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Side-by-side financial comparison of BankUnited, Inc. (BKU) and BV Financial, Inc. (BVFL). Click either name above to swap in a different company.
BV Financial, Inc. is the larger business by last-quarter revenue ($9.8M vs $5.8M, roughly 1.7× BankUnited, Inc.). On growth, BankUnited, Inc. posted the faster year-over-year revenue change (16.0% vs 8.2%). Over the past eight quarters, BV Financial, Inc.'s revenue compounded faster (10.7% CAGR vs 4.4%).
BankUnited, Inc. is the bank holding company of BankUnited, N.A., a national bank founded in 1984 and headquartered in Miami Lakes, Florida. The company operates in Florida; the regions in and around Atlanta, Georgia; Dallas, Texas; Morristown, New Jersey; Charlotte, North Carolina; and in the New York metropolitan area. BankUnited also offers certain commercial lending and deposit products through national platforms and has total assets of $35.0 billion as of December 31, 2025
Virtu Financial, Inc. is an American high-frequency trading company. The company went public on the Nasdaq in 2015.
BKU vs BVFL — Head-to-Head
Income Statement — Q4 2025 vs Q4 2025
| Metric | | |
|---|---|---|
| Revenue | $5.8M | $9.8M |
| Net Profit | — | $4.8M |
| Gross Margin | — | — |
| Operating Margin | — | 72.4% |
| Net Margin | — | 49.3% |
| Revenue YoY | 16.0% | 8.2% |
| Net Profit YoY | — | 146.2% |
| EPS (diluted) | $0.89 | $0.52 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $5.8M | $9.8M | ||
| Q3 25 | $5.4M | $9.3M | ||
| Q2 25 | $5.3M | $9.2M | ||
| Q1 25 | $5.2M | $8.6M | ||
| Q4 24 | $5.0M | $9.0M | ||
| Q3 24 | $5.0M | $9.3M | ||
| Q2 24 | $4.9M | $8.9M | ||
| Q1 24 | $5.3M | $8.0M |
| Q4 25 | — | $4.8M | ||
| Q3 25 | $71.9M | $3.7M | ||
| Q2 25 | $68.8M | $2.9M | ||
| Q1 25 | $58.5M | $2.1M | ||
| Q4 24 | — | $2.0M | ||
| Q3 24 | $61.5M | $3.8M | ||
| Q2 24 | $53.7M | $3.4M | ||
| Q1 24 | $48.0M | $2.6M |
| Q4 25 | — | 72.4% | ||
| Q3 25 | — | 55.3% | ||
| Q2 25 | — | 43.0% | ||
| Q1 25 | — | 31.2% | ||
| Q4 24 | — | 31.6% | ||
| Q3 24 | — | 56.3% | ||
| Q2 24 | — | 53.0% | ||
| Q1 24 | — | 45.2% |
| Q4 25 | — | 49.3% | ||
| Q3 25 | 1333.8% | 39.9% | ||
| Q2 25 | 1291.9% | 31.2% | ||
| Q1 25 | 1117.0% | 24.3% | ||
| Q4 24 | — | 21.7% | ||
| Q3 24 | 1225.1% | 40.8% | ||
| Q2 24 | 1094.6% | 38.2% | ||
| Q1 24 | 903.1% | 32.3% |
| Q4 25 | $0.89 | $0.52 | ||
| Q3 25 | $0.95 | $0.41 | ||
| Q2 25 | $0.91 | $0.29 | ||
| Q1 25 | $0.78 | $0.21 | ||
| Q4 24 | $0.91 | $0.18 | ||
| Q3 24 | $0.81 | $0.35 | ||
| Q2 24 | $0.72 | $0.32 | ||
| Q1 24 | $0.64 | $0.24 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $217.8M | $55.7M |
| Total DebtLower is stronger | $319.7M | $35.0M |
| Stockholders' EquityBook value | $3.1B | $183.8M |
