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Side-by-side financial comparison of BANC OF CALIFORNIA, INC. (BANC) and Westrock Coffee Co (WEST). Click either name above to swap in a different company.

Westrock Coffee Co is the larger business by last-quarter revenue ($339.5M vs $286.9M, roughly 1.2× BANC OF CALIFORNIA, INC.). BANC OF CALIFORNIA, INC. runs the higher net margin — 25.1% vs -6.6%, a 31.7% gap on every dollar of revenue. On growth, Westrock Coffee Co posted the faster year-over-year revenue change (48.3% vs 7.9%). Over the past eight quarters, Westrock Coffee Co's revenue compounded faster (32.8% CAGR vs -23.7%).

Banc of California is an American bank with 80 branches in California, as well as locations in Denver, Colorado, and Durham, North Carolina. The bank is headquartered in Los Angeles, California, with about 2,000 employees nationwide including in New York and Chicago. Banc of California offers a broad range of loan and deposit products and services, focusing on providing banking and treasury management services to small-, middle-market, and venture-backed businesses.

Westrock Coffee Co is a global integrated coffee, tea and functional beverage solutions provider. It sources, roasts, manufactures and distributes coffee products, ready-to-drink beverages and custom formulations for retail, foodservice and commercial clients across North America and other key markets.

BANC vs WEST — Head-to-Head

Bigger by revenue
WEST
WEST
1.2× larger
WEST
$339.5M
$286.9M
BANC
Growing faster (revenue YoY)
WEST
WEST
+40.4% gap
WEST
48.3%
7.9%
BANC
Higher net margin
BANC
BANC
31.7% more per $
BANC
25.1%
-6.6%
WEST
Faster 2-yr revenue CAGR
WEST
WEST
Annualised
WEST
32.8%
-23.7%
BANC

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
BANC
BANC
WEST
WEST
Revenue
$286.9M
$339.5M
Net Profit
$72.0M
$-22.6M
Gross Margin
11.5%
Operating Margin
-2.6%
Net Margin
25.1%
-6.6%
Revenue YoY
7.9%
48.3%
Net Profit YoY
34.3%
8.3%
EPS (diluted)
$0.39
$-0.22

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BANC
BANC
WEST
WEST
Q1 26
$286.9M
Q4 25
$458.5M
$339.5M
Q3 25
$466.8M
$354.8M
Q2 25
$453.1M
$280.9M
Q1 25
$440.3M
$213.8M
Q4 24
$453.5M
$229.0M
Q3 24
$431.4M
$220.9M
Q2 24
$492.4M
$208.4M
Net Profit
BANC
BANC
WEST
WEST
Q1 26
$72.0M
Q4 25
$77.4M
$-22.6M
Q3 25
$69.6M
$-19.1M
Q2 25
$28.4M
$-21.6M
Q1 25
$53.6M
$-27.2M
Q4 24
$56.9M
$-24.6M
Q3 24
$8.8M
$-14.3M
Q2 24
$30.3M
$-17.8M
Gross Margin
BANC
BANC
WEST
WEST
Q1 26
Q4 25
11.5%
Q3 25
11.7%
Q2 25
14.7%
Q1 25
13.6%
Q4 24
16.6%
Q3 24
16.8%
Q2 24
19.9%
Operating Margin
BANC
BANC
WEST
WEST
Q1 26
Q4 25
21.8%
-2.6%
Q3 25
19.8%
-2.4%
Q2 25
10.6%
-5.3%
Q1 25
16.6%
-6.1%
Q4 24
15.5%
-4.3%
Q3 24
2.7%
-5.8%
Q2 24
9.1%
-7.9%
Net Margin
BANC
BANC
WEST
WEST
Q1 26
25.1%
Q4 25
16.9%
-6.6%
Q3 25
14.9%
-5.4%
Q2 25
6.3%
-7.7%
Q1 25
12.2%
-12.7%
Q4 24
12.6%
-10.7%
Q3 24
2.0%
-6.5%
Q2 24
6.2%
-8.5%
EPS (diluted)
BANC
BANC
WEST
WEST
Q1 26
$0.39
Q4 25
$0.41
$-0.22
Q3 25
$0.38
$-0.20
Q2 25
$0.12
$-0.23
Q1 25
$0.26
$-0.29
Q4 24
$0.29
$-0.26
Q3 24
$-0.01
$-0.16
Q2 24
$0.12
$-0.20

