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Side-by-side financial comparison of Axos Financial, Inc. (AX) and WYNDHAM HOTELS & RESORTS, INC. (WH). Click either name above to swap in a different company.
Axos Financial, Inc. is the larger business by last-quarter revenue ($385.1M vs $334.0M, roughly 1.2× WYNDHAM HOTELS & RESORTS, INC.). Axos Financial, Inc. runs the higher net margin — 33.3% vs -18.0%, a 51.3% gap on every dollar of revenue. On growth, Axos Financial, Inc. posted the faster year-over-year revenue change (25.1% vs -76.3%). WYNDHAM HOTELS & RESORTS, INC. produced more free cash flow last quarter ($168.0M vs $85.4M). Over the past eight quarters, Axos Financial, Inc.'s revenue compounded faster (14.3% CAGR vs -4.6%).
Axos Financial is an American bank holding company based in Las Vegas, Nevada and is the parent of Axos Bank, a direct bank. It also offers registered investment adviser services and an electronic trading platform.
Wyndham Hotels & Resorts, Inc., is an American hospitality company based in Parsippany, New Jersey, United States. It describes itself as the largest hotel franchisor in the world, with 9,100 locations.
AX vs WH — Head-to-Head
Income Statement — Q2 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $385.1M | $334.0M |
| Net Profit | $128.4M | $-60.0M |
| Gross Margin | — | — |
| Operating Margin | 45.6% | — |
| Net Margin | 33.3% | -18.0% |
| Revenue YoY | 25.1% | -76.3% |
| Net Profit YoY | 22.6% | -170.6% |
| EPS (diluted) | $2.22 | $-0.80 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $334.0M | ||
| Q4 25 | $385.1M | $334.0M | ||
| Q3 25 | $323.4M | $382.0M | ||
| Q2 25 | $321.4M | $397.0M | ||
| Q1 25 | $308.8M | $316.0M | ||
| Q4 24 | $307.9M | $336.0M | ||
| Q3 24 | $320.7M | $396.0M | ||
| Q2 24 | $290.9M | $367.0M |
| Q1 26 | — | $-60.0M | ||
| Q4 25 | $128.4M | $-60.0M | ||
| Q3 25 | $112.4M | $105.0M | ||
| Q2 25 | $110.7M | $87.0M | ||
| Q1 25 | $105.2M | $61.0M | ||
| Q4 24 | $104.7M | $85.0M | ||
| Q3 24 | $112.3M | $102.0M | ||
| Q2 24 | $104.9M | $86.0M |
| Q1 26 | — | — | ||
| Q4 25 | 45.6% | -11.4% | ||
| Q3 25 | 46.3% | 46.6% | ||
| Q2 25 | 48.5% | 37.8% | ||
| Q1 25 | 47.9% | 35.4% | ||
| Q4 24 | 48.8% | 38.4% | ||
| Q3 24 | 49.6% | 43.2% | ||
| Q2 24 | 49.6% | 39.5% |
| Q1 26 | — | -18.0% | ||
| Q4 25 | 33.3% | -18.0% | ||
| Q3 25 | 34.7% | 27.5% | ||
| Q2 25 | 34.4% | 21.9% | ||
| Q1 25 | 34.1% | 19.3% | ||
| Q4 24 | 34.0% | 25.3% | ||
| Q3 24 | 35.0% | 25.8% | ||
| Q2 24 | 36.0% | 23.4% |
| Q1 26 | — | $-0.80 | ||
| Q4 25 | $2.22 | $-0.77 | ||
| Q3 25 | $1.94 | $1.36 | ||
| Q2 25 | $1.89 | $1.13 | ||
| Q1 25 | $1.81 | $0.78 | ||
| Q4 24 | $1.80 | $1.06 | ||
| Q3 24 | $1.93 | $1.29 | ||
| Q2 24 | $1.75 | $1.07 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.0B | $64.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $2.9B | $468.0M |
