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Side-by-side financial comparison of BV Financial, Inc. (BVFL) and HSBC HOLDINGS PLC (HSBC). Click either name above to swap in a different company.
HSBC HOLDINGS PLC is the larger business by last-quarter revenue ($28.6B vs $9.8M, roughly 2928.8× BV Financial, Inc.). BV Financial, Inc. runs the higher net margin — 49.3% vs 25.7%, a 23.6% gap on every dollar of revenue. HSBC HOLDINGS PLC produced more free cash flow last quarter ($64.0B vs $3.3M).
Virtu Financial, Inc. is an American high-frequency trading company. The company went public on the Nasdaq in 2015.
HSBC Holdings plc is a British universal bank and financial services group headquartered in London, England, with historical and business links to East Asia and a multinational footprint. It is the largest Europe-based bank by total assets, ahead of BNP Paribas, with US$3.098 trillion as of September 2024. This also puts it as the 7th largest bank in the world by total assets behind Bank of America, and the 3rd largest non-state owned bank in the world.
BVFL vs HSBC — Head-to-Head
Income Statement — Q4 2025 vs Q4 2024
| Metric | | |
|---|---|---|
| Revenue | $9.8M | $28.6B |
| Net Profit | $4.8M | $7.3B |
| Gross Margin | — | — |
| Operating Margin | 72.4% | 33.1% |
| Net Margin | 49.3% | 25.7% |
| Revenue YoY | 8.2% | — |
| Net Profit YoY | 146.2% | — |
| EPS (diluted) | $0.52 | $0.36 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $9.8M | — | ||
| Q3 25 | $9.3M | — | ||
| Q2 25 | $9.2M | — | ||
| Q1 25 | $8.6M | $28.6B | ||
| Q4 24 | $9.0M | — | ||
| Q3 24 | $9.3M | — | ||
| Q2 24 | $8.9M | — | ||
| Q1 24 | $8.0M | — |
| Q4 25 | $4.8M | — | ||
| Q3 25 | $3.7M | — | ||
| Q2 25 | $2.9M | — | ||
| Q1 25 | $2.1M | $7.3B | ||
| Q4 24 | $2.0M | — | ||
| Q3 24 | $3.8M | — | ||
| Q2 24 | $3.4M | — | ||
| Q1 24 | $2.6M | — |
| Q4 25 | 72.4% | — | ||
| Q3 25 | 55.3% | — | ||
| Q2 25 | 43.0% | — | ||
| Q1 25 | 31.2% | 33.1% | ||
| Q4 24 | 31.6% | — | ||
| Q3 24 | 56.3% | — | ||
| Q2 24 | 53.0% | — | ||
| Q1 24 | 45.2% | — |
| Q4 25 | 49.3% | — | ||
| Q3 25 | 39.9% | — | ||
| Q2 25 | 31.2% | — | ||
| Q1 25 | 24.3% | 25.7% | ||
| Q4 24 | 21.7% | — | ||
| Q3 24 | 40.8% | — | ||
| Q2 24 | 38.2% | — | ||
| Q1 24 | 32.3% | — |
| Q4 25 | $0.52 | — | ||
| Q3 25 | $0.41 | — | ||
| Q2 25 | $0.29 | — | ||
| Q1 25 | $0.21 | $0.36 | ||
| Q4 24 | $0.18 | — | ||
| Q3 24 | $0.35 | — | ||
| Q2 24 | $0.32 | — | ||
| Q1 24 | $0.24 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $55.7M | $434.9B |
| Total DebtLower is stronger | $35.0M | — |
