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Side-by-side financial comparison of Ambow Education Holding Ltd. (AMBO) and Kentucky First Federal Bancorp (KFFB). Click either name above to swap in a different company.

Kentucky First Federal Bancorp is the larger business by last-quarter revenue ($2.8M vs $2.8M, roughly 1.0× Ambow Education Holding Ltd.). Ambow Education Holding Ltd. runs the higher net margin — 64.2% vs 10.7%, a 53.4% gap on every dollar of revenue. On growth, Kentucky First Federal Bancorp posted the faster year-over-year revenue change (28.3% vs 15.3%).

Ambow Education Holding Ltd. is a China-focused education service provider that offers personalized learning solutions, professional career training programs, and K-12 after-school tutoring services. It partners with educational institutions and enterprises to deliver technology-integrated learning resources for learners of all age groups across mainland China.

Kentucky First Federal Bancorp is a U.S. regional bank holding company based in Kentucky. It offers retail and commercial banking services including deposits, mortgage loans, consumer lending and small business financing, serving local individual customers and small-to-medium enterprises across its Kentucky operating regions.

AMBO vs KFFB — Head-to-Head

Bigger by revenue
KFFB
KFFB
1.0× larger
KFFB
$2.8M
$2.8M
AMBO
Growing faster (revenue YoY)
KFFB
KFFB
+13.0% gap
KFFB
28.3%
15.3%
AMBO
Higher net margin
AMBO
AMBO
53.4% more per $
AMBO
64.2%
10.7%
KFFB

Income Statement — Q2 FY2025 vs Q2 FY2026

Metric
AMBO
AMBO
KFFB
KFFB
Revenue
$2.8M
$2.8M
Net Profit
$1.8M
$304.0K
Gross Margin
53.3%
Operating Margin
11.9%
14.1%
Net Margin
64.2%
10.7%
Revenue YoY
15.3%
28.3%
Net Profit YoY
1343.1%
2238.5%
EPS (diluted)
$0.03
$0.04

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AMBO
AMBO
KFFB
KFFB
Q4 25
$2.8M
Q3 25
$2.7M
Q2 25
$2.8M
$2.4M
Q1 25
$2.2M
Q4 24
$2.2M
Q3 24
$2.0M
Q2 24
$2.4M
$2.0M
Q1 24
$1.8M
Net Profit
AMBO
AMBO
KFFB
KFFB
Q4 25
$304.0K
Q3 25
$344.0K
Q2 25
$1.8M
$176.0K
Q1 25
$7.0K
Q4 24
$13.0K
Q3 24
$-15.0K
Q2 24
$123.0K
$-1.1M
Q1 24
$-107.0K
Gross Margin
AMBO
AMBO
KFFB
KFFB
Q4 25
Q3 25
Q2 25
53.3%
Q1 25
Q4 24
Q3 24
Q2 24
55.6%
Q1 24
Operating Margin
AMBO
AMBO
KFFB
KFFB
Q4 25
14.1%
Q3 25
17.0%
Q2 25
11.9%
10.3%
Q1 25
0.7%
Q4 24
0.3%
Q3 24
-1.0%
Q2 24
2.7%
-58.7%
Q1 24
-7.9%
Net Margin
AMBO
AMBO
KFFB
KFFB
Q4 25
10.7%
Q3 25
12.9%
Q2 25
64.2%
7.6%
Q1 25
0.3%
Q4 24
0.6%
Q3 24
-0.7%
Q2 24
5.1%
-56.7%
Q1 24
-5.8%
EPS (diluted)
AMBO
AMBO
KFFB
KFFB
Q4 25
$0.04
Q3 25
$0.04
Q2 25
$0.03
$0.02
Q1 25
$0.00
Q4 24
$0.00
Q3 24
$0.00
Q2 24
$0.00
$-0.13
Q1 24
$-0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AMBO
AMBO
KFFB
KFFB
Cash + ST InvestmentsLiquidity on hand
$4.1M
$19.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$8.6M
$49.1M
Total Assets
$23.2M
$375.3M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AMBO
AMBO
KFFB
KFFB
Q4 25
$19.7M
Q3 25
$14.6M
Q2 25
$4.1M
$19.5M
Q1 25
$27.8M
Q4 24
$21.0M
Q3 24
$17.3M
Q2 24
$1.6M
$18.3M
Q1 24
$15.4M
Stockholders' Equity
AMBO
AMBO
KFFB
KFFB
Q4 25
$49.1M
Q3 25
$48.8M
Q2 25
$8.6M
$48.4M
Q1 25
$48.2M
Q4 24
$48.1M
Q3 24
$48.2M
Q2 24
$6.6M
$48.0M
Q1 24
$49.0M
Total Assets
AMBO
AMBO
KFFB
KFFB
Q4 25
$375.3M
Q3 25
$366.5M
Q2 25
$23.2M
$371.2M
Q1 25
$380.7M
Q4 24
$374.2M
Q3 24
$375.6M
Q2 24
$17.6M
$375.0M
Q1 24
$369.1M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AMBO
AMBO
KFFB
KFFB
Operating Cash FlowLast quarter
$-303.0K
Free Cash FlowOCF − Capex
$-367.0K
FCF MarginFCF / Revenue
-12.9%
Capex IntensityCapex / Revenue
2.3%
Cash ConversionOCF / Net Profit
-1.00×
TTM Free Cash FlowTrailing 4 quarters
$-377.0K

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AMBO
AMBO
KFFB
KFFB
Q4 25
$-303.0K
Q3 25
$450.0K
Q2 25
$-86.0K
Q1 25
$-155.0K
Q4 24
$1.4M
Q3 24
$-1.4M
Q2 24
$-1.5M
Q1 24
$-176.0K
Free Cash Flow
AMBO
AMBO
KFFB
KFFB
Q4 25
$-367.0K
Q3 25
$445.0K
Q2 25
$-235.0K
Q1 25
$-220.0K
Q4 24
$1.4M
Q3 24
$-1.4M
Q2 24
$-1.5M
Q1 24
$-191.0K
FCF Margin
AMBO
AMBO
KFFB
KFFB
Q4 25
-12.9%
Q3 25
16.7%
Q2 25
-9.7%
Q1 25
-9.9%
Q4 24
61.8%
Q3 24
-70.2%
Q2 24
-77.7%
Q1 24
-10.4%
Capex Intensity
AMBO
AMBO
KFFB
KFFB
Q4 25
2.3%
Q3 25
0.2%
Q2 25
6.2%
Q1 25
2.9%
Q4 24
3.7%
Q3 24
0.1%
Q2 24
3.4%
Q1 24
0.8%
Cash Conversion
AMBO
AMBO
KFFB
KFFB
Q4 25
-1.00×
Q3 25
1.31×
Q2 25
-0.49×
Q1 25
-22.14×
Q4 24
111.31×
Q3 24
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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