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Side-by-side financial comparison of Avidia Bancorp, Inc. (AVBC) and HEALTHY CHOICE WELLNESS CORP. (HCWC). Click either name above to swap in a different company.
Avidia Bancorp, Inc. is the larger business by last-quarter revenue ($26.8M vs $18.7M, roughly 1.4× HEALTHY CHOICE WELLNESS CORP.). Avidia Bancorp, Inc. runs the higher net margin — 22.9% vs -8.9%, a 31.8% gap on every dollar of revenue. Avidia Bancorp, Inc. produced more free cash flow last quarter ($24.1M vs $-927.1K).
Avidia Bank is an American mutual community bank headquartered in Hudson, Massachusetts. It was founded in 2007 when it was formed by a merger between Hudson Savings Bank and Westborough Bank.
AVBC vs HCWC — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $26.8M | $18.7M |
| Net Profit | $5.3M | $-1.7M |
| Gross Margin | — | 39.1% |
| Operating Margin | 33.3% | -7.6% |
| Net Margin | 22.9% | -8.9% |
| Revenue YoY | — | — |
| Net Profit YoY | — | — |
| EPS (diluted) | — | $-0.05 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $26.8M | $18.7M | ||
| Q3 25 | $28.0M | $19.0M | ||
| Q2 25 | $25.9M | $20.2M | ||
| Q1 25 | $22.9M | $20.3M | ||
| Q3 24 | — | $18.2M |
| Q4 25 | $5.3M | $-1.7M | ||
| Q3 25 | $-907.0K | $-1.2M | ||
| Q2 25 | $3.9M | $-339.4K | ||
| Q1 25 | $-11.6M | $-712.4K | ||
| Q3 24 | — | $-2.7M |
| Q4 25 | — | 39.1% | ||
| Q3 25 | — | 38.8% | ||
| Q2 25 | — | 40.1% | ||
| Q1 25 | — | 38.8% | ||
| Q3 24 | — | 38.4% |
| Q4 25 | 33.3% | -7.6% | ||
| Q3 25 | -7.0% | -3.2% | ||
| Q2 25 | 19.4% | -0.2% | ||
| Q1 25 | -72.0% | -2.0% | ||
| Q3 24 | — | -2.0% |
| Q4 25 | 22.9% | -8.9% | ||
| Q3 25 | -3.2% | -6.4% | ||
| Q2 25 | 15.0% | -1.7% | ||
| Q1 25 | -50.5% | -3.5% | ||
| Q3 24 | — | -14.6% |
| Q4 25 | — | $-0.05 | ||
| Q3 25 | $-0.05 | $-0.09 | ||
| Q2 25 | — | $-0.03 | ||
| Q1 25 | — | $-0.07 | ||
| Q3 24 | — | $-0.29 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $275.0M | $3.0M |
| Total DebtLower is stronger | — | $7.3M |
| Stockholders' EquityBook value | $379.0M | $7.3M |
| Total Assets | $2.8B | $33.5M |
| Debt / EquityLower = less leverage | — | 1.00× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $275.0M | $3.0M | ||
| Q3 25 | $208.3M | $3.0M | ||
| Q2 25 | $592.5M | $4.7M | ||
| Q1 25 | — | $1.8M | ||
| Q3 24 | — | $1.8M |
| Q4 25 | — | $7.3M | ||
| Q3 25 | — | $8.5M | ||
| Q2 25 | — | $9.7M | ||
| Q1 25 | — | $10.6M | ||
| Q3 24 | — | $11.6M |
| Q4 25 | $379.0M | $7.3M | ||
| Q3 25 | $372.0M | $5.9M | ||
| Q2 25 | $191.4M | $5.8M | ||
| Q1 25 | $186.1M | $2.1M | ||
| Q3 24 | — | $2.9M |
| Q4 25 | $2.8B | $33.5M | ||
| Q3 25 | $2.8B | $33.7M | ||
| Q2 25 | $3.0B | $36.4M | ||
| Q1 25 | $2.7B | $34.1M | ||
| Q3 24 | — | $33.2M |
| Q4 25 | — | 1.00× | ||
| Q3 25 | — | 1.43× | ||
| Q2 25 | — | 1.69× | ||
| Q1 25 | — | 5.01× | ||
| Q3 24 | — | 3.95× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $28.4M | $-855.1K |
| Free Cash FlowOCF − Capex | $24.1M | $-927.1K |
| FCF MarginFCF / Revenue | 89.9% | -5.0% |
| Capex IntensityCapex / Revenue | 16.0% | 0.4% |
| Cash ConversionOCF / Net Profit | 5.32× | — |
| TTM Free Cash FlowTrailing 4 quarters | $40.2M | $675.4K |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $28.4M | $-855.1K | ||
| Q3 25 | $24.1M | $-308.7K | ||
| Q2 25 | $-2.3M | $1.1M | ||
| Q1 25 | $-2.2M | $1.1M | ||
| Q3 24 | — | — |
| Q4 25 | $24.1M | $-927.1K | ||
| Q3 25 | $23.3M | $-351.3K | ||
| Q2 25 | $-3.3M | $988.6K | ||
| Q1 25 | $-3.9M | $965.3K | ||
| Q3 24 | — | — |
| Q4 25 | 89.9% | -5.0% | ||
| Q3 25 | 83.2% | -1.8% | ||
| Q2 25 | -12.8% | 4.9% | ||
| Q1 25 | -16.9% | 4.8% | ||
| Q3 24 | — | — |
| Q4 25 | 16.0% | 0.4% | ||
| Q3 25 | 3.1% | 0.2% | ||
| Q2 25 | 3.7% | 0.4% | ||
| Q1 25 | 7.2% | 0.6% | ||
| Q3 24 | — | — |
| Q4 25 | 5.32× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | -0.60× | — | ||
| Q1 25 | — | — | ||
| Q3 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AVBC
Segment breakdown not available.
HCWC
| Retail Grocery | $17.1M | 91% |
| Food Service Restaurant | $1.7M | 9% |
