Primerica, Inc.PRIEarnings & Financial Report
Primerica, Inc. is a multi-level marketing company that provides insurance, investment and financial services to middle-income families in the United States and Canada.
Revenue
$793.3M
Gross Profit
N/A
Operating Profit
$234.5M
Net Profit
$178.3M
Gross Margin
N/A
Operating Margin
29.6%
Net Margin
22.5%
YoY Growth
-1.2%
EPS
$5.40
Primerica, Inc. Q2 FY2025 Financial Summary
Primerica, Inc. reported revenue of $793.3M (down 1.2% YoY) for Q2 FY2025, with a net profit of $178.3M (up 15130.1% YoY) (22.5% margin).
Key Financial Metrics
| Total Revenue | $793.3M |
|---|---|
| Net Profit | $178.3M |
| Gross Margin | N/A |
| Operating Margin | 29.6% |
| Report Period | Q2 FY2025 |
Revenue Breakdown
Primerica, Inc. Q2 FY2025 revenue of $793.3M breaks down across 4 segments, led by Revenues From Sources Other Than Contracts With Customers at $429.6M (54.2% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Revenues From Sources Other Than Contracts With Customers | $429.6M | 54.2% |
| Investment And Savings Products Segment Revenues | $298.3M | 37.6% |
| Other | $53.2M | 6.7% |
| Segment Revenues From Contracts With Customers | $12.2M | 1.5% |
Primerica, Inc. Revenue by Segment — Quarterly Trend
Primerica, Inc. revenue by segment across the last 4 reported quarters, showing how each business line (such as Revenues From Sources Other Than Contracts With Customers and Investment And Savings Products Segment Revenues) has evolved quarter over quarter.
| Segment | Q4 FY2025 | Q3 FY2025 | Q2 FY2025 | Q1 FY2025 |
|---|---|---|---|---|
| Revenues From Sources Other Than Contracts With Customers | $445.9M | $451.1M | $429.6M | $445.1M |
| Investment And Savings Products Segment Revenues | $340.3M | $318.8M | $298.3M | $290.8M |
| Other | $56.5M | $57.8M | $53.2M | — |
| Segment Revenues From Contracts With Customers | $11.0M | $12.2M | $12.2M | — |
Primerica, Inc. Annual Revenue by Year
Primerica, Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $3.3B).
| Year | Annual Revenue |
|---|---|
| 2025 | $3.3B |
| 2024 | $3.1B |
| 2023 | $2.7B |
| 2022 | $2.7B |
Primerica, Inc. Quarterly Revenue & Net Profit History
Primerica, Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $853.7M | +11.0% | $197.0M | 23.1% |
| Q3 FY2025 | $839.9M | +8.5% | $206.8M | 24.6% |
| Q2 FY2025 | $793.3M | -1.2% | $178.3M | 22.5% |
| Q1 FY2025 | $804.8M | +8.3% | $169.1M | 21.0% |
| Q4 FY2024 | $768.8M | +5.8% | $167.1M | 21.7% |
| Q3 FY2024 | $774.1M | +8.9% | $164.4M | 21.2% |
| Q2 FY2024 | $803.4M | +16.7% | $1.2M | 0.1% |
| Q1 FY2024 | $742.8M | +7.7% | $137.9M | 18.6% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $742.8M | $803.4M | $774.1M | $768.8M | $804.8M | $793.3M | $839.9M | $853.7M |
| YoY Growth | 7.7% | 16.7% | 8.9% | 5.8% | 8.3% | -1.2% | 8.5% | 11.0% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $14.91B | $14.57B | $14.82B | $14.58B | $14.59B | $14.83B | $14.85B | $15.01B |
| Liabilities | $12.72B | $12.44B | $12.87B | $12.32B | $12.33B | $12.52B | $12.55B | $12.57B |
| Equity | $2.19B | $2.12B | $1.95B | $2.26B | $2.26B | $2.31B | $2.30B | $2.45B |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $210.9M | $173.3M | $207.3M | $270.6M | $197.5M | $162.6M | $202.9M | $338.2M |