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Side-by-side financial comparison of ALBANY INTERNATIONAL CORP (AIN) and PATHWARD FINANCIAL, INC. (CASH). Click either name above to swap in a different company.
ALBANY INTERNATIONAL CORP is the larger business by last-quarter revenue ($321.2M vs $276.3M, roughly 1.2× PATHWARD FINANCIAL, INC.). PATHWARD FINANCIAL, INC. runs the higher net margin — 26.4% vs 4.3%, a 22.1% gap on every dollar of revenue. Over the past eight quarters, PATHWARD FINANCIAL, INC.'s revenue compounded faster (21.0% CAGR vs 1.2%).
Albany International Corp is a global advanced materials and industrial technology company. It operates two core segments: Machine Clothing producing custom engineered fabrics for paper and other industrial manufacturing processes, and Engineered Composites developing high-performance composite components primarily for the aerospace and defense sectors, serving customers across North America, Europe, Asia and other global regions.
Pathward Financial, Inc. is a U.S.-based banking and financial services company. It adopted its current name in 2022 after its parent, Meta Financial Group, sold the "Meta" trademark to Meta Platforms.
AIN vs CASH — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $321.2M | $276.3M |
| Net Profit | $13.9M | $72.9M |
| Gross Margin | 31.1% | — |
| Operating Margin | 9.3% | — |
| Net Margin | 4.3% | 26.4% |
| Revenue YoY | 12.0% | — |
| Net Profit YoY | -21.5% | — |
| EPS (diluted) | $0.56 | $3.35 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $276.3M | ||
| Q4 25 | $321.2M | $173.1M | ||
| Q3 25 | $261.4M | $186.7M | ||
| Q2 25 | $311.4M | $195.8M | ||
| Q1 25 | $288.8M | $274.8M | ||
| Q4 24 | $286.9M | $182.6M | ||
| Q3 24 | $298.4M | $179.5M | ||
| Q2 24 | $332.0M | $188.6M |
| Q1 26 | — | $72.9M | ||
| Q4 25 | $13.9M | $35.2M | ||
| Q3 25 | $-97.8M | $38.8M | ||
| Q2 25 | $9.2M | $42.1M | ||
| Q1 25 | $17.4M | $75.0M | ||
| Q4 24 | $17.7M | $30.0M | ||
| Q3 24 | $18.0M | $33.5M | ||
| Q2 24 | $24.6M | $44.9M |
| Q1 26 | — | — | ||
| Q4 25 | 31.1% | — | ||
| Q3 25 | -19.1% | — | ||
| Q2 25 | 31.3% | — | ||
| Q1 25 | 33.4% | — | ||
| Q4 24 | 31.5% | — | ||
| Q3 24 | 30.3% | — | ||
| Q2 24 | 33.9% | — |
| Q1 26 | — | — | ||
| Q4 25 | 9.3% | 24.6% | ||
| Q3 25 | -44.6% | 25.9% | ||
| Q2 25 | 7.2% | 24.1% | ||
| Q1 25 | 9.8% | 33.2% | ||
| Q4 24 | 8.5% | 19.8% | ||
| Q3 24 | 8.4% | 20.9% | ||
| Q2 24 | 12.9% | 27.1% |
| Q1 26 | — | 26.4% | ||
| Q4 25 | 4.3% | 20.3% | ||
| Q3 25 | -37.4% | 20.8% | ||
| Q2 25 | 2.9% | 21.5% | ||
| Q1 25 | 6.0% | 27.3% | ||
| Q4 24 | 6.2% | 16.4% | ||
| Q3 24 | 6.0% | 18.7% | ||
| Q2 24 | 7.4% | 23.8% |
| Q1 26 | — | $3.35 | ||
| Q4 25 | $0.56 | $1.57 | ||
| Q3 25 | $-3.37 | $1.69 | ||
| Q2 25 | $0.31 | $1.81 | ||
| Q1 25 | $0.56 | $3.14 | ||
| Q4 24 | $0.57 | $1.23 | ||
| Q3 24 | $0.57 | $1.34 | ||
| Q2 24 | $0.79 | $1.78 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $112.3M | $157.6M |
| Total DebtLower is stronger | $455.7M | $59.5M |
| Stockholders' EquityBook value | $726.2M | $850.7M |
