SOUTHERN MISSOURI BANCORP, INC.SMBCEarnings & Financial Report
U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...
SMBC Q2 FY2026 Key Financial Metrics
Revenue
$49.6M
Gross Profit
N/A
Operating Profit
$22.7M
Net Profit
$18.1M
Gross Margin
N/A
Operating Margin
45.7%
Net Margin
36.6%
YoY Growth
10.3%
EPS
$1.62
SOUTHERN MISSOURI BANCORP, INC. Q2 FY2026 Financial Summary
SOUTHERN MISSOURI BANCORP, INC. reported revenue of $49.6M (up 10.3% YoY) for Q2 FY2026, with a net profit of $18.1M (up 23.9% YoY) (36.6% margin).
Key Financial Metrics
| Total Revenue | $49.6M |
|---|---|
| Net Profit | $18.1M |
| Gross Margin | N/A |
| Operating Margin | 45.7% |
| Report Period | Q2 FY2026 |
SOUTHERN MISSOURI BANCORP, INC. Annual Revenue by Year
SOUTHERN MISSOURI BANCORP, INC. annual revenue history includes year-by-year totals (for example, 2025 revenue was $182.6M).
SOUTHERN MISSOURI BANCORP, INC. Quarterly Revenue & Net Profit History
SOUTHERN MISSOURI BANCORP, INC. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q2 FY2026 | $49.6M | +10.3% | $18.1M | 36.6% |
| Q1 FY2026 | $49.0M | +11.8% | $15.7M | 31.9% |
| Q4 FY2025 | $47.6M | +11.1% | $15.8M | 33.2% |
| Q3 FY2025 | $46.1M | +15.1% | $15.7M | 34.0% |
| Q2 FY2025 | $45.0M | +12.2% | $14.7M | 32.6% |
| Q1 FY2025 | $43.8M | +6.3% | $12.5M | 28.4% |
| Q4 FY2024 | $42.9M | -5.1% | $13.5M | 31.6% |
| Q3 FY2024 | $40.1M | +0.1% | $11.3M | 28.2% |
Income Statement
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $40.1M | $42.9M | $43.8M | $45.0M | $46.1M | $47.6M | $49.0M | $49.6M |
| YoY Growth | 0.1% | -5.1% | 6.3% | 12.2% | 15.1% | 11.1% | 11.8% | 10.3% |
Balance Sheet
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $4.65B | $4.60B | $4.73B | $4.91B | $4.98B | $5.02B | $5.04B | $5.09B |
| Liabilities | $4.17B | $4.12B | $4.22B | $4.40B | $4.45B | $4.47B | $4.48B | $4.53B |
| Equity | $479.6M | $488.7M | $505.6M | $512.4M | $528.8M | $544.7M | $560.2M | $567.4M |
Cash Flow
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $23.9M | $70.3M | $10.0M | $20.1M | $24.1M | $81.6M | $16.3M | $21.3M |