| Total Assets | $35.0B | $912.2M |
| Debt / EquityLower = less leverage | 0.10× | 0.19× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $217.8M | $55.7M | ||
| Q3 25 | $559.5M | $63.5M | ||
| Q2 25 | $801.3M | $56.3M | ||
| Q1 25 | $443.7M | $70.8M | ||
| Q4 24 | $491.1M | $70.5M | ||
| Q3 24 | $889.9M | $94.1M | ||
| Q2 24 | $433.5M | $90.6M | ||
| Q1 24 | $421.2M | $78.8M |
| Q4 25 | $319.7M | $35.0M | ||
| Q3 25 | $320.4M | $35.0M | ||
| Q2 25 | $708.9M | $35.0M | ||
| Q1 25 | $709.1M | $49.9M | ||
| Q4 24 | $708.6M | $49.9M | ||
| Q3 24 | $708.7M | $34.8M | ||
| Q2 24 | $708.8M | $34.8M | ||
| Q1 24 | $709.0M | $34.8M |
| Q4 25 | $3.1B | $183.8M | ||
| Q3 25 | $3.0B | $190.2M | ||
| Q2 25 | $3.0B | $198.0M | ||
| Q1 25 | $2.9B | $198.1M | ||
| Q4 24 | $2.8B | $195.5M | ||
| Q3 24 | $2.8B | $209.7M | ||
| Q2 24 | $2.7B | $205.5M | ||
| Q1 24 | $2.6B | $201.8M |
| Q4 25 | $35.0B | $912.2M | ||
| Q3 25 | $35.1B | $909.4M | ||
| Q2 25 | $35.5B | $908.3M | ||
| Q1 25 | $34.8B | $921.9M | ||
| Q4 24 | $35.2B | $911.8M | ||
| Q3 24 | $35.8B | $892.7M | ||
| Q2 24 | $35.4B | $897.2M | ||
| Q1 24 | $35.1B | $892.5M |
| Q4 25 | 0.10× | 0.19× | ||
| Q3 25 | 0.11× | 0.18× | ||
| Q2 25 | 0.24× | 0.18× | ||
| Q1 25 | 0.24× | 0.25× | ||
| Q4 24 | 0.25× | 0.26× | ||
| Q3 24 | 0.25× | 0.17× | ||
| Q2 24 | 0.26× | 0.17× | ||
| Q1 24 | 0.27× | 0.17× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $124.9M | $3.4M |
| Free Cash FlowOCF − Capex | — | $3.3M |
| FCF MarginFCF / Revenue | — | 33.9% |
| Capex IntensityCapex / Revenue | — | 1.4% |
| Cash ConversionOCF / Net Profit | — | 0.72× |
| TTM Free Cash FlowTrailing 4 quarters | — | $18.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $124.9M | $3.4M | ||
| Q3 25 | $99.7M | $8.4M | ||
| Q2 25 | $117.6M | $2.7M | ||
| Q1 25 | $16.4M | $4.4M | ||
| Q4 24 | $185.5M | $3.9M | ||
| Q3 24 | $46.1M | $6.1M | ||
| Q2 24 | $135.7M | $1.5M | ||
| Q1 24 | $66.5M | $4.6M |
| Q4 25 | — | $3.3M | ||
| Q3 25 | — | $8.4M | ||
| Q2 25 | — | $2.6M | ||
| Q1 25 | — | $4.2M | ||
| Q4 24 | — | $3.9M | ||
| Q3 24 | — | $6.0M | ||
| Q2 24 | — | $1.4M | ||
| Q1 24 | — | $4.1M |
| Q4 25 | — | 33.9% | ||
| Q3 25 | — | 90.1% | ||
| Q2 25 | — | 28.1% | ||
| Q1 25 | — | 48.8% | ||
| Q4 24 | — | 43.5% | ||
| Q3 24 | — | 64.0% | ||
| Q2 24 | — | 16.2% | ||
| Q1 24 | — | 51.9% |
| Q4 25 | — | 1.4% | ||
| Q3 25 | — | 0.1% | ||
| Q2 25 | — | 1.5% | ||
| Q1 25 | — | 2.5% | ||
| Q4 24 | — | 0.2% | ||
| Q3 24 | — | 1.1% | ||
| Q2 24 | — | 0.6% | ||
| Q1 24 | — | 5.5% |
| Q4 25 | — | 0.72× | ||
| Q3 25 | 1.39× | 2.26× | ||
| Q2 25 | 1.71× | 0.95× | ||
| Q1 25 | 0.28× | 2.11× | ||
| Q4 24 | — | 2.01× | ||
| Q3 24 | 0.75× | 1.60× | ||
| Q2 24 | 2.53× | 0.44× | ||
| Q1 24 | 1.39× | 1.77× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
