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Side-by-side financial comparison of ACNB CORP (ACNB) and Maison Solutions Inc. (MSS). Click either name above to swap in a different company.

ACNB CORP is the larger business by last-quarter revenue ($47.2M vs $27.6M, roughly 1.7× Maison Solutions Inc.). ACNB CORP runs the higher net margin — 22.9% vs -18.0%, a 40.9% gap on every dollar of revenue. On growth, ACNB CORP posted the faster year-over-year revenue change (42.2% vs -10.9%). Over the past eight quarters, Maison Solutions Inc.'s revenue compounded faster (42.5% CAGR vs 22.1%).

ACNB Corp is a US-based financial holding company headquartered in Pennsylvania. It provides a full suite of financial solutions including retail and commercial banking, wealth management, trust services, and property & casualty insurance products. Its core market covers local communities, individual consumers, and small-to-medium enterprises across south-central Pennsylvania and northern Maryland.

Maison Solutions Inc. is a specialty home goods retail company that provides a diverse portfolio of stylish, affordably priced furniture, home decor items, and daily household products. Its primary market is the Guangdong-Hong Kong-Macao Greater Bay Area in China, serving mass consumers through both offline physical stores and online e-commerce channels.

ACNB vs MSS — Head-to-Head

Bigger by revenue
ACNB
ACNB
1.7× larger
ACNB
$47.2M
$27.6M
MSS
Growing faster (revenue YoY)
ACNB
ACNB
+53.1% gap
ACNB
42.2%
-10.9%
MSS
Higher net margin
ACNB
ACNB
40.9% more per $
ACNB
22.9%
-18.0%
MSS
Faster 2-yr revenue CAGR
MSS
MSS
Annualised
MSS
42.5%
22.1%
ACNB

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
ACNB
ACNB
MSS
MSS
Revenue
$47.2M
$27.6M
Net Profit
$10.8M
$-5.0M
Gross Margin
23.4%
Operating Margin
27.9%
-4.9%
Net Margin
22.9%
-18.0%
Revenue YoY
42.2%
-10.9%
Net Profit YoY
63.8%
-1840.5%
EPS (diluted)
$1.10
$-0.23

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ACNB
ACNB
MSS
MSS
Q4 25
$47.2M
$27.6M
Q3 25
$50.9M
$27.2M
Q2 25
$50.3M
$34.4M
Q1 25
$43.5M
$32.3M
Q4 24
$33.2M
$29.4M
Q3 24
$34.1M
$28.2M
Q2 24
$33.3M
$16.9M
Q1 24
$31.6M
$13.6M
Net Profit
ACNB
ACNB
MSS
MSS
Q4 25
$10.8M
$-5.0M
Q3 25
$14.9M
$-1.5M
Q2 25
$11.6M
$-287.4K
Q1 25
$-272.0K
$1.0M
Q4 24
$6.6M
$-256.0K
Q3 24
$7.2M
$700.9K
Q2 24
$11.3M
$-2.8M
Q1 24
$6.8M
$-549.0K
Gross Margin
ACNB
ACNB
MSS
MSS
Q4 25
23.4%
Q3 25
24.1%
Q2 25
9.5%
Q1 25
21.8%
Q4 24
26.9%
Q3 24
28.9%
Q2 24
13.0%
Q1 24
23.4%
Operating Margin
ACNB
ACNB
MSS
MSS
Q4 25
27.9%
-4.9%
Q3 25
37.2%
0.7%
Q2 25
29.7%
-15.9%
Q1 25
-1.3%
3.7%
Q4 24
24.8%
3.2%
Q3 24
27.6%
7.3%
Q2 24
42.8%
-14.4%
Q1 24
26.9%
-2.3%
Net Margin
ACNB
ACNB
MSS
MSS
Q4 25
22.9%
-18.0%
Q3 25
29.2%
-5.7%
Q2 25
23.2%
-0.8%
Q1 25
-0.6%
3.1%
Q4 24
19.9%
-0.9%
Q3 24
21.1%
2.5%
Q2 24
33.9%
-16.4%
Q1 24
21.4%
-4.0%
EPS (diluted)
ACNB
ACNB
MSS
MSS
Q4 25
$1.10
$-0.23
Q3 25
$1.42
$-0.08
Q2 25
$1.11
$-0.02
Q1 25
$-0.03
$0.06
Q4 24
$0.77
$-0.01
Q3 24
$0.84
$0.04
Q2 24
$1.32
$-0.16
Q1 24
$0.80
$-0.03

