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Side-by-side financial comparison of BV Financial, Inc. (BVFL) and Eastern Bankshares, Inc. (EBC). Click either name above to swap in a different company.
Eastern Bankshares, Inc. is the larger business by last-quarter revenue ($295.9M vs $9.8M, roughly 30.3× BV Financial, Inc.). BV Financial, Inc. runs the higher net margin — 49.3% vs 22.1%, a 27.2% gap on every dollar of revenue. On growth, BV Financial, Inc. posted the faster year-over-year revenue change (8.2% vs 1.7%). Over the past eight quarters, Eastern Bankshares, Inc.'s revenue compounded faster (220.1% CAGR vs 10.7%).
Virtu Financial, Inc. is an American high-frequency trading company. The company went public on the Nasdaq in 2015.
Eastern Bank is a bank based in Boston, Massachusetts. Before de-mutualizing in 2020, it was the oldest and largest mutual bank in the United States and the largest community bank in Massachusetts.
BVFL vs EBC — Head-to-Head
Income Statement — Q4 2025 vs Q1 2026
| Metric | | |
|---|---|---|
| Revenue | $9.8M | $295.9M |
| Net Profit | $4.8M | $65.3M |
| Gross Margin | — | — |
| Operating Margin | 72.4% | — |
| Net Margin | 49.3% | 22.1% |
| Revenue YoY | 8.2% | 1.7% |
| Net Profit YoY | 146.2% | 289.8% |
| EPS (diluted) | $0.52 | $0.29 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $295.9M | ||
| Q4 25 | $9.8M | $37.5M | ||
| Q3 25 | $9.3M | $33.0M | ||
| Q2 25 | $9.2M | $32.5M | ||
| Q1 25 | $8.6M | $31.1M | ||
| Q4 24 | $9.0M | $33.2M | ||
| Q3 24 | $9.3M | $30.1M | ||
| Q2 24 | $8.9M | $28.9M |
| Q1 26 | — | $65.3M | ||
| Q4 25 | $4.8M | $99.5M | ||
| Q3 25 | $3.7M | $106.1M | ||
| Q2 25 | $2.9M | $100.2M | ||
| Q1 25 | $2.1M | $-217.7M | ||
| Q4 24 | $2.0M | $60.8M | ||
| Q3 24 | $3.8M | $-6.2M | ||
| Q2 24 | $3.4M | $26.3M |
| Q1 26 | — | — | ||
| Q4 25 | 72.4% | — | ||
| Q3 25 | 55.3% | — | ||
| Q2 25 | 43.0% | — | ||
| Q1 25 | 31.2% | -590.9% | ||
| Q4 24 | 31.6% | — | ||
| Q3 24 | 56.3% | -11.1% | ||
| Q2 24 | 53.0% | — |
| Q1 26 | — | 22.1% | ||
| Q4 25 | 49.3% | 265.6% | ||
| Q3 25 | 39.9% | 321.9% | ||
| Q2 25 | 31.2% | 308.2% | ||
| Q1 25 | 24.3% | -699.2% | ||
| Q4 24 | 21.7% | 183.1% | ||
| Q3 24 | 40.8% | -20.5% | ||
| Q2 24 | 38.2% | 91.2% |
| Q1 26 | — | $0.29 | ||
| Q4 25 | $0.52 | $0.48 | ||
| Q3 25 | $0.41 | $0.53 | ||
| Q2 25 | $0.29 | $0.50 | ||
| Q1 25 | $0.21 | $-1.08 | ||
| Q4 24 | $0.18 | $0.29 | ||
| Q3 24 | $0.35 | $-0.03 | ||
| Q2 24 | $0.32 | $0.16 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $55.7M | $551.7M |
| Total DebtLower is stronger | $35.0M | — |
| Stockholders' EquityBook value | $183.8M | $4.3B |
| Total Assets | $912.2M | $30.6B |
