2 FY2026 Key Financial Metrics
Revenue
$6.7M
Gross Profit
$484.0K
Operating Profit
$-2.3M
Net Profit
$-2.3M
Gross Margin
7.2%
Operating Margin
-34.0%
Net Margin
-33.8%
YoY Growth
-60.2%
EPS
$-1.29
LENDWAY, INC. Q2 FY2026 Financial Summary
LENDWAY, INC. reported revenue of $6.7M (down 60.2% YoY) for Q2 FY2026, with a net profit of $-2.3M (down 0.3% YoY) (-33.8% margin). Cost of goods sold was $6.3M, operating expenses totaled $2.8M.
Key Financial Metrics
| Total Revenue | $6.7M |
|---|---|
| Net Profit | $-2.3M |
| Gross Margin | 7.2% |
| Operating Margin | -34.0% |
| Report Period | Q2 FY2026 |
Revenue Breakdown
LENDWAY, INC. Q2 FY2026 revenue of $6.7M breaks down across 2 segments, led by Supermarket Customers at $5.7M (84.8% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Supermarket Customers | $5.7M | 84.8% |
| Wholesaler Customers | $1.0M | 15.2% |
LENDWAY, INC. Revenue by Segment — Quarterly Trend
LENDWAY, INC. revenue by segment across the last 4 reported quarters, showing how each business line (such as Supermarket Customers and Wholesaler Customers) has evolved quarter over quarter.
| Segment | Q2 FY2026 | Q1 FY2026 | Q3 FY2025 | Q1 FY2025 |
|---|---|---|---|---|
| Supermarket Customers | $5.7M | $4.9M | $10.7M | — |
| Wholesaler Customers | $1.0M | — | $1.7M | — |
LENDWAY, INC. Annual Revenue by Year
LENDWAY, INC. annual revenue history includes year-by-year totals (for example, 2023 revenue was $9.4M).
LENDWAY, INC. Quarterly Revenue & Net Profit History
LENDWAY, INC. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q2 FY2026 | $6.7M | -60.2% | $-2.3M | -33.8% |
| Q1 FY2026 | $5.2M | -22.3% | $-2.9M | -55.4% |
| Q3 FY2025 | $12.4M | +54.9% | $449.0K | 3.6% |
| Q1 FY2025 | $6.6M | — | $-1.1M | -17.0% |
| Q4 FY2024 | $16.8M | — | $-534.0K | -3.2% |
| Q3 FY2024 | $8.0M | — | $-1.2M | -14.5% |
| Q1 FY2024 | $0 | — | $1.1M | N/A |
| Q4 FY2023 | $0 | — | $-36.0K | N/A |
Income Statement
| Q4 2023 | Q1 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q3 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $0 | $0 | $8.0M | $16.8M | $6.6M | $12.4M | $5.2M | $6.7M |
| YoY Growth | N/A | N/A | N/A | N/A | N/A | 54.9% | -22.3% | -60.2% |
Balance Sheet
| Q4 2023 | Q1 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q3 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $19.8M | $17.6M | $106.8M | $95.9M | $102.5M | $100.5M | $105.0M | $105.6M |
| Liabilities | $4.7M | $1.7M | $92.3M | $82.1M | $89.7M | $90.2M | N/A | N/A |
| Equity | $15.1M | $15.9M | $14.5M | $13.8M | $12.8M | $10.3M | $9.3M | $7.1M |
Cash Flow
| Q4 2023 | Q1 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q3 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $837000 | $2.4M | $1.5M | $3.5M | $-7.6M | $1.7M | $-9.9M | $-1.5M |