SEACOAST BANKING CORP OF FLORIDA

SEACOAST BANKING CORP OF FLORIDASBCFEarnings & Financial Report

Nasdaq · Financials · State Commercial Banks

Seacoast Banking Corporation of Florida is a Florida-headquartered US financial holding company. It provides full consumer and commercial banking services including deposits, personal and business loans, wealth management and insurance, serving individuals, SMEs and local commercial entities mainly across Florida's regional markets.

Revenue

$126.6M

Gross Profit

N/A

Operating Profit

$39.2M

Net Profit

$30.2M

Gross Margin

N/A

Operating Margin

30.9%

Net Margin

23.9%

YoY Growth

-14.8%

EPS

$0.36

SEACOAST BANKING CORP OF FLORIDA Q2 FY2024 Financial Summary

SEACOAST BANKING CORP OF FLORIDA reported revenue of $126.6M (down 14.8% YoY) for Q2 FY2024, with a net profit of $30.2M (down 3.2% YoY) (23.9% margin).

Key Financial Metrics

Total Revenue$126.6M
Net Profit$30.2M
Gross MarginN/A
Operating Margin30.9%
Report PeriodQ2 FY2024

SEACOAST BANKING CORP OF FLORIDA Annual Revenue by Year

SEACOAST BANKING CORP OF FLORIDA annual revenue history includes year-by-year totals (for example, 2025 revenue was $652.6M).

YearAnnual Revenue
2025$652.6M
2024$515.4M
2023$488.2M
2022$366.2M

SEACOAST BANKING CORP OF FLORIDA Quarterly Revenue & Net Profit History

SEACOAST BANKING CORP OF FLORIDA results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.

QuarterRevenueRevenue YoYNet ProfitNet Margin
Q4 FY2025$203.3M+53.0%N/AN/A
Q3 FY2025$157.3M+20.7%$36.5M23.2%
Q2 FY2025$151.4M+19.6%$42.7M28.2%
Q1 FY2025$140.7M+12.0%$31.5M22.4%
Q4 FY2024$132.9M+3.7%N/AN/A
Q3 FY2024$130.3M-4.9%$30.7M23.5%
Q2 FY2024$126.6M-14.8%$30.2M23.9%
Q1 FY2024$125.6M-18.2%$26.0M20.7%

Income Statement

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Revenue$125.6M$126.6M$130.3M$132.9M$140.7M$151.4M$157.3M$203.3M
YoY Growth-18.2%-14.8%-4.9%3.7%12.0%19.6%20.7%53.0%

Balance Sheet

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Assets$14.83B$14.95B$15.17B$15.18B$15.73B$15.94B$16.68B$20.84B
Liabilities$12.71B$12.82B$12.97B$12.99B$13.50B$13.67B$14.30B$17.79B
Equity$2.12B$2.13B$2.19B$2.18B$2.23B$2.27B$2.38B$2.71B

Cash Flow

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Operating CF$24.7M$56.9M$53.4M$179.9M$31.0M$72.3M$30.2M$188.1M