Regions Financial CorporationRFEarnings & Financial Report
Regions Financial Corporation is an American bank holding company headquartered in the Regions Center in Birmingham, Alabama. The company provides retail and commercial banking, trust, stock brokerage, and mortgage services. Its banking subsidiary, Regions Bank, operates about 2,000 automated teller machines and 1,300 branches in 15 states in the Southern and Midwestern United States.
Revenue
$1.2B
Gross Profit
N/A
Operating Profit
$625.0M
Net Profit
$501.0M
Gross Margin
N/A
Operating Margin
52.7%
Net Margin
42.2%
YoY Growth
-14.1%
EPS
$0.52
Regions Financial Corporation Q2 FY2024 Financial Summary
Regions Financial Corporation reported revenue of $1.2B (down 14.1% YoY) for Q2 FY2024, with a net profit of $501.0M (down 13.8% YoY) (42.2% margin).
Key Financial Metrics
| Total Revenue | $1.2B |
|---|---|
| Net Profit | $501.0M |
| Gross Margin | N/A |
| Operating Margin | 52.7% |
| Report Period | Q2 FY2024 |
Revenue Breakdown
Regions Financial Corporation Q2 FY2024 revenue of $1.2B breaks down across 3 segments, led by Consumer Bank at $697.0M (58.8% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Consumer Bank | $697.0M | 58.8% |
| Corporate Bank | $449.0M | 37.9% |
| Wealth Management | $40.0M | 3.4% |
Regions Financial Corporation Revenue by Segment — Quarterly Trend
Regions Financial Corporation revenue by segment across the last 4 reported quarters, showing how each business line (such as Consumer Bank and Corporate Bank) has evolved quarter over quarter.
| Segment | Q1 FY2026 | Q4 FY2025 | Q3 FY2025 | Q2 FY2025 |
|---|---|---|---|---|
| Consumer Bank | — | $747.0M | $738.0M | $742.0M |
| Corporate Bank | — | $487.0M | $475.0M | $474.0M |
| Wealth Management | — | $47.0M | $44.0M | $43.0M |
Regions Financial Corporation Annual Revenue by Year
Regions Financial Corporation annual revenue history includes year-by-year totals (for example, 2025 revenue was $5.0B).
| Year | Annual Revenue |
|---|---|
| 2025 | $5.0B |
| 2024 | $4.8B |
| 2023 | $5.3B |
| 2022 | $4.8B |
Regions Financial Corporation Quarterly Revenue & Net Profit History
Regions Financial Corporation results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q1 FY2026 | $1.9B | +5.0% | $559.0M | 29.8% |
| Q4 FY2025 | $1.3B | +4.1% | $534.0M | 41.7% |
| Q3 FY2025 | $1.3B | +3.2% | $569.0M | 45.3% |
| Q2 FY2025 | $1.3B | +6.2% | $563.0M | 44.7% |
| Q1 FY2025 | $1.2B | +0.8% | $490.0M | 41.0% |
| Q4 FY2024 | $1.2B | -0.1% | $534.0M | 43.4% |
| Q3 FY2024 | $1.2B | -5.7% | $490.0M | 40.2% |
| Q2 FY2024 | $1.2B | -14.1% | $501.0M | 42.2% |
Income Statement
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.19B | $1.22B | $1.23B | $1.19B | $1.26B | $1.26B | $1.28B | $1.87B |
| YoY Growth | -14.1% | -5.7% | -0.1% | 0.8% | 6.2% | 3.2% | 4.1% | 5.0% |
Balance Sheet
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $154.05B | $157.43B | $157.30B | $159.85B | $159.21B | $159.94B | $158.81B | $160.74B |
| Liabilities | $136.85B | $138.70B | $139.39B | $141.28B | $140.50B | $140.84B | $139.71B | $141.90B |
| Equity | $17.17B | $18.68B | $17.88B | $18.53B | $18.67B | $19.05B | $19.04B | $18.78B |
Cash Flow
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|
| Operating CF | $161.0M | $1.26B | $-220.0M | $1.07B | $573.0M | $861.0M | $-319.0M |