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Side-by-side financial comparison of Axos Financial, Inc. (AX) and BV Financial, Inc. (BVFL). Click either name above to swap in a different company.
Axos Financial, Inc. is the larger business by last-quarter revenue ($331.7M vs $9.8M, roughly 34.0× BV Financial, Inc.). BV Financial, Inc. runs the higher net margin — 49.3% vs 38.7%, a 10.6% gap on every dollar of revenue. On growth, Axos Financial, Inc. posted the faster year-over-year revenue change (18.4% vs 8.2%). Axos Financial, Inc. produced more free cash flow last quarter ($85.4M vs $3.3M).
Axos Financial is an American bank holding company based in Las Vegas, Nevada and is the parent of Axos Bank, a direct bank. It also offers registered investment adviser services and an electronic trading platform.
Virtu Financial, Inc. is an American high-frequency trading company. The company went public on the Nasdaq in 2015.
AX vs BVFL — Head-to-Head
Income Statement — Q2 2026 vs Q4 2025
| Metric | | |
|---|---|---|
| Revenue | $331.7M | $9.8M |
| Net Profit | $128.4M | $4.8M |
| Gross Margin | — | — |
| Operating Margin | 52.9% | 72.4% |
| Net Margin | 38.7% | 49.3% |
| Revenue YoY | 18.4% | 8.2% |
| Net Profit YoY | 22.6% | 146.2% |
| EPS (diluted) | $2.22 | $0.52 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $331.7M | $9.8M | ||
| Q3 25 | $291.1M | $9.3M | ||
| Q2 25 | — | $9.2M | ||
| Q1 25 | — | $8.6M | ||
| Q4 24 | — | $9.0M | ||
| Q3 24 | — | $9.3M | ||
| Q2 24 | — | $8.9M | ||
| Q1 24 | — | $8.0M |
| Q4 25 | $128.4M | $4.8M | ||
| Q3 25 | $112.4M | $3.7M | ||
| Q2 25 | — | $2.9M | ||
| Q1 25 | — | $2.1M | ||
| Q4 24 | — | $2.0M | ||
| Q3 24 | — | $3.8M | ||
| Q2 24 | — | $3.4M | ||
| Q1 24 | — | $2.6M |
| Q4 25 | 52.9% | 72.4% | ||
| Q3 25 | 51.5% | 55.3% | ||
| Q2 25 | — | 43.0% | ||
| Q1 25 | — | 31.2% | ||
| Q4 24 | — | 31.6% | ||
| Q3 24 | — | 56.3% | ||
| Q2 24 | — | 53.0% | ||
| Q1 24 | — | 45.2% |
| Q4 25 | 38.7% | 49.3% | ||
| Q3 25 | 38.6% | 39.9% | ||
| Q2 25 | — | 31.2% | ||
| Q1 25 | — | 24.3% | ||
| Q4 24 | — | 21.7% | ||
| Q3 24 | — | 40.8% | ||
| Q2 24 | — | 38.2% | ||
| Q1 24 | — | 32.3% |
| Q4 25 | $2.22 | $0.52 | ||
| Q3 25 | $1.94 | $0.41 | ||
| Q2 25 | — | $0.29 | ||
| Q1 25 | — | $0.21 | ||
| Q4 24 | — | $0.18 | ||
| Q3 24 | — | $0.35 | ||
| Q2 24 | — | $0.32 | ||
| Q1 24 | — | $0.24 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.0B | $55.7M |
| Total DebtLower is stronger | — | $35.0M |
| Stockholders' EquityBook value | $2.9B | $183.8M |
| Total Assets | $28.2B | $912.2M |
