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Side-by-side financial comparison of Andersons, Inc. (ANDE) and TEXAS CAPITAL BANCSHARES INC (TCBI). Click either name above to swap in a different company.
Andersons, Inc. is the larger business by last-quarter revenue ($329.5M vs $324.0M, roughly 1.0× TEXAS CAPITAL BANCSHARES INC). TEXAS CAPITAL BANCSHARES INC runs the higher net margin — 22.8% vs 20.5%, a 2.3% gap on every dollar of revenue. On growth, TEXAS CAPITAL BANCSHARES INC posted the faster year-over-year revenue change (15.5% vs -2.4%). Over the past eight quarters, TEXAS CAPITAL BANCSHARES INC's revenue compounded faster (10.2% CAGR vs -1.8%).
The Andersons, Inc. is an American agribusiness established in 1947, that began as Andersons Truck Terminal (ATT) in the 1940s for the grain industry, headquartered in Maumee, Ohio. It is a diversified company rooted in agriculture that conducts business in the commodity merchandising, renewables, and plant nutrient sectors.
Texas Capital Bank is a bank headquartered in Dallas, Texas. The bank has branches located in every major city in Texas. Its parent bank holding company is Texas Capital Bancshares. It also operates an online-only banking division, Bask Bank.
ANDE vs TCBI — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $329.5M | $324.0M |
| Net Profit | $67.4M | $73.8M |
| Gross Margin | 70.3% | — |
| Operating Margin | 26.6% | — |
| Net Margin | 20.5% | 22.8% |
| Revenue YoY | -2.4% | 15.5% |
| Net Profit YoY | 49.6% | 56.8% |
| EPS (diluted) | — | $1.56 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $324.0M | ||
| Q4 25 | $329.5M | $327.5M | ||
| Q3 25 | $295.8M | $340.4M | ||
| Q2 25 | $535.0M | $307.5M | ||
| Q1 25 | $370.8M | $280.5M | ||
| Q4 24 | $337.5M | $229.6M | ||
| Q3 24 | $231.9M | $125.3M | ||
| Q2 24 | $492.5M | $267.0M |
| Q1 26 | — | $73.8M | ||
| Q4 25 | $67.4M | $100.7M | ||
| Q3 25 | $20.1M | $105.2M | ||
| Q2 25 | $7.9M | $77.3M | ||
| Q1 25 | $284.0K | $47.0M | ||
| Q4 24 | $45.1M | $71.0M | ||
| Q3 24 | $27.4M | $-61.3M | ||
| Q2 24 | $36.0M | $41.7M |
| Q1 26 | — | — | ||
| Q4 25 | 70.3% | — | ||
| Q3 25 | 57.8% | — | ||
| Q2 25 | 29.6% | — | ||
| Q1 25 | 41.2% | — | ||
| Q4 24 | 63.1% | — | ||
| Q3 24 | 76.4% | — | ||
| Q2 24 | 35.6% | — |
| Q1 26 | — | — | ||
| Q4 25 | 26.6% | 40.4% | ||
| Q3 25 | 8.7% | 40.5% | ||
| Q2 25 | 4.6% | 33.2% | ||
| Q1 25 | 0.9% | 21.6% | ||
| Q4 24 | 19.9% | 40.7% | ||
| Q3 24 | 26.8% | -63.8% | ||
| Q2 24 | 11.6% | 21.9% |
| Q1 26 | — | 22.8% | ||
| Q4 25 | 20.5% | 30.7% | ||
| Q3 25 | 6.8% | 30.9% | ||
| Q2 25 | 1.5% | 25.2% | ||
| Q1 25 | 0.1% | 16.8% | ||
| Q4 24 | 13.4% | 30.9% | ||
| Q3 24 | 11.8% | -48.9% | ||
| Q2 24 | 7.3% | 15.6% |
| Q1 26 | — | $1.56 | ||
| Q4 25 | — | $2.11 | ||
| Q3 25 | $0.59 | $2.18 | ||
| Q2 25 | $0.23 | $1.58 | ||
| Q1 25 | $0.01 | $0.92 | ||
| Q4 24 | $1.31 | $1.43 | ||
| Q3 24 | $0.80 | $-1.41 | ||
| Q2 24 | $1.05 | $0.80 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $98.3M | — |
