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Side-by-side financial comparison of Axos Financial, Inc. (AX) and BCB BANCORP INC (BCBP). Click either name above to swap in a different company.
Axos Financial, Inc. is the larger business by last-quarter revenue ($331.7M vs $24.2M, roughly 13.7× BCB BANCORP INC). Axos Financial, Inc. runs the higher net margin — 38.7% vs -49.7%, a 88.4% gap on every dollar of revenue. On growth, Axos Financial, Inc. posted the faster year-over-year revenue change (18.4% vs 9.1%). Axos Financial, Inc. produced more free cash flow last quarter ($85.4M vs $11.5M).
Axos Financial is an American bank holding company based in Las Vegas, Nevada and is the parent of Axos Bank, a direct bank. It also offers registered investment adviser services and an electronic trading platform.
AX vs BCBP — Head-to-Head
Income Statement — Q2 2026 vs Q4 2025
| Metric | | |
|---|---|---|
| Revenue | $331.7M | $24.2M |
| Net Profit | $128.4M | $-12.0M |
| Gross Margin | — | — |
| Operating Margin | 52.9% | -71.9% |
| Net Margin | 38.7% | -49.7% |
| Revenue YoY | 18.4% | 9.1% |
| Net Profit YoY | 22.6% | -467.6% |
| EPS (diluted) | $2.22 | $-0.73 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $331.7M | $24.2M | ||
| Q3 25 | $291.1M | $23.7M | ||
| Q2 25 | — | $23.1M | ||
| Q1 25 | — | $22.0M | ||
| Q4 24 | — | $22.2M | ||
| Q3 24 | — | $23.0M | ||
| Q2 24 | — | $23.6M | ||
| Q1 24 | — | $23.1M |
| Q4 25 | $128.4M | $-12.0M | ||
| Q3 25 | $112.4M | $4.3M | ||
| Q2 25 | — | $3.6M | ||
| Q1 25 | — | $-8.3M | ||
| Q4 24 | — | $3.3M | ||
| Q3 24 | — | $6.7M | ||
| Q2 24 | — | $2.8M | ||
| Q1 24 | — | $5.9M |
| Q4 25 | 52.9% | -71.9% | ||
| Q3 25 | 51.5% | 24.5% | ||
| Q2 25 | — | 21.7% | ||
| Q1 25 | — | -53.2% | ||
| Q4 24 | — | 20.8% | ||
| Q3 24 | — | 40.6% | ||
| Q2 24 | — | 16.8% | ||
| Q1 24 | — | 36.0% |
| Q4 25 | 38.7% | -49.7% | ||
| Q3 25 | 38.6% | 18.0% | ||
| Q2 25 | — | 15.4% | ||
| Q1 25 | — | -37.8% | ||
| Q4 24 | — | 14.7% | ||
| Q3 24 | — | 28.9% | ||
| Q2 24 | — | 11.9% | ||
| Q1 24 | — | 25.3% |
| Q4 25 | $2.22 | $-0.73 | ||
| Q3 25 | $1.94 | $0.22 | ||
| Q2 25 | — | $0.18 | ||
| Q1 25 | — | $-0.51 | ||
| Q4 24 | — | $0.17 | ||
| Q3 24 | — | $0.36 | ||
| Q2 24 | — | $0.14 | ||
| Q1 24 | — | $0.32 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.0B | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $2.9B | $304.3M |
| Total Assets | $28.2B | $3.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.0B | — | ||
| Q3 25 | $2.6B | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $2.9B | $304.3M | ||
| Q3 25 | $2.8B | $318.5M | ||
| Q2 25 | — | $315.7M | ||
| Q1 25 | — | $314.7M | ||
| Q4 24 | — | $323.9M | ||
| Q3 24 | — | $328.1M | ||
| Q2 24 | — | $320.7M | ||
| Q1 24 | — | $320.1M |
| Q4 25 | $28.2B | $3.3B | ||
| Q3 25 | $27.4B | $3.4B | ||
| Q2 25 | — | $3.4B | ||
| Q1 25 | — | $3.5B | ||
| Q4 24 | — | $3.6B | ||
| Q3 24 | — | $3.6B | ||
| Q2 24 | — | $3.8B | ||
| Q1 24 | — | $3.8B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $104.1M | $11.8M |
| Free Cash FlowOCF − Capex | $85.4M | $11.5M |
| FCF MarginFCF / Revenue | 25.8% | 47.6% |
| Capex IntensityCapex / Revenue | 5.6% | 1.3% |
| Cash ConversionOCF / Net Profit | 0.81× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $34.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $104.1M | $11.8M | ||
| Q3 25 | $118.4M | $8.7M | ||
| Q2 25 | — | $10.3M | ||
| Q1 25 | — | $5.0M | ||
| Q4 24 | — | $7.8M | ||
| Q3 24 | — | $43.5M | ||
| Q2 24 | — | $8.1M | ||
| Q1 24 | — | $8.3M |
| Q4 25 | $85.4M | $11.5M | ||
| Q3 25 | $109.3M | $8.5M | ||
| Q2 25 | — | $10.2M | ||
| Q1 25 | — | $4.7M | ||
| Q4 24 | — | $6.8M | ||
| Q3 24 | — | $43.4M | ||
| Q2 24 | — | $8.1M | ||
| Q1 24 | — | $8.1M |
| Q4 25 | 25.8% | 47.6% | ||
| Q3 25 | 37.5% | 35.7% | ||
| Q2 25 | — | 44.1% | ||
| Q1 25 | — | 21.4% | ||
| Q4 24 | — | 30.8% | ||
| Q3 24 | — | 188.5% | ||
| Q2 24 | — | 34.2% | ||
| Q1 24 | — | 35.2% |
| Q4 25 | 5.6% | 1.3% | ||
| Q3 25 | 3.1% | 1.2% | ||
| Q2 25 | — | 0.7% | ||
| Q1 25 | — | 1.3% | ||
| Q4 24 | — | 4.3% | ||
| Q3 24 | — | 0.4% | ||
| Q2 24 | — | 0.2% | ||
| Q1 24 | — | 0.6% |
| Q4 25 | 0.81× | — | ||
| Q3 25 | 1.05× | 2.05× | ||
| Q2 25 | — | 2.90× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 2.38× | ||
| Q3 24 | — | 6.53× | ||
| Q2 24 | — | 2.88× | ||
| Q1 24 | — | 1.41× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
