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Side-by-side financial comparison of BCB BANCORP INC (BCBP) and Eastern Bankshares, Inc. (EBC). Click either name above to swap in a different company.
Eastern Bankshares, Inc. is the larger business by last-quarter revenue ($295.9M vs $24.2M, roughly 12.2× BCB BANCORP INC). Eastern Bankshares, Inc. runs the higher net margin — 22.1% vs -49.7%, a 71.7% gap on every dollar of revenue. On growth, BCB BANCORP INC posted the faster year-over-year revenue change (9.1% vs 1.7%). Over the past eight quarters, Eastern Bankshares, Inc.'s revenue compounded faster (220.1% CAGR vs 2.3%).
Eastern Bank is a bank based in Boston, Massachusetts. Before de-mutualizing in 2020, it was the oldest and largest mutual bank in the United States and the largest community bank in Massachusetts.
BCBP vs EBC — Head-to-Head
Income Statement — Q4 2025 vs Q1 2026
| Metric | | |
|---|---|---|
| Revenue | $24.2M | $295.9M |
| Net Profit | $-12.0M | $65.3M |
| Gross Margin | — | — |
| Operating Margin | -71.9% | — |
| Net Margin | -49.7% | 22.1% |
| Revenue YoY | 9.1% | 1.7% |
| Net Profit YoY | -467.6% | 289.8% |
| EPS (diluted) | $-0.73 | $0.29 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $295.9M | ||
| Q4 25 | $24.2M | $37.5M | ||
| Q3 25 | $23.7M | $33.0M | ||
| Q2 25 | $23.1M | $32.5M | ||
| Q1 25 | $22.0M | $31.1M | ||
| Q4 24 | $22.2M | $33.2M | ||
| Q3 24 | $23.0M | $30.1M | ||
| Q2 24 | $23.6M | $28.9M |
| Q1 26 | — | $65.3M | ||
| Q4 25 | $-12.0M | $99.5M | ||
| Q3 25 | $4.3M | $106.1M | ||
| Q2 25 | $3.6M | $100.2M | ||
| Q1 25 | $-8.3M | $-217.7M | ||
| Q4 24 | $3.3M | $60.8M | ||
| Q3 24 | $6.7M | $-6.2M | ||
| Q2 24 | $2.8M | $26.3M |
| Q1 26 | — | — | ||
| Q4 25 | -71.9% | — | ||
| Q3 25 | 24.5% | — | ||
| Q2 25 | 21.7% | — | ||
| Q1 25 | -53.2% | -590.9% | ||
| Q4 24 | 20.8% | — | ||
| Q3 24 | 40.6% | -11.1% | ||
| Q2 24 | 16.8% | — |
| Q1 26 | — | 22.1% | ||
| Q4 25 | -49.7% | 265.6% | ||
| Q3 25 | 18.0% | 321.9% | ||
| Q2 25 | 15.4% | 308.2% | ||
| Q1 25 | -37.8% | -699.2% | ||
| Q4 24 | 14.7% | 183.1% | ||
| Q3 24 | 28.9% | -20.5% | ||
| Q2 24 | 11.9% | 91.2% |
| Q1 26 | — | $0.29 | ||
| Q4 25 | $-0.73 | $0.48 | ||
| Q3 25 | $0.22 | $0.53 | ||
| Q2 25 | $0.18 | $0.50 | ||
| Q1 25 | $-0.51 | $-1.08 | ||
| Q4 24 | $0.17 | $0.29 | ||
| Q3 24 | $0.36 | $-0.03 | ||
| Q2 24 | $0.14 | $0.16 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $551.7M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $304.3M | $4.3B |
| Total Assets | $3.3B | $30.6B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $551.7M | ||
| Q4 25 | — | $507.6M | ||
| Q3 25 | — | $703.4M | ||
| Q2 25 | — | $948.3M | ||
| Q1 25 | — | $609.0M | ||
| Q4 24 | — | $1.9B | ||
| Q3 24 | — | $1.7B | ||
| Q2 24 | — | $1.4B |
| Q1 26 | — | $4.3B | ||
| Q4 25 | $304.3M | $4.3B | ||
| Q3 25 | $318.5M | $3.8B | ||
| Q2 25 | $315.7M | $3.7B | ||
| Q1 25 | $314.7M | $3.6B | ||
| Q4 24 | $323.9M | $3.6B | ||
| Q3 24 | $328.1M | $3.7B | ||
| Q2 24 | $320.7M | $3.0B |
| Q1 26 | — | $30.6B | ||
| Q4 25 | $3.3B | $30.6B | ||
| Q3 25 | $3.4B | $25.5B | ||
| Q2 25 | $3.4B | $25.5B | ||
| Q1 25 | $3.5B | $25.0B | ||
| Q4 24 | $3.6B | $25.6B | ||
| Q3 24 | $3.6B | $25.5B | ||
| Q2 24 | $3.8B | $21.0B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $11.8M | — |
| Free Cash FlowOCF − Capex | $11.5M | — |
| FCF MarginFCF / Revenue | 47.6% | — |
| Capex IntensityCapex / Revenue | 1.3% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $34.9M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $11.8M | $104.1M | ||
| Q3 25 | $8.7M | $157.1M | ||
| Q2 25 | $10.3M | $123.9M | ||
| Q1 25 | $5.0M | $47.3M | ||
| Q4 24 | $7.8M | $88.7M | ||
| Q3 24 | $43.5M | $108.3M | ||
| Q2 24 | $8.1M | $54.3M |
| Q1 26 | — | — | ||
| Q4 25 | $11.5M | — | ||
| Q3 25 | $8.5M | — | ||
| Q2 25 | $10.2M | — | ||
| Q1 25 | $4.7M | — | ||
| Q4 24 | $6.8M | — | ||
| Q3 24 | $43.4M | — | ||
| Q2 24 | $8.1M | — |
| Q1 26 | — | — | ||
| Q4 25 | 47.6% | — | ||
| Q3 25 | 35.7% | — | ||
| Q2 25 | 44.1% | — | ||
| Q1 25 | 21.4% | — | ||
| Q4 24 | 30.8% | — | ||
| Q3 24 | 188.5% | — | ||
| Q2 24 | 34.2% | — |
| Q1 26 | — | — | ||
| Q4 25 | 1.3% | — | ||
| Q3 25 | 1.2% | — | ||
| Q2 25 | 0.7% | — | ||
| Q1 25 | 1.3% | — | ||
| Q4 24 | 4.3% | — | ||
| Q3 24 | 0.4% | — | ||
| Q2 24 | 0.2% | — |
| Q1 26 | — | — | ||
| Q4 25 | — | 1.05× | ||
| Q3 25 | 2.05× | 1.48× | ||
| Q2 25 | 2.90× | 1.24× | ||
| Q1 25 | — | — | ||
| Q4 24 | 2.38× | 1.46× | ||
| Q3 24 | 6.53× | — | ||
| Q2 24 | 2.88× | 2.06× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BCBP
Segment breakdown not available.
EBC
| ALLL / total nonperforming loans ("NPLs") | $238.2M | 80% |
| Other | $51.6M | 17% |
| Return on average shareholders' equity | $6.1M | 2% |
