Primerica, Inc.PRIEarnings & Financial Report
NYSE · Financials · Life Insurance
Primerica, Inc. is a multi-level marketing company that provides insurance, investment and financial services to middle-income families in the United States and Canada.
Revenue
$742.8M
Gross Profit
$729.3M
Operating Profit
$179.2M
Net Profit
$137.9M
Gross Margin
98.2%
Operating Margin
24.1%
Net Margin
18.6%
YoY Growth
7.7%
EPS
$3.93
Primerica, Inc. Q1 FY2024 Financial Summary
Primerica, Inc. reported revenue of $742.8M (up 7.7% YoY) for Q1 FY2024, with a net profit of $137.9M (up 10.2% YoY) (18.6% margin). Cost of goods sold was $13.5M, operating expenses totaled $550.1M.
Key Financial Metrics
| Total Revenue | $742.8M |
|---|---|
| Net Profit | $137.9M |
| Gross Margin | 98.2% |
| Operating Margin | 24.1% |
| Report Period | Q1 FY2024 |
Primerica, Inc. Annual Revenue by Year
Primerica, Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $3.3B).
| Year | Annual Revenue |
|---|---|
| 2025 | $3.3B |
| 2024 | $3.1B |
| 2023 | $2.7B |
| 2022 | $2.7B |
Primerica, Inc. Quarterly Revenue & Net Profit History
Primerica, Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $853.7M | +11.0% | $197.0M | 23.1% |
| Q3 FY2025 | $839.9M | +8.5% | $206.8M | 24.6% |
| Q2 FY2025 | $793.3M | -1.2% | $178.3M | 22.5% |
| Q1 FY2025 | $804.8M | +8.3% | $169.1M | 21.0% |
| Q4 FY2024 | $768.8M | +5.8% | $167.1M | 21.7% |
| Q3 FY2024 | $774.1M | +8.9% | $164.4M | 21.2% |
| Q2 FY2024 | $803.4M | +16.7% | $1.2M | 0.1% |
| Q1 FY2024 | $742.8M | +7.7% | $137.9M | 18.6% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $742.8M | $803.4M | $774.1M | $768.8M | $804.8M | $793.3M | $839.9M | $853.7M |
| YoY Growth | 7.7% | 16.7% | 8.9% | 5.8% | 8.3% | -1.2% | 8.5% | 11.0% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $14.91B | $14.57B | $14.82B | $14.58B | $14.59B | $14.83B | $14.85B | $15.01B |
| Liabilities | $12.72B | $12.44B | $12.87B | $12.32B | $12.33B | $12.52B | $12.55B | $12.57B |
| Equity | $2.19B | $2.12B | $1.95B | $2.26B | $2.26B | $2.31B | $2.30B | $2.45B |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $210.9M | $173.3M | $207.3M | $270.6M | $197.5M | $162.6M | $202.9M | $338.2M |