| Total Assets | $28.2B | $4.2B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $64.0M | ||
| Q4 25 | $1.0B | $64.0M | ||
| Q3 25 | $2.6B | $70.0M | ||
| Q2 25 | $1.9B | $50.0M | ||
| Q1 25 | $2.0B | $48.0M | ||
| Q4 24 | $2.4B | $103.0M | ||
| Q3 24 | $2.6B | $72.0M | ||
| Q2 24 | $2.0B | $70.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | $2.5B | ||
| Q3 25 | — | $2.6B | ||
| Q2 25 | $312.7M | $2.5B | ||
| Q1 25 | $377.4M | $2.5B | ||
| Q4 24 | $358.7M | $2.4B | ||
| Q3 24 | $313.5M | $2.4B | ||
| Q2 24 | $325.7M | $2.4B |
| Q1 26 | — | $468.0M | ||
| Q4 25 | $2.9B | $468.0M | ||
| Q3 25 | $2.8B | $583.0M | ||
| Q2 25 | $2.7B | $570.0M | ||
| Q1 25 | $2.6B | $579.0M | ||
| Q4 24 | $2.5B | $650.0M | ||
| Q3 24 | $2.4B | $583.0M | ||
| Q2 24 | $2.3B | $623.0M |
| Q1 26 | — | $4.2B | ||
| Q4 25 | $28.2B | $4.2B | ||
| Q3 25 | $27.4B | $4.3B | ||
| Q2 25 | $24.8B | $4.3B | ||
| Q1 25 | $24.0B | $4.2B | ||
| Q4 24 | $23.7B | $4.2B | ||
| Q3 24 | $23.6B | $4.2B | ||
| Q2 24 | $22.9B | $4.2B |
| Q1 26 | — | — | ||
| Q4 25 | — | 5.37× | ||
| Q3 25 | — | 4.43× | ||
| Q2 25 | 0.12× | 4.44× | ||
| Q1 25 | 0.14× | 4.29× | ||
| Q4 24 | 0.14× | 3.72× | ||
| Q3 24 | 0.13× | 4.19× | ||
| Q2 24 | 0.14× | 3.83× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $104.1M | $367.0M |
| Free Cash FlowOCF − Capex | $85.4M | $168.0M |
| FCF MarginFCF / Revenue | 22.2% | 50.3% |
| Capex IntensityCapex / Revenue | 4.9% | — |
| Cash ConversionOCF / Net Profit | 0.81× | — |
| TTM Free Cash FlowTrailing 4 quarters | $695.9M | $437.0M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $367.0M | ||
| Q4 25 | $104.1M | $152.0M | ||
| Q3 25 | $118.4M | $86.0M | ||
| Q2 25 | $490.3M | $70.0M | ||
| Q1 25 | $73.7M | $59.0M | ||
| Q4 24 | $162.5M | $134.0M | ||
| Q3 24 | $70.8M | $79.0M | ||
| Q2 24 | $305.5M | $1.0M |
| Q1 26 | — | $168.0M | ||
| Q4 25 | $85.4M | $136.0M | ||
| Q3 25 | $109.3M | $75.0M | ||
| Q2 25 | $436.1M | $58.0M | ||
| Q1 25 | $65.1M | $52.0M | ||
| Q4 24 | $156.4M | $109.0M | ||
| Q3 24 | $53.0M | $71.0M | ||
| Q2 24 | $269.5M | $-6.0M |
| Q1 26 | — | 50.3% | ||
| Q4 25 | 22.2% | 40.7% | ||
| Q3 25 | 33.8% | 19.6% | ||
| Q2 25 | 135.7% | 14.6% | ||
| Q1 25 | 21.1% | 16.5% | ||
| Q4 24 | 50.8% | 32.4% | ||
| Q3 24 | 16.5% | 17.9% | ||
| Q2 24 | 92.6% | -1.6% |
| Q1 26 | — | — | ||
| Q4 25 | 4.9% | 4.8% | ||
| Q3 25 | 2.8% | 2.9% | ||
| Q2 25 | 16.9% | 3.0% | ||
| Q1 25 | 2.8% | 2.2% | ||
| Q4 24 | 2.0% | 7.4% | ||
| Q3 24 | 5.5% | 2.0% | ||
| Q2 24 | 12.4% | 1.9% |
| Q1 26 | — | — | ||
| Q4 25 | 0.81× | — | ||
| Q3 25 | 1.05× | 0.82× | ||
| Q2 25 | 4.43× | 0.80× | ||
| Q1 25 | 0.70× | 0.97× | ||
| Q4 24 | 1.55× | 1.58× | ||
| Q3 24 | 0.63× | 0.77× | ||
| Q2 24 | 2.91× | 0.01× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AX
Segment breakdown not available.
WH
| Fee-related and other revenues | $334.0M | 100% |
| Management and other fees | $2.0M | 1% |
