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Side-by-side financial comparison of Aterian, Inc. (ATER) and PCB BANCORP (PCB). Click either name above to swap in a different company.
PCB BANCORP is the larger business by last-quarter revenue ($29.2M vs $15.1M, roughly 1.9× Aterian, Inc.). On growth, PCB BANCORP posted the faster year-over-year revenue change (11.3% vs -38.5%). PCB BANCORP produced more free cash flow last quarter ($24.4M vs $-1.0M). Over the past eight quarters, PCB BANCORP's revenue compounded faster (10.4% CAGR vs -13.5%).
Aterian, Inc. is a technology-enabled consumer products company that leverages artificial intelligence and data analytics to identify market demand, develop, source and distribute a wide portfolio of affordable goods spanning home improvement, wellness, personal care, pet supplies and outdoor recreation. It primarily sells its products through leading global e-commerce platforms, with core markets covering North America and Europe.
PCB Bank is an American community bank that focuses on the Korean-American community based in California and offers commercial banking services. It has branches in 8 states and is the third largest Korean American Bank after Bank of Hope and Hanmi Bank.
ATER vs PCB — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $15.1M | $29.2M |
| Net Profit | $-7.9M | — |
| Gross Margin | 56.1% | — |
| Operating Margin | -51.1% | 45.0% |
| Net Margin | -52.5% | — |
| Revenue YoY | -38.5% | 11.3% |
| Net Profit YoY | -512.2% | — |
| EPS (diluted) | — | $0.65 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $15.1M | $29.2M | ||
| Q3 25 | $19.0M | $30.4M | ||
| Q2 25 | $19.5M | $29.3M | ||
| Q1 25 | $15.4M | $26.9M | ||
| Q4 24 | $24.6M | $26.2M | ||
| Q3 24 | $26.2M | $25.3M | ||
| Q2 24 | $28.0M | $24.2M | ||
| Q1 24 | $20.2M | $23.9M |
| Q4 25 | $-7.9M | — | ||
| Q3 25 | $-2.3M | $11.4M | ||
| Q2 25 | $-4.9M | $9.1M | ||
| Q1 25 | $-3.9M | $7.7M | ||
| Q4 24 | $-1.3M | — | ||
| Q3 24 | $-1.8M | $7.8M | ||
| Q2 24 | $-3.6M | $6.3M | ||
| Q1 24 | $-5.2M | $4.7M |
| Q4 25 | 56.1% | — | ||
| Q3 25 | 56.1% | — | ||
| Q2 25 | 54.3% | — | ||
| Q1 25 | 61.4% | — | ||
| Q4 24 | 63.4% | — | ||
| Q3 24 | 60.3% | — | ||
| Q2 24 | 60.4% | — | ||
| Q1 24 | 65.1% | — |
| Q4 25 | -51.1% | 45.0% | ||
| Q3 25 | -10.7% | 52.3% | ||
| Q2 25 | -23.1% | 43.3% | ||
| Q1 25 | -24.1% | 40.2% | ||
| Q4 24 | -6.5% | 39.3% | ||
| Q3 24 | -6.6% | 42.2% | ||
| Q2 24 | -11.5% | 36.3% | ||
| Q1 24 | -26.1% | 27.2% |
| Q4 25 | -52.5% | — | ||
| Q3 25 | -12.0% | 37.5% | ||
| Q2 25 | -25.0% | 31.0% | ||
| Q1 25 | -25.4% | 28.8% | ||
| Q4 24 | -5.3% | — | ||
| Q3 24 | -6.8% | 30.8% | ||
| Q2 24 | -13.0% | 25.9% | ||
| Q1 24 | -25.5% | 19.6% |
| Q4 25 | — | $0.65 | ||
