UNIVEST FINANCIAL CorpUVSPEarnings & Financial Report
Univest Financial Corp is a U.S. regional financial services holding company based in Pennsylvania. It offers banking, wealth management, insurance, and lending solutions for individual consumers, SMEs, and institutional clients across its Mid-Atlantic operating regions.
Revenue
$81.0M
Gross Profit
N/A
Operating Profit
$25.0M
Net Profit
$20.0M
Gross Margin
N/A
Operating Margin
30.9%
Net Margin
24.7%
YoY Growth
12.5%
EPS
$0.69
UNIVEST FINANCIAL Corp Q2 FY2025 Financial Summary
UNIVEST FINANCIAL Corp reported revenue of $81.0M (up 12.5% YoY) for Q2 FY2025, with a net profit of $20.0M (up 10.3% YoY) (24.7% margin).
Key Financial Metrics
| Total Revenue | $81.0M |
|---|---|
| Net Profit | $20.0M |
| Gross Margin | N/A |
| Operating Margin | 30.9% |
| Report Period | Q2 FY2025 |
Revenue Breakdown
UNIVEST FINANCIAL Corp Q2 FY2025 revenue of $81.0M breaks down across 4 segments, led by Banking1 at $70.3M (86.8% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Banking1 | $70.3M | 86.8% |
| Investment Advice | $5.5M | 6.7% |
| Financial Service Other | $3.1M | 3.9% |
| Fiduciary And Trust | $2.1M | 2.6% |
UNIVEST FINANCIAL Corp Revenue by Segment — Quarterly Trend
UNIVEST FINANCIAL Corp revenue by segment across the last 4 reported quarters, showing how each business line (such as Banking1 and Investment Advice) has evolved quarter over quarter.
| Segment | Q1 FY2026 | Q4 FY2025 | Q3 FY2025 | Q2 FY2025 |
|---|---|---|---|---|
| Banking1 | — | $73.5M | $72.3M | $70.3M |
| Investment Advice | — | $6.1M | $5.7M | $5.5M |
| Financial Service Other | — | $2.7M | — | $3.1M |
| Fiduciary And Trust | — | $2.3M | — | $2.1M |
UNIVEST FINANCIAL Corp Annual Revenue by Year
UNIVEST FINANCIAL Corp annual revenue history includes year-by-year totals (for example, 2025 revenue was $328.1M).
| Year | Annual Revenue |
|---|---|
| 2025 | $328.1M |
| 2024 | $299.2M |
| 2023 | $220.0M |
| 2022 | $171.6M |
UNIVEST FINANCIAL Corp Quarterly Revenue & Net Profit History
UNIVEST FINANCIAL Corp results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q1 FY2026 | $87.5M | — | $27.1M | 31.0% |
| Q4 FY2025 | $84.6M | +10.1% | $22.7M | 26.9% |
| Q3 FY2025 | $83.2M | +13.5% | $25.6M | 30.8% |
| Q2 FY2025 | $81.0M | +12.5% | $20.0M | 24.7% |
| Q1 FY2025 | $79.2M | +2.8% | $22.4M | 28.3% |
| Q4 FY2024 | $76.8M | +7.6% | $18.9M | 24.7% |
| Q3 FY2024 | $73.4M | +1.5% | $18.6M | 25.3% |
| Q2 FY2024 | $72.0M | -2.9% | $18.1M | 25.1% |
Income Statement
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $72.0M | $73.4M | $76.8M | $79.2M | $81.0M | $83.2M | $84.6M | $87.5M |
| YoY Growth | -2.9% | 1.5% | 7.6% | 2.8% | 12.5% | 13.5% | 10.1% | N/A |
Balance Sheet
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $7.86B | $8.21B | $8.13B | $7.98B | $7.94B | $8.57B | $8.44B | $8.14B |
| Liabilities | $7.00B | $7.33B | $7.24B | $7.07B | $7.02B | $7.64B | $7.49B | $7.19B |
| Equity | $854.1M | $877.1M | $887.3M | $903.5M | $916.7M | $933.2M | $943.3M | $952.0M |
Cash Flow
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|
| Operating CF | $-3.4M | $38.9M | $75.1M | $15.6M | $23.3M | $32.0M | $101.5M |