RBB BancorpRBBEarnings & Financial Report
RBB Bancorp is a US-based financial holding company that operates Royal Business Bank as its primary banking subsidiary. It caters mainly to Asian American communities, small and medium-sized enterprises, real estate investors, and retail clients, offering comprehensive commercial banking, consumer lending, deposit services, and wealth management solutions across branches in key US coastal metropolitan areas.
Revenue
$28.7M
Gross Profit
N/A
Operating Profit
$5.1M
Net Profit
$4.4M
Gross Margin
N/A
Operating Margin
17.6%
Net Margin
15.3%
YoY Growth
-13.2%
EPS
$0.26
RBB Bancorp Q4 FY2024 Financial Summary
RBB Bancorp reported revenue of $28.7M (down 13.2% YoY) for Q4 FY2024, with a net profit of $4.4M (down 63.7% YoY) (15.3% margin).
Key Financial Metrics
| Total Revenue | $28.7M |
|---|---|
| Net Profit | $4.4M |
| Gross Margin | N/A |
| Operating Margin | 17.6% |
| Report Period | Q4 FY2024 |
RBB Bancorp Annual Revenue by Year
RBB Bancorp annual revenue history includes year-by-year totals (for example, 2025 revenue was $129.2M).
| Year | Annual Revenue |
|---|---|
| 2025 | $129.2M |
| 2024 | $114.7M |
| 2023 | $5.3M |
| 2022 | $5.6M |
RBB Bancorp Quarterly Revenue & Net Profit History
RBB Bancorp results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $32.3M | +12.6% | $10.2M | 31.5% |
| Q3 FY2025 | $32.6M | +7.5% | $10.1M | 31.2% |
| Q2 FY2025 | $35.8M | +30.4% | $9.3M | 26.1% |
| Q1 FY2025 | $28.5M | +0.7% | $2.3M | 8.0% |
| Q4 FY2024 | $28.7M | -13.2% | $4.4M | 15.3% |
| Q3 FY2024 | $30.3M | -0.2% | $7.0M | 23.1% |
| Q2 FY2024 | $27.5M | -20.2% | $7.2M | 26.4% |
| Q1 FY2024 | $28.2M | -22.5% | $8.0M | 28.4% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $28.2M | $27.5M | $30.3M | $28.7M | $28.5M | $35.8M | $32.6M | $32.3M |
| YoY Growth | -22.5% | -20.2% | -0.2% | -13.2% | 0.7% | 30.4% | 7.5% | 12.6% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $3.88B | $3.87B | $3.99B | $3.99B | $4.01B | $4.09B | $4.21B | $4.21B |
| Liabilities | $3.36B | $3.36B | $3.48B | $3.48B | $3.50B | $3.57B | $3.69B | $3.68B |
| Equity | $514.0M | $511.3M | $509.7M | $507.9M | $510.3M | $517.7M | $514.3M | $523.4M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $4.8M | $11.7M | $24.5M | $58.5M | $7.8M | $21.7M | $2.1M | $43.4M |