| Q3 25 | — | $0.78 | ||
| Q2 25 | — | $0.62 | ||
| Q1 25 | — | $0.53 | ||
| Q4 24 | — | $0.46 | ||
| Q3 24 | — | $0.52 | ||
| Q2 24 | — | $0.43 | ||
| Q1 24 | — | $0.33 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $4.9M | $207.1M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $15.2M | $390.0M |
| Total Assets | $29.6M | $3.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $4.9M | $207.1M | ||
| Q3 25 | $7.6M | $369.5M | ||
| Q2 25 | $10.5M | $263.6M | ||
| Q1 25 | $14.3M | $214.3M | ||
| Q4 24 | $18.0M | $198.8M | ||
| Q3 24 | $16.1M | $193.1M | ||
| Q2 24 | $20.3M | $177.6M | ||
| Q1 24 | $17.5M | $239.8M |
| Q4 25 | $15.2M | $390.0M | ||
| Q3 25 | $22.6M | $384.5M | ||
| Q2 25 | $24.3M | $376.5M | ||
| Q1 25 | $27.0M | $370.9M | ||
| Q4 24 | $30.0M | $363.8M | ||
| Q3 24 | $30.6M | $362.3M | ||
| Q2 24 | $30.9M | $353.5M | ||
| Q1 24 | $33.0M | $350.0M |
| Q4 25 | $29.6M | $3.3B | ||
| Q3 25 | $40.1M | $3.4B | ||
| Q2 25 | $45.4M | $3.3B | ||
| Q1 25 | $49.8M | $3.2B | ||
| Q4 24 | $49.5M | $3.1B | ||
| Q3 24 | $52.1M | $2.9B | ||
| Q2 24 | $59.9M | $2.9B | ||
| Q1 24 | $55.7M | $2.9B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-1.0M | $26.6M |
| Free Cash FlowOCF − Capex | $-1.0M | $24.4M |
| FCF MarginFCF / Revenue | -6.9% | 83.6% |
| Capex IntensityCapex / Revenue | 0.0% | 7.5% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $46.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-1.0M | $26.6M | ||
| Q3 25 | $-1.6M | $16.4M | ||
| Q2 25 | $-4.4M | $4.9M | ||
| Q1 25 | $-3.9M | $2.3M | ||
| Q4 24 | $-9.0K | $39.0M | ||
| Q3 24 | $-722.0K | $11.9M | ||
| Q2 24 | $2.9M | $14.6M | ||
| Q1 24 | $-6.0K | $8.2M |
| Q4 25 | $-1.0M | $24.4M | ||
| Q3 25 | $-1.6M | $16.2M | ||
| Q2 25 | $-4.4M | $3.8M | ||
| Q1 25 | — | $1.6M | ||
| Q4 24 | — | $34.9M | ||
| Q3 24 | — | $11.9M | ||
| Q2 24 | $2.9M | $12.8M | ||
| Q1 24 | $-42.0K | $6.0M |
| Q4 25 | -6.9% | 83.6% | ||
| Q3 25 | -8.4% | 53.2% | ||
| Q2 25 | -22.7% | 13.1% | ||
| Q1 25 | — | 6.0% | ||
| Q4 24 | — | 133.2% | ||
| Q3 24 | — | 46.8% | ||
| Q2 24 | 10.3% | 53.1% | ||
| Q1 24 | -0.2% | 25.2% |
| Q4 25 | 0.0% | 7.5% | ||
| Q3 25 | 0.2% | 0.8% | ||
| Q2 25 | 0.0% | 3.7% | ||
| Q1 25 | 0.0% | 2.8% | ||
| Q4 24 | 0.0% | 15.5% | ||
| Q3 24 | 0.0% | 0.1% | ||
| Q2 24 | 0.0% | 7.3% | ||
| Q1 24 | 0.2% | 9.3% |
| Q4 25 | — | — | ||
| Q3 25 | — | 1.44× | ||
| Q2 25 | — | 0.54× | ||
| Q1 25 | — | 0.30× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 1.52× | ||
| Q2 24 | — | 2.33× | ||
| Q1 24 | — | 1.76× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ATER
| Sales Channel Directly To Consumer | $13.1M | 87% |
| Heating Cooling And Air Quality | $2.1M | 14% |
PCB
Segment breakdown not available.
