SOUTHERN MISSOURI BANCORP, INC.SMBCEarnings & Financial Report
U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...
Revenue
$46.1M
Gross Profit
N/A
Operating Profit
$19.8M
Net Profit
$15.7M
Gross Margin
N/A
Operating Margin
43.0%
Net Margin
34.0%
YoY Growth
15.1%
EPS
$1.39
SOUTHERN MISSOURI BANCORP, INC. Q3 FY2025 Financial Summary
SOUTHERN MISSOURI BANCORP, INC. reported revenue of $46.1M (up 15.1% YoY) for Q3 FY2025, with a net profit of $15.7M (up 38.7% YoY) (34.0% margin).
Key Financial Metrics
| Total Revenue | $46.1M |
|---|---|
| Net Profit | $15.7M |
| Gross Margin | N/A |
| Operating Margin | 43.0% |
| Report Period | Q3 FY2025 |
SOUTHERN MISSOURI BANCORP, INC. Annual Revenue by Year
SOUTHERN MISSOURI BANCORP, INC. annual revenue history includes year-by-year totals (for example, 2025 revenue was $182.6M).
| Year | Annual Revenue |
|---|---|
| 2025 | $182.6M |
| 2024 | $164.3M |
| 2023 | $126.7M |
| 2022 | $103.6M |
SOUTHERN MISSOURI BANCORP, INC. Quarterly Revenue & Net Profit History
SOUTHERN MISSOURI BANCORP, INC. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q2 FY2026 | $49.6M | +10.3% | $18.1M | 36.6% |
| Q1 FY2026 | $49.0M | +11.8% | $15.7M | 31.9% |
| Q4 FY2025 | $47.6M | +11.1% | $15.8M | 33.2% |
| Q3 FY2025 | $46.1M | +15.1% | $15.7M | 34.0% |
| Q2 FY2025 | $45.0M | +12.2% | $14.7M | 32.6% |
| Q1 FY2025 | $43.8M | +6.3% | $12.5M | 28.4% |
| Q4 FY2024 | $42.9M | -5.1% | $13.5M | 31.6% |
| Q3 FY2024 | $40.1M | +0.1% | $11.3M | 28.2% |
Income Statement
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $40.1M | $42.9M | $43.8M | $45.0M | $46.1M | $47.6M | $49.0M | $49.6M |
| YoY Growth | 0.1% | -5.1% | 6.3% | 12.2% | 15.1% | 11.1% | 11.8% | 10.3% |
Balance Sheet
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $4.65B | $4.60B | $4.73B | $4.91B | $4.98B | $5.02B | $5.04B | $5.09B |
| Liabilities | $4.17B | $4.12B | $4.22B | $4.40B | $4.45B | $4.47B | $4.48B | $4.53B |
| Equity | $479.6M | $488.7M | $505.6M | $512.4M | $528.8M | $544.7M | $560.2M | $567.4M |
Cash Flow
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $23.9M | $70.3M | $10.0M | $20.1M | $24.1M | $81.6M | $16.3M | $21.3M |