| Total Assets | $1.7B | $7.1B |
| Debt / EquityLower = less leverage | 0.63× | 0.07× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $157.6M | ||
| Q4 25 | $112.3M | $331.2M | ||
| Q3 25 | $108.3M | $120.6M | ||
| Q2 25 | $106.7M | $258.3M | ||
| Q1 25 | $119.4M | $254.2M | ||
| Q4 24 | $115.3M | $597.4M | ||
| Q3 24 | $127.2M | $158.3M | ||
| Q2 24 | $116.4M | $298.9M |
| Q1 26 | — | $59.5M | ||
| Q4 25 | $455.7M | $33.5M | ||
| Q3 25 | $480.6M | $33.5M | ||
| Q2 25 | $444.7M | $33.4M | ||
| Q1 25 | $416.4M | $33.4M | ||
| Q4 24 | $318.5M | $33.4M | ||
| Q3 24 | $362.2M | $33.4M | ||
| Q2 24 | $377.1M | $33.3M |
| Q1 26 | — | $850.7M | ||
| Q4 25 | $726.2M | $854.5M | ||
| Q3 25 | $739.3M | $858.0M | ||
| Q2 25 | $888.6M | $819.0M | ||
| Q1 25 | $900.0M | $814.7M | ||
| Q4 24 | $943.5M | $758.3M | ||
| Q3 24 | $991.0M | $822.5M | ||
| Q2 24 | $967.5M | $748.4M |
| Q1 26 | — | $7.1B | ||
| Q4 25 | $1.7B | $7.6B | ||
| Q3 25 | $1.7B | $7.2B | ||
| Q2 25 | $1.7B | $7.2B | ||
| Q1 25 | $1.7B | $7.0B | ||
| Q4 24 | $1.6B | $7.6B | ||
| Q3 24 | $1.8B | $7.5B | ||
| Q2 24 | $1.8B | $7.5B |
| Q1 26 | — | 0.07× | ||
| Q4 25 | 0.63× | 0.04× | ||
| Q3 25 | 0.65× | 0.04× | ||
| Q2 25 | 0.50× | 0.04× | ||
| Q1 25 | 0.46× | 0.04× | ||
| Q4 24 | 0.34× | 0.04× | ||
| Q3 24 | 0.37× | 0.04× | ||
| Q2 24 | 0.39× | 0.04× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $73.7M | — |
| Free Cash FlowOCF − Capex | $51.4M | — |
| FCF MarginFCF / Revenue | 16.0% | — |
| Capex IntensityCapex / Revenue | 6.9% | — |
| Cash ConversionOCF / Net Profit | 5.31× | — |
| TTM Free Cash FlowTrailing 4 quarters | $82.6M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $73.7M | $108.3M | ||
| Q3 25 | $43.9M | $303.7M | ||
| Q2 25 | $32.7M | $30.4M | ||
| Q1 25 | $2.1M | $188.3M | ||
| Q4 24 | $78.5M | $-71.7M | ||
| Q3 24 | $47.0M | $143.1M | ||
| Q2 24 | $83.4M | $113.2M |
| Q1 26 | — | — | ||
| Q4 25 | $51.4M | $104.1M | ||
| Q3 25 | $25.9M | $300.3M | ||
| Q2 25 | $18.8M | $27.7M | ||
| Q1 25 | $-13.5M | $184.7M | ||
| Q4 24 | $60.2M | $-73.8M | ||
| Q3 24 | $31.6M | $138.8M | ||
| Q2 24 | $63.6M | $111.0M |
| Q1 26 | — | — | ||
| Q4 25 | 16.0% | 60.1% | ||
| Q3 25 | 9.9% | 160.9% | ||
| Q2 25 | 6.0% | 14.1% | ||
| Q1 25 | -4.7% | 67.2% | ||
| Q4 24 | 21.0% | -40.4% | ||
| Q3 24 | 10.6% | 77.3% | ||
| Q2 24 | 19.2% | 58.8% |
| Q1 26 | — | — | ||
| Q4 25 | 6.9% | 2.4% | ||
| Q3 25 | 6.9% | 1.8% | ||
| Q2 25 | 4.5% | 1.4% | ||
| Q1 25 | 5.4% | 1.3% | ||
| Q4 24 | 6.4% | 1.1% | ||
| Q3 24 | 5.2% | 2.4% | ||
| Q2 24 | 6.0% | 1.2% |
| Q1 26 | — | — | ||
| Q4 25 | 5.31× | 3.08× | ||
| Q3 25 | — | 7.83× | ||
| Q2 25 | 3.56× | 0.72× | ||
| Q1 25 | 0.12× | 2.51× | ||
| Q4 24 | 4.44× | -2.39× | ||
| Q3 24 | 2.61× | 4.27× | ||
| Q2 24 | 3.39× | 2.52× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AIN
| Transferred At Point In Time | $176.5M | 55% |
| Engineered Composites Other | $99.3M | 31% |
| Engineered Composites ASC | $44.5M | 14% |
| Transferred Over Time | $1.0M | 0% |
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