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ACNB
ACNB
MSS
MSS
Cash + ST InvestmentsLiquidity on hand
$65.6M
Total DebtLower is stronger
$255.4M
$2.6M
Stockholders' EquityBook value
$420.0M
$11.6M
Total Assets
$3.2B
$75.4M
Debt / EquityLower = less leverage
0.61×
0.22×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ACNB
ACNB
MSS
MSS
Q4 25
$65.6M
Q3 25
$102.1M
$1.1M
Q2 25
$103.1M
$775.4K
Q1 25
$123.6M
$445.4K
Q4 24
$47.3M
$355.7K
Q3 24
$58.1M
$588.9K
Q2 24
$86.3M
$2.1M
Q1 24
$53.1M
$9.4M
Total Debt
ACNB
ACNB
MSS
MSS
Q4 25
$255.4M
$2.6M
Q3 25
$255.4M
$2.6M
Q2 25
$255.4M
$2.6M
Q1 25
$255.3M
Q4 24
$255.3M
Q3 24
$255.3M
$2.5M
Q2 24
$255.3M
$2.6M
Q1 24
$255.3M
$2.6M
Stockholders' Equity
ACNB
ACNB
MSS
MSS
Q4 25
$420.0M
$11.6M
Q3 25
$408.6M
$10.1M
Q2 25
$395.2M
$11.7M
Q1 25
$386.9M
$12.0M
Q4 24
$303.3M
$10.9M
Q3 24
$306.8M
$11.2M
Q2 24
$289.3M
$10.5M
Q1 24
$279.9M
$13.3M
Total Assets
ACNB
ACNB
MSS
MSS
Q4 25
$3.2B
$75.4M
Q3 25
$3.3B
$73.3M
Q2 25
$3.3B
$77.4M
Q1 25
$3.3B
$82.7M
Q4 24
$2.4B
$82.7M
Q3 24
$2.4B
$82.1M
Q2 24
$2.5B
$82.4M
Q1 24
$2.4B
$44.2M
Debt / Equity
ACNB
ACNB
MSS
MSS
Q4 25
0.61×
0.22×
Q3 25
0.62×
0.26×
Q2 25
0.65×
0.22×
Q1 25
0.66×
Q4 24
0.84×
Q3 24
0.83×
0.23×
Q2 24
0.88×
0.24×
Q1 24
0.91×
0.19×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ACNB
ACNB
MSS
MSS
Operating Cash FlowLast quarter
$53.6M
$-1.7M
Free Cash FlowOCF − Capex
$52.6M
FCF MarginFCF / Revenue
111.4%
Capex IntensityCapex / Revenue
2.3%
Cash ConversionOCF / Net Profit
4.96×
TTM Free Cash FlowTrailing 4 quarters
$92.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ACNB
ACNB
MSS
MSS
Q4 25
$53.6M
$-1.7M
Q3 25
$23.2M
$1.1M
Q2 25
$17.8M
$-1.6M
Q1 25
$-71.0K
$1.7M
Q4 24
$39.8M
$1.1M
Q3 24
$13.6M
$3.6M
Q2 24
$9.7M
$-2.6M
Q1 24
$10.8M
$-1.4M
Free Cash Flow
ACNB
ACNB
MSS
MSS
Q4 25
$52.6M
Q3 25
$22.8M
Q2 25
$17.6M
Q1 25
$-730.0K
Q4 24
$38.8M
Q3 24
$13.3M
Q2 24
$9.4M
Q1 24
$10.7M
FCF Margin
ACNB
ACNB
MSS
MSS
Q4 25
111.4%
Q3 25
44.7%
Q2 25
35.0%
Q1 25
-1.7%
Q4 24
117.0%
Q3 24
39.1%
Q2 24
28.3%
Q1 24
33.9%
Capex Intensity
ACNB
ACNB
MSS
MSS
Q4 25
2.3%
Q3 25
0.8%
Q2 25
0.4%
Q1 25
1.5%
Q4 24
2.9%
Q3 24
0.7%
Q2 24
0.9%
Q1 24
0.2%
Cash Conversion
ACNB
ACNB
MSS
MSS
Q4 25
4.96×
Q3 25
1.56×
Q2 25
1.52×
Q1 25
1.66×
Q4 24
6.03×
Q3 24
1.88×
5.12×
Q2 24
0.86×
Q1 24
1.60×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ACNB
ACNB

Segment breakdown not available.

MSS
MSS

Perishables$14.4M52%
Nonperishables$13.2M48%

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