| Total DebtLower is stronger | $560.0M | $878.3M |
| Stockholders' EquityBook value | $1.2B | $3.6B |
| Total Assets | $3.7B | $33.5B |
| Debt / EquityLower = less leverage | 0.45× | 0.24× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $98.3M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $561.8M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | $878.3M | ||
| Q4 25 | $560.0M | $620.6M | ||
| Q3 25 | — | $620.4M | ||
| Q2 25 | — | $620.3M | ||
| Q1 25 | — | $660.5M | ||
| Q4 24 | $608.2M | $660.3M | ||
| Q3 24 | — | $660.2M | ||
| Q2 24 | — | $660.0M |
| Q1 26 | — | $3.6B | ||
| Q4 25 | $1.2B | $3.6B | ||
| Q3 25 | $1.2B | $3.6B | ||
| Q2 25 | $1.4B | $3.5B | ||
| Q1 25 | $1.4B | $3.4B | ||
| Q4 24 | $1.4B | $3.4B | ||
| Q3 24 | $1.3B | $3.4B | ||
| Q2 24 | $1.3B | $3.2B |
| Q1 26 | — | $33.5B | ||
| Q4 25 | $3.7B | $31.5B | ||
| Q3 25 | $3.3B | $32.5B | ||
| Q2 25 | $3.4B | $31.9B | ||
| Q1 25 | $3.8B | $31.4B | ||
| Q4 24 | $4.1B | $30.7B | ||
| Q3 24 | $3.4B | $31.6B | ||
| Q2 24 | $3.3B | $29.9B |
| Q1 26 | — | 0.24× | ||
| Q4 25 | 0.45× | 0.17× | ||
| Q3 25 | — | 0.17× | ||
| Q2 25 | — | 0.18× | ||
| Q1 25 | — | 0.19× | ||
| Q4 24 | 0.45× | 0.20× | ||
| Q3 24 | — | 0.20× | ||
| Q2 24 | — | 0.21× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-6.2M | — |
| Free Cash FlowOCF − Capex | $-77.1M | — |
| FCF MarginFCF / Revenue | -23.4% | — |
| Capex IntensityCapex / Revenue | 21.5% | — |
| Cash ConversionOCF / Net Profit | -0.09× | — |
| TTM Free Cash FlowTrailing 4 quarters | $-56.1M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-6.2M | $360.2M | ||
| Q3 25 | $233.9M | $166.3M | ||
| Q2 25 | $299.3M | $63.0M | ||
| Q1 25 | $-350.0M | $368.0K | ||
| Q4 24 | $268.8M | $480.1M | ||
| Q3 24 | $-2.1M | $332.8M | ||
| Q2 24 | $304.4M | $33.3M |
| Q1 26 | — | — | ||
| Q4 25 | $-77.1M | $347.6M | ||
| Q3 25 | $167.0M | $161.3M | ||
| Q2 25 | $250.5M | $57.5M | ||
| Q1 25 | $-396.6M | $-2.0M | ||
| Q4 24 | $212.9M | $415.2M | ||
| Q3 24 | $-40.0M | $317.6M | ||
| Q2 24 | $275.8M | $11.1M |
| Q1 26 | — | — | ||
| Q4 25 | -23.4% | 106.1% | ||
| Q3 25 | 56.5% | 47.4% | ||
| Q2 25 | 46.8% | 18.7% | ||
| Q1 25 | -106.9% | -0.7% | ||
| Q4 24 | 63.1% | 180.9% | ||
| Q3 24 | -17.2% | 253.4% | ||
| Q2 24 | 56.0% | 4.1% |
| Q1 26 | — | — | ||
| Q4 25 | 21.5% | 3.8% | ||
| Q3 25 | 22.6% | 1.5% | ||
| Q2 25 | 9.1% | 1.8% | ||
| Q1 25 | 12.6% | 0.9% | ||
| Q4 24 | 16.6% | 28.2% | ||
| Q3 24 | 16.3% | 12.1% | ||
| Q2 24 | 5.8% | 8.3% |
| Q1 26 | — | — | ||
| Q4 25 | -0.09× | 3.58× | ||
| Q3 25 | 11.61× | 1.58× | ||
| Q2 25 | 38.10× | 0.81× | ||
| Q1 25 | -1232.46× | 0.01× | ||
| Q4 24 | 5.96× | 6.76× | ||
| Q3 24 | -0.08× | — | ||
| Q2 24 | 8.46× | 0.80× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ANDE
| Specialty And Primary Nutrients | $137.1M | 42% |
| Premium Ingredients | $66.1M | 20% |
| Segment Reporting Reconciling Item Other | $63.2M | 19% |
| Other | $63.1M | 19% |
TCBI
Segment breakdown not available.