| Stockholders' EquityBook value | $183.8M | $192.3B |
| Total Assets | $912.2M | $3017.0B |
| Debt / EquityLower = less leverage | 0.19× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $55.7M | — | ||
| Q3 25 | $63.5M | — | ||
| Q2 25 | $56.3M | — | ||
| Q1 25 | $70.8M | $434.9B | ||
| Q4 24 | $70.5M | — | ||
| Q3 24 | $94.1M | — | ||
| Q2 24 | $90.6M | — | ||
| Q1 24 | $78.8M | — |
| Q4 25 | $35.0M | — | ||
| Q3 25 | $35.0M | — | ||
| Q2 25 | $35.0M | — | ||
| Q1 25 | $49.9M | — | ||
| Q4 24 | $49.9M | — | ||
| Q3 24 | $34.8M | — | ||
| Q2 24 | $34.8M | — | ||
| Q1 24 | $34.8M | — |
| Q4 25 | $183.8M | — | ||
| Q3 25 | $190.2M | — | ||
| Q2 25 | $198.0M | — | ||
| Q1 25 | $198.1M | $192.3B | ||
| Q4 24 | $195.5M | — | ||
| Q3 24 | $209.7M | — | ||
| Q2 24 | $205.5M | — | ||
| Q1 24 | $201.8M | — |
| Q4 25 | $912.2M | — | ||
| Q3 25 | $909.4M | — | ||
| Q2 25 | $908.3M | — | ||
| Q1 25 | $921.9M | $3017.0B | ||
| Q4 24 | $911.8M | — | ||
| Q3 24 | $892.7M | — | ||
| Q2 24 | $897.2M | — | ||
| Q1 24 | $892.5M | — |
| Q4 25 | 0.19× | — | ||
| Q3 25 | 0.18× | — | ||
| Q2 25 | 0.18× | — | ||
| Q1 25 | 0.25× | — | ||
| Q4 24 | 0.26× | — | ||
| Q3 24 | 0.17× | — | ||
| Q2 24 | 0.17× | — | ||
| Q1 24 | 0.17× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $3.4M | $65.3B |
| Free Cash FlowOCF − Capex | $3.3M | $64.0B |
| FCF MarginFCF / Revenue | 33.9% | 223.9% |
| Capex IntensityCapex / Revenue | 1.4% | 4.7% |
| Cash ConversionOCF / Net Profit | 0.72× | 8.90× |
| TTM Free Cash FlowTrailing 4 quarters | $18.5M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $3.4M | — | ||
| Q3 25 | $8.4M | — | ||
| Q2 25 | $2.7M | — | ||
| Q1 25 | $4.4M | $65.3B | ||
| Q4 24 | $3.9M | — | ||
| Q3 24 | $6.1M | — | ||
| Q2 24 | $1.5M | — | ||
| Q1 24 | $4.6M | — |
| Q4 25 | $3.3M | — | ||
| Q3 25 | $8.4M | — | ||
| Q2 25 | $2.6M | — | ||
| Q1 25 | $4.2M | $64.0B | ||
| Q4 24 | $3.9M | — | ||
| Q3 24 | $6.0M | — | ||
| Q2 24 | $1.4M | — | ||
| Q1 24 | $4.1M | — |
| Q4 25 | 33.9% | — | ||
| Q3 25 | 90.1% | — | ||
| Q2 25 | 28.1% | — | ||
| Q1 25 | 48.8% | 223.9% | ||
| Q4 24 | 43.5% | — | ||
| Q3 24 | 64.0% | — | ||
| Q2 24 | 16.2% | — | ||
| Q1 24 | 51.9% | — |
| Q4 25 | 1.4% | — | ||
| Q3 25 | 0.1% | — | ||
| Q2 25 | 1.5% | — | ||
| Q1 25 | 2.5% | 4.7% | ||
| Q4 24 | 0.2% | — | ||
| Q3 24 | 1.1% | — | ||
| Q2 24 | 0.6% | — | ||
| Q1 24 | 5.5% | — |
| Q4 25 | 0.72× | — | ||
| Q3 25 | 2.26× | — | ||
| Q2 25 | 0.95× | — | ||
| Q1 25 | 2.11× | 8.90× | ||
| Q4 24 | 2.01× | — | ||
| Q3 24 | 1.60× | — | ||
| Q2 24 | 0.44× | — | ||
| Q1 24 | 1.77× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
