ZIONS BANCORPORATION, NATIONAL ASSOCIATIONZIONEarnings & Financial Report
Zions Bancorporation is an American national bank headquartered in Salt Lake City, Utah. It operates as a national bank rather than as a bank holding company and does business under the following seven brands: Zions Bank, Amegy Bank of Texas, California Bank and Trust, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and the Commerce Bank of Washington.
Revenue
$838.0M
Gross Profit
N/A
Operating Profit
N/A
Net Profit
$244.0M
Gross Margin
N/A
Operating Margin
N/A
Net Margin
29.1%
YoY Growth
7.9%
EPS
$1.63
ZIONS BANCORPORATION, NATIONAL ASSOCIATION Q2 FY2025 Financial Summary
ZIONS BANCORPORATION, NATIONAL ASSOCIATION reported revenue of $838.0M (up 7.9% YoY) for Q2 FY2025, with a net profit of $244.0M (up 21.4% YoY) (29.1% margin).
Key Financial Metrics
| Total Revenue | $838.0M |
|---|---|
| Net Profit | $244.0M |
| Gross Margin | N/A |
| Operating Margin | N/A |
| Report Period | Q2 FY2025 |
ZIONS BANCORPORATION, NATIONAL ASSOCIATION Annual Revenue by Year
ZIONS BANCORPORATION, NATIONAL ASSOCIATION annual revenue history includes year-by-year totals (for example, 2025 revenue was $3.4B).
| Year | Annual Revenue |
|---|---|
| 2025 | $3.4B |
| 2024 | $3.1B |
| 2023 | $503.0M |
| 2022 | $495.0M |
ZIONS BANCORPORATION, NATIONAL ASSOCIATION Quarterly Revenue & Net Profit History
ZIONS BANCORPORATION, NATIONAL ASSOCIATION results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $891.0M | +8.7% | $263.0M | 29.5% |
| Q3 FY2025 | $861.0M | +8.7% | $222.0M | 25.8% |
| Q2 FY2025 | $838.0M | +7.9% | $244.0M | 29.1% |
| Q1 FY2025 | $795.0M | +7.1% | $170.0M | 21.4% |
| Q4 FY2024 | $820.0M | +12.2% | $216.0M | 26.3% |
| Q3 FY2024 | $792.0M | +3.5% | $214.0M | 27.0% |
| Q2 FY2024 | $777.0M | -0.4% | $201.0M | 25.9% |
| Q1 FY2024 | $742.0M | -11.6% | $153.0M | 20.6% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $742.0M | $777.0M | $792.0M | $820.0M | $795.0M | $838.0M | $861.0M | $891.0M |
| YoY Growth | -11.6% | -0.4% | 3.5% | 12.2% | 7.1% | 7.9% | 8.7% | 8.7% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $87.06B | $87.61B | $87.03B | $88.78B | $87.99B | $88.89B | $88.53B | $88.99B |
| Liabilities | $81.23B | $81.58B | $80.65B | $82.65B | $81.67B | $82.30B | $81.67B | $81.81B |
| Equity | $5.83B | $6.03B | $6.38B | $6.12B | $6.33B | $6.60B | $6.87B | $7.18B |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $261.0M | $251.0M | $119.0M | $1.15B | $179.0M | $-62.0M | $438.0M | $1.07B |