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Side-by-side financial comparison of BCB BANCORP INC (BCBP) and BankUnited, Inc. (BKU). Click either name above to swap in a different company.
BCB BANCORP INC is the larger business by last-quarter revenue ($24.2M vs $5.8M, roughly 4.2× BankUnited, Inc.). On growth, BankUnited, Inc. posted the faster year-over-year revenue change (16.0% vs 9.1%). Over the past eight quarters, BankUnited, Inc.'s revenue compounded faster (4.4% CAGR vs 2.3%).
BankUnited, Inc. is the bank holding company of BankUnited, N.A., a national bank founded in 1984 and headquartered in Miami Lakes, Florida. The company operates in Florida; the regions in and around Atlanta, Georgia; Dallas, Texas; Morristown, New Jersey; Charlotte, North Carolina; and in the New York metropolitan area. BankUnited also offers certain commercial lending and deposit products through national platforms and has total assets of $35.0 billion as of December 31, 2025
BCBP vs BKU — Head-to-Head
Income Statement — Q4 2025 vs Q4 2025
| Metric | | |
|---|---|---|
| Revenue | $24.2M | $5.8M |
| Net Profit | $-12.0M | — |
| Gross Margin | — | — |
| Operating Margin | -71.9% | — |
| Net Margin | -49.7% | — |
| Revenue YoY | 9.1% | 16.0% |
| Net Profit YoY | -467.6% | — |
| EPS (diluted) | $-0.73 | $0.89 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $24.2M | $5.8M | ||
| Q3 25 | $23.7M | $5.4M | ||
| Q2 25 | $23.1M | $5.3M | ||
| Q1 25 | $22.0M | $5.2M | ||
| Q4 24 | $22.2M | $5.0M | ||
| Q3 24 | $23.0M | $5.0M | ||
| Q2 24 | $23.6M | $4.9M | ||
| Q1 24 | $23.1M | $5.3M |
| Q4 25 | $-12.0M | — | ||
| Q3 25 | $4.3M | $71.9M | ||
| Q2 25 | $3.6M | $68.8M | ||
| Q1 25 | $-8.3M | $58.5M | ||
| Q4 24 | $3.3M | — | ||
| Q3 24 | $6.7M | $61.5M | ||
| Q2 24 | $2.8M | $53.7M | ||
| Q1 24 | $5.9M | $48.0M |
| Q4 25 | -71.9% | — | ||
| Q3 25 | 24.5% | — | ||
| Q2 25 | 21.7% | — | ||
| Q1 25 | -53.2% | — | ||
| Q4 24 | 20.8% | — | ||
| Q3 24 | 40.6% | — | ||
| Q2 24 | 16.8% | — | ||
| Q1 24 | 36.0% | — |
| Q4 25 | -49.7% | — | ||
| Q3 25 | 18.0% | 1333.8% | ||
| Q2 25 | 15.4% | 1291.9% | ||
| Q1 25 | -37.8% | 1117.0% | ||
| Q4 24 | 14.7% | — | ||
| Q3 24 | 28.9% | 1225.1% | ||
| Q2 24 | 11.9% | 1094.6% | ||
| Q1 24 | 25.3% | 903.1% |
| Q4 25 | $-0.73 | $0.89 | ||
| Q3 25 | $0.22 | $0.95 | ||
| Q2 25 | $0.18 | $0.91 | ||
| Q1 25 | $-0.51 | $0.78 | ||
| Q4 24 | $0.17 | $0.91 | ||
| Q3 24 | $0.36 | $0.81 | ||
| Q2 24 | $0.14 | $0.72 | ||
| Q1 24 | $0.32 | $0.64 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $217.8M |
| Total DebtLower is stronger | — | $319.7M |
| Stockholders' EquityBook value | $304.3M | $3.1B |