| Debt / EquityLower = less leverage | — | 0.19× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.0B | $55.7M | ||
| Q3 25 | $2.6B | $63.5M | ||
| Q2 25 | — | $56.3M | ||
| Q1 25 | — | $70.8M | ||
| Q4 24 | — | $70.5M | ||
| Q3 24 | — | $94.1M | ||
| Q2 24 | — | $90.6M | ||
| Q1 24 | — | $78.8M |
| Q4 25 | — | $35.0M | ||
| Q3 25 | — | $35.0M | ||
| Q2 25 | — | $35.0M | ||
| Q1 25 | — | $49.9M | ||
| Q4 24 | — | $49.9M | ||
| Q3 24 | — | $34.8M | ||
| Q2 24 | — | $34.8M | ||
| Q1 24 | — | $34.8M |
| Q4 25 | $2.9B | $183.8M | ||
| Q3 25 | $2.8B | $190.2M | ||
| Q2 25 | — | $198.0M | ||
| Q1 25 | — | $198.1M | ||
| Q4 24 | — | $195.5M | ||
| Q3 24 | — | $209.7M | ||
| Q2 24 | — | $205.5M | ||
| Q1 24 | — | $201.8M |
| Q4 25 | $28.2B | $912.2M | ||
| Q3 25 | $27.4B | $909.4M | ||
| Q2 25 | — | $908.3M | ||
| Q1 25 | — | $921.9M | ||
| Q4 24 | — | $911.8M | ||
| Q3 24 | — | $892.7M | ||
| Q2 24 | — | $897.2M | ||
| Q1 24 | — | $892.5M |
| Q4 25 | — | 0.19× | ||
| Q3 25 | — | 0.18× | ||
| Q2 25 | — | 0.18× | ||
| Q1 25 | — | 0.25× | ||
| Q4 24 | — | 0.26× | ||
| Q3 24 | — | 0.17× | ||
| Q2 24 | — | 0.17× | ||
| Q1 24 | — | 0.17× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $104.1M | $3.4M |
| Free Cash FlowOCF − Capex | $85.4M | $3.3M |
| FCF MarginFCF / Revenue | 25.8% | 33.9% |
| Capex IntensityCapex / Revenue | 5.6% | 1.4% |
| Cash ConversionOCF / Net Profit | 0.81× | 0.72× |
| TTM Free Cash FlowTrailing 4 quarters | — | $18.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $104.1M | $3.4M | ||
| Q3 25 | $118.4M | $8.4M | ||
| Q2 25 | — | $2.7M | ||
| Q1 25 | — | $4.4M | ||
| Q4 24 | — | $3.9M | ||
| Q3 24 | — | $6.1M | ||
| Q2 24 | — | $1.5M | ||
| Q1 24 | — | $4.6M |
| Q4 25 | $85.4M | $3.3M | ||
| Q3 25 | $109.3M | $8.4M | ||
| Q2 25 | — | $2.6M | ||
| Q1 25 | — | $4.2M | ||
| Q4 24 | — | $3.9M | ||
| Q3 24 | — | $6.0M | ||
| Q2 24 | — | $1.4M | ||
| Q1 24 | — | $4.1M |
| Q4 25 | 25.8% | 33.9% | ||
| Q3 25 | 37.5% | 90.1% | ||
| Q2 25 | — | 28.1% | ||
| Q1 25 | — | 48.8% | ||
| Q4 24 | — | 43.5% | ||
| Q3 24 | — | 64.0% | ||
| Q2 24 | — | 16.2% | ||
| Q1 24 | — | 51.9% |
| Q4 25 | 5.6% | 1.4% | ||
| Q3 25 | 3.1% | 0.1% | ||
| Q2 25 | — | 1.5% | ||
| Q1 25 | — | 2.5% | ||
| Q4 24 | — | 0.2% | ||
| Q3 24 | — | 1.1% | ||
| Q2 24 | — | 0.6% | ||
| Q1 24 | — | 5.5% |
| Q4 25 | 0.81× | 0.72× | ||
| Q3 25 | 1.05× | 2.26× | ||
| Q2 25 | — | 0.95× | ||
| Q1 25 | — | 2.11× | ||
| Q4 24 | — | 2.01× | ||
| Q3 24 | — | 1.60× | ||
| Q2 24 | — | 0.44× | ||
| Q1 24 | — | 1.77× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
