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Side-by-side financial comparison of Axos Financial, Inc. (AX) and OXFORD INDUSTRIES INC (OXM). Click either name above to swap in a different company.
Axos Financial, Inc. is the larger business by last-quarter revenue ($392.2M vs $307.3M, roughly 1.3× OXFORD INDUSTRIES INC). Axos Financial, Inc. runs the higher net margin — 31.8% vs -20.7%, a 52.5% gap on every dollar of revenue. Over the past eight quarters, Axos Financial, Inc.'s revenue compounded faster (16.1% CAGR vs -3.0%).
Axos Financial is an American bank holding company based in Las Vegas, Nevada and is the parent of Axos Bank, a direct bank. It also offers registered investment adviser services and an electronic trading platform.
Oxford Industries, Inc. is a publicly traded clothing company in the United States that specializes in high-end clothing and apparel. The company carries many major labels, including Tommy Bahama, Lilly Pulitzer, Johnny Was and Southern Tide.
AX vs OXM — Head-to-Head
Income Statement — Q3 FY2026 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $392.2M | $307.3M |
| Net Profit | $124.7M | $-63.7M |
| Gross Margin | — | 60.3% |
| Operating Margin | — | -27.7% |
| Net Margin | 31.8% | -20.7% |
| Revenue YoY | — | -0.2% |
| Net Profit YoY | 18.5% | -1517.6% |
| EPS (diluted) | $2.15 | $-4.28 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $392.2M | — | ||
| Q4 25 | $385.1M | $307.3M | ||
| Q3 25 | $323.4M | $403.1M | ||
| Q2 25 | $321.4M | $392.9M | ||
| Q1 25 | $308.8M | — | ||
| Q4 24 | $307.9M | $308.0M | ||
| Q3 24 | $320.7M | $419.9M | ||
| Q2 24 | $290.9M | $398.2M |
| Q1 26 | $124.7M | — | ||
| Q4 25 | $128.4M | $-63.7M | ||
| Q3 25 | $112.4M | $16.7M | ||
| Q2 25 | $110.7M | $26.2M | ||
| Q1 25 | $105.2M | — | ||
| Q4 24 | $104.7M | $-3.9M | ||
| Q3 24 | $112.3M | $40.6M | ||
| Q2 24 | $104.9M | $38.4M |
| Q1 26 | — | — | ||
| Q4 25 | — | 60.3% | ||
| Q3 25 | — | 61.4% | ||
| Q2 25 | — | 64.2% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 63.1% | ||
| Q3 24 | — | 63.1% | ||
| Q2 24 | — | 64.9% |
| Q1 26 | — | — | ||
| Q4 25 | 45.6% | -27.7% | ||
| Q3 25 | 46.3% | 6.3% | ||
| Q2 25 | 48.5% | 9.2% | ||
| Q1 25 | 47.9% | — | ||
| Q4 24 | 48.8% | -2.0% | ||
| Q3 24 | 49.6% | 12.5% | ||
| Q2 24 | 49.6% | 13.2% |
| Q1 26 | 31.8% | — | ||
| Q4 25 | 33.3% | -20.7% | ||
| Q3 25 | 34.7% | 4.1% | ||
| Q2 25 | 34.4% | 6.7% | ||
| Q1 25 | 34.1% | — | ||
| Q4 24 | 34.0% | -1.3% | ||
| Q3 24 | 35.0% | 9.7% | ||
| Q2 24 | 36.0% | 9.6% |
| Q1 26 | $2.15 | — | ||
| Q4 25 | $2.22 | $-4.28 | ||
| Q3 25 | $1.94 | $1.12 | ||
| Q2 25 | $1.89 | $1.70 | ||
| Q1 25 | $1.81 | — | ||
| Q4 24 | $1.80 | $-0.25 | ||
| Q3 24 | $1.93 | $2.57 | ||
| Q2 24 | $1.75 | $2.42 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $8.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $3.1B | $528.0M |
