PCB BANCORPPCBEarnings & Financial Report
Nasdaq · Financials · State Commercial Banks
PCB Bank is an American community bank that focuses on the Korean-American community based in California and offers commercial banking services. It has branches in 8 states and is the third largest Korean American Bank after Bank of Hope and Hanmi Bank.
Revenue
$23.9M
Gross Profit
N/A
Operating Profit
$6.5M
Net Profit
$4.7M
Gross Margin
N/A
Operating Margin
27.2%
Net Margin
19.6%
YoY Growth
-5.9%
EPS
$0.33
PCB BANCORP Q1 FY2024 Financial Summary
PCB BANCORP reported revenue of $23.9M (down 5.9% YoY) for Q1 FY2024, with a net profit of $4.7M (down 54.5% YoY) (19.6% margin).
Key Financial Metrics
| Total Revenue | $23.9M |
|---|---|
| Net Profit | $4.7M |
| Gross Margin | N/A |
| Operating Margin | 27.2% |
| Report Period | Q1 FY2024 |
PCB BANCORP Annual Revenue by Year
PCB BANCORP annual revenue history includes year-by-year totals (for example, 2025 revenue was $115.7M).
| Year | Annual Revenue |
|---|---|
| 2025 | $115.7M |
| 2024 | $99.7M |
| 2023 | $2.6M |
| 2022 | $2.6M |
PCB BANCORP Quarterly Revenue & Net Profit History
PCB BANCORP results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $29.2M | +11.3% | N/A | N/A |
| Q3 FY2025 | $30.4M | +19.9% | $11.4M | 37.5% |
| Q2 FY2025 | $29.3M | +20.9% | $9.1M | 31.0% |
| Q1 FY2025 | $26.9M | +12.2% | $7.7M | 28.8% |
| Q4 FY2024 | $26.2M | +7.3% | N/A | N/A |
| Q3 FY2024 | $25.3M | +1.6% | $7.8M | 30.8% |
| Q2 FY2024 | $24.2M | -0.6% | $6.3M | 25.9% |
| Q1 FY2024 | $23.9M | -5.9% | $4.7M | 19.6% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $23.9M | $24.2M | $25.3M | $26.2M | $26.9M | $29.3M | $30.4M | $29.2M |
| YoY Growth | -5.9% | -0.6% | 1.6% | 7.3% | 12.2% | 20.9% | 19.9% | 11.3% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $2.85B | $2.85B | $2.89B | $3.06B | $3.18B | $3.31B | $3.36B | $3.28B |
| Liabilities | $2.50B | $2.50B | $2.53B | $2.70B | $2.81B | $2.93B | $2.98B | $2.89B |
| Equity | $350.0M | $353.5M | $362.3M | $363.8M | $370.9M | $376.5M | $384.5M | $390.0M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $8.2M | $14.6M | $11.9M | $39.0M | $2.3M | $4.9M | $16.4M | $26.6M |