| Debt / EquityLower = less leverage | 0.19× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $551.7M | ||
| Q4 25 | $55.7M | $507.6M | ||
| Q3 25 | $63.5M | $703.4M | ||
| Q2 25 | $56.3M | $948.3M | ||
| Q1 25 | $70.8M | $609.0M | ||
| Q4 24 | $70.5M | $1.9B | ||
| Q3 24 | $94.1M | $1.7B | ||
| Q2 24 | $90.6M | $1.4B |
| Q1 26 | — | — | ||
| Q4 25 | $35.0M | — | ||
| Q3 25 | $35.0M | — | ||
| Q2 25 | $35.0M | — | ||
| Q1 25 | $49.9M | — | ||
| Q4 24 | $49.9M | — | ||
| Q3 24 | $34.8M | — | ||
| Q2 24 | $34.8M | — |
| Q1 26 | — | $4.3B | ||
| Q4 25 | $183.8M | $4.3B | ||
| Q3 25 | $190.2M | $3.8B | ||
| Q2 25 | $198.0M | $3.7B | ||
| Q1 25 | $198.1M | $3.6B | ||
| Q4 24 | $195.5M | $3.6B | ||
| Q3 24 | $209.7M | $3.7B | ||
| Q2 24 | $205.5M | $3.0B |
| Q1 26 | — | $30.6B | ||
| Q4 25 | $912.2M | $30.6B | ||
| Q3 25 | $909.4M | $25.5B | ||
| Q2 25 | $908.3M | $25.5B | ||
| Q1 25 | $921.9M | $25.0B | ||
| Q4 24 | $911.8M | $25.6B | ||
| Q3 24 | $892.7M | $25.5B | ||
| Q2 24 | $897.2M | $21.0B |
| Q1 26 | — | — | ||
| Q4 25 | 0.19× | — | ||
| Q3 25 | 0.18× | — | ||
| Q2 25 | 0.18× | — | ||
| Q1 25 | 0.25× | — | ||
| Q4 24 | 0.26× | — | ||
| Q3 24 | 0.17× | — | ||
| Q2 24 | 0.17× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $3.4M | — |
| Free Cash FlowOCF − Capex | $3.3M | — |
| FCF MarginFCF / Revenue | 33.9% | — |
| Capex IntensityCapex / Revenue | 1.4% | — |
| Cash ConversionOCF / Net Profit | 0.72× | — |
| TTM Free Cash FlowTrailing 4 quarters | $18.5M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $3.4M | $104.1M | ||
| Q3 25 | $8.4M | $157.1M | ||
| Q2 25 | $2.7M | $123.9M | ||
| Q1 25 | $4.4M | $47.3M | ||
| Q4 24 | $3.9M | $88.7M | ||
| Q3 24 | $6.1M | $108.3M | ||
| Q2 24 | $1.5M | $54.3M |
| Q1 26 | — | — | ||
| Q4 25 | $3.3M | — | ||
| Q3 25 | $8.4M | — | ||
| Q2 25 | $2.6M | — | ||
| Q1 25 | $4.2M | — | ||
| Q4 24 | $3.9M | — | ||
| Q3 24 | $6.0M | — | ||
| Q2 24 | $1.4M | — |
| Q1 26 | — | — | ||
| Q4 25 | 33.9% | — | ||
| Q3 25 | 90.1% | — | ||
| Q2 25 | 28.1% | — | ||
| Q1 25 | 48.8% | — | ||
| Q4 24 | 43.5% | — | ||
| Q3 24 | 64.0% | — | ||
| Q2 24 | 16.2% | — |
| Q1 26 | — | — | ||
| Q4 25 | 1.4% | — | ||
| Q3 25 | 0.1% | — | ||
| Q2 25 | 1.5% | — | ||
| Q1 25 | 2.5% | — | ||
| Q4 24 | 0.2% | — | ||
| Q3 24 | 1.1% | — | ||
| Q2 24 | 0.6% | — |
| Q1 26 | — | — | ||
| Q4 25 | 0.72× | 1.05× | ||
| Q3 25 | 2.26× | 1.48× | ||
| Q2 25 | 0.95× | 1.24× | ||
| Q1 25 | 2.11× | — | ||
| Q4 24 | 2.01× | 1.46× | ||
| Q3 24 | 1.60× | — | ||
| Q2 24 | 0.44× | 2.06× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BVFL
Segment breakdown not available.
EBC
| ALLL / total nonperforming loans ("NPLs") | $238.2M | 80% |
| Other | $51.6M | 17% |
| Return on average shareholders' equity | $6.1M | 2% |