| Total Assets | $29.2B | $1.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | $8.0M | ||
| Q3 25 | $2.6B | $6.9M | ||
| Q2 25 | $1.9B | $8.2M | ||
| Q1 25 | $2.0B | — | ||
| Q4 24 | $2.4B | $7.0M | ||
| Q3 24 | $2.6B | $18.4M | ||
| Q2 24 | $2.0B | $7.7M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $312.7M | — | ||
| Q1 25 | $377.4M | — | ||
| Q4 24 | $358.7M | — | ||
| Q3 24 | $313.5M | — | ||
| Q2 24 | $325.7M | — |
| Q1 26 | $3.1B | — | ||
| Q4 25 | $2.9B | $528.0M | ||
| Q3 25 | $2.8B | $597.1M | ||
| Q2 25 | $2.7B | $592.4M | ||
| Q1 25 | $2.6B | — | ||
| Q4 24 | $2.5B | $612.2M | ||
| Q3 24 | $2.4B | $621.6M | ||
| Q2 24 | $2.3B | $592.9M |
| Q1 26 | $29.2B | — | ||
| Q4 25 | $28.2B | $1.3B | ||
| Q3 25 | $27.4B | $1.3B | ||
| Q2 25 | $24.8B | $1.3B | ||
| Q1 25 | $24.0B | — | ||
| Q4 24 | $23.7B | $1.2B | ||
| Q3 24 | $23.6B | $1.2B | ||
| Q2 24 | $22.9B | $1.2B |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.14× | — | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 0.13× | — | ||
| Q2 24 | 0.14× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-9.1M |
| Free Cash FlowOCF − Capex | — | $-47.9M |
| FCF MarginFCF / Revenue | — | -15.6% |
| Capex IntensityCapex / Revenue | — | 12.6% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-79.9M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $-9.1M | ||
| Q3 25 | $118.4M | $83.5M | ||
| Q2 25 | $490.3M | $-3.9M | ||
| Q1 25 | $73.7M | — | ||
| Q4 24 | $162.5M | $-18.2M | ||
| Q3 24 | $70.8M | $88.8M | ||
| Q2 24 | $305.5M | $32.9M |
| Q1 26 | — | — | ||
| Q4 25 | $85.4M | $-47.9M | ||
| Q3 25 | $109.3M | $52.3M | ||
| Q2 25 | $436.1M | $-27.4M | ||
| Q1 25 | $65.1M | — | ||
| Q4 24 | $156.4M | $-56.9M | ||
| Q3 24 | $53.0M | $47.2M | ||
| Q2 24 | $269.5M | $21.0M |
| Q1 26 | — | — | ||
| Q4 25 | 22.2% | -15.6% | ||
| Q3 25 | 33.8% | 13.0% | ||
| Q2 25 | 135.7% | -7.0% | ||
| Q1 25 | 21.1% | — | ||
| Q4 24 | 50.8% | -18.5% | ||
| Q3 24 | 16.5% | 11.2% | ||
| Q2 24 | 92.6% | 5.3% |
| Q1 26 | — | — | ||
| Q4 25 | 4.9% | 12.6% | ||
| Q3 25 | 2.8% | 7.7% | ||
| Q2 25 | 16.9% | 6.0% | ||
| Q1 25 | 2.8% | — | ||
| Q4 24 | 2.0% | 12.6% | ||
| Q3 24 | 5.5% | 9.9% | ||
| Q2 24 | 12.4% | 3.0% |
| Q1 26 | — | — | ||
| Q4 25 | 0.81× | — | ||
| Q3 25 | 1.05× | 5.00× | ||
| Q2 25 | 4.43× | -0.15× | ||
| Q1 25 | 0.70× | — | ||
| Q4 24 | 1.55× | — | ||
| Q3 24 | 0.63× | 2.19× | ||
| Q2 24 | 2.91× | 0.86× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AX
| Net Interest Income | $306.3M | 78% |
| Noninterest Income | $86.0M | 22% |
OXM
| Sales Channel Retail | $162.9M | 53% |
| Sales Channel Wholesale | $61.3M | 20% |
| Johnny Was | $45.4M | 15% |
| Sales Channel Food And Beverage | $29.3M | 10% |
| Other Foreign Countries | $9.0M | 3% |