| Total Assets | $3.3B | $35.0B |
| Debt / EquityLower = less leverage | — | 0.10× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $217.8M | ||
| Q3 25 | — | $559.5M | ||
| Q2 25 | — | $801.3M | ||
| Q1 25 | — | $443.7M | ||
| Q4 24 | — | $491.1M | ||
| Q3 24 | — | $889.9M | ||
| Q2 24 | — | $433.5M | ||
| Q1 24 | — | $421.2M |
| Q4 25 | — | $319.7M | ||
| Q3 25 | — | $320.4M | ||
| Q2 25 | — | $708.9M | ||
| Q1 25 | — | $709.1M | ||
| Q4 24 | — | $708.6M | ||
| Q3 24 | — | $708.7M | ||
| Q2 24 | — | $708.8M | ||
| Q1 24 | — | $709.0M |
| Q4 25 | $304.3M | $3.1B | ||
| Q3 25 | $318.5M | $3.0B | ||
| Q2 25 | $315.7M | $3.0B | ||
| Q1 25 | $314.7M | $2.9B | ||
| Q4 24 | $323.9M | $2.8B | ||
| Q3 24 | $328.1M | $2.8B | ||
| Q2 24 | $320.7M | $2.7B | ||
| Q1 24 | $320.1M | $2.6B |
| Q4 25 | $3.3B | $35.0B | ||
| Q3 25 | $3.4B | $35.1B | ||
| Q2 25 | $3.4B | $35.5B | ||
| Q1 25 | $3.5B | $34.8B | ||
| Q4 24 | $3.6B | $35.2B | ||
| Q3 24 | $3.6B | $35.8B | ||
| Q2 24 | $3.8B | $35.4B | ||
| Q1 24 | $3.8B | $35.1B |
| Q4 25 | — | 0.10× | ||
| Q3 25 | — | 0.11× | ||
| Q2 25 | — | 0.24× | ||
| Q1 25 | — | 0.24× | ||
| Q4 24 | — | 0.25× | ||
| Q3 24 | — | 0.25× | ||
| Q2 24 | — | 0.26× | ||
| Q1 24 | — | 0.27× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $11.8M | $124.9M |
| Free Cash FlowOCF − Capex | $11.5M | — |
| FCF MarginFCF / Revenue | 47.6% | — |
| Capex IntensityCapex / Revenue | 1.3% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $34.9M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $11.8M | $124.9M | ||
| Q3 25 | $8.7M | $99.7M | ||
| Q2 25 | $10.3M | $117.6M | ||
| Q1 25 | $5.0M | $16.4M | ||
| Q4 24 | $7.8M | $185.5M | ||
| Q3 24 | $43.5M | $46.1M | ||
| Q2 24 | $8.1M | $135.7M | ||
| Q1 24 | $8.3M | $66.5M |
| Q4 25 | $11.5M | — | ||
| Q3 25 | $8.5M | — | ||
| Q2 25 | $10.2M | — | ||
| Q1 25 | $4.7M | — | ||
| Q4 24 | $6.8M | — | ||
| Q3 24 | $43.4M | — | ||
| Q2 24 | $8.1M | — | ||
| Q1 24 | $8.1M | — |
| Q4 25 | 47.6% | — | ||
| Q3 25 | 35.7% | — | ||
| Q2 25 | 44.1% | — | ||
| Q1 25 | 21.4% | — | ||
| Q4 24 | 30.8% | — | ||
| Q3 24 | 188.5% | — | ||
| Q2 24 | 34.2% | — | ||
| Q1 24 | 35.2% | — |
| Q4 25 | 1.3% | — | ||
| Q3 25 | 1.2% | — | ||
| Q2 25 | 0.7% | — | ||
| Q1 25 | 1.3% | — | ||
| Q4 24 | 4.3% | — | ||
| Q3 24 | 0.4% | — | ||
| Q2 24 | 0.2% | — | ||
| Q1 24 | 0.6% | — |
| Q4 25 | — | — | ||
| Q3 25 | 2.05× | 1.39× | ||
| Q2 25 | 2.90× | 1.71× | ||
| Q1 25 | — | 0.28× | ||
| Q4 24 | 2.38× | — | ||
| Q3 24 | 6.53× | 0.75× | ||
| Q2 24 | 2.88× | 2.53× | ||
| Q1 24 | 1.41× | 1.39× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