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BANC
BANC
WEST
WEST
Cash + ST InvestmentsLiquidity on hand
$2.2B
$49.9M
Total DebtLower is stronger
$444.1M
Stockholders' EquityBook value
$3.6B
$-1.9M
Total Assets
$34.7B
$1.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BANC
BANC
WEST
WEST
Q1 26
$2.2B
Q4 25
$49.9M
Q3 25
$34.0M
Q2 25
$44.0M
Q1 25
$33.1M
Q4 24
$26.2M
Q3 24
$22.4M
Q2 24
$24.3M
Total Debt
BANC
BANC
WEST
WEST
Q1 26
Q4 25
$2.1B
$444.1M
Q3 25
$2.0B
Q2 25
$1.9B
Q1 25
$1.7B
Q4 24
$1.4B
$393.1M
Q3 24
$1.6B
Q2 24
$1.4B
Stockholders' Equity
BANC
BANC
WEST
WEST
Q1 26
$3.6B
Q4 25
$3.5B
$-1.9M
Q3 25
$3.5B
$11.4M
Q2 25
$3.4B
$18.2M
Q1 25
$3.5B
$71.4M
Q4 24
$3.5B
$97.5M
Q3 24
$3.5B
$110.3M
Q2 24
$3.4B
$81.5M
Total Assets
BANC
BANC
WEST
WEST
Q1 26
$34.7B
Q4 25
$34.8B
$1.2B
Q3 25
$34.0B
$1.2B
Q2 25
$34.3B
$1.2B
Q1 25
$33.8B
$1.1B
Q4 24
$33.5B
$1.1B
Q3 24
$33.4B
$1.1B
Q2 24
$35.2B
$1.1B
Debt / Equity
BANC
BANC
WEST
WEST
Q1 26
Q4 25
0.58×
Q3 25
0.58×
Q2 25
0.56×
Q1 25
0.47×
Q4 24
0.40×
4.03×
Q3 24
0.46×
Q2 24
0.42×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BANC
BANC
WEST
WEST
Operating Cash FlowLast quarter
$36.7M
Free Cash FlowOCF − Capex
$27.8M
FCF MarginFCF / Revenue
8.2%
Capex IntensityCapex / Revenue
2.6%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-107.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BANC
BANC
WEST
WEST
Q1 26
Q4 25
$255.6M
$36.7M
Q3 25
$75.7M
$-26.6M
Q2 25
$62.7M
$-7.0M
Q1 25
$15.1M
$-22.1M
Q4 24
$77.4M
$2.8M
Q3 24
$46.9M
$-332.0K
Q2 24
$39.1M
$-23.7M
Free Cash Flow
BANC
BANC
WEST
WEST
Q1 26
Q4 25
$234.8M
$27.8M
Q3 25
$75.5M
$-44.7M
Q2 25
$61.4M
$-27.5M
Q1 25
$13.6M
$-63.4M
Q4 24
$64.3M
$-15.4M
Q3 24
$44.6M
$-36.7M
Q2 24
$34.4M
$-59.9M
FCF Margin
BANC
BANC
WEST
WEST
Q1 26
Q4 25
51.2%
8.2%
Q3 25
16.2%
-12.6%
Q2 25
13.6%
-9.8%
Q1 25
3.1%
-29.7%
Q4 24
14.2%
-6.7%
Q3 24
10.3%
-16.6%
Q2 24
7.0%
-28.7%
Capex Intensity
BANC
BANC
WEST
WEST
Q1 26
Q4 25
4.5%
2.6%
Q3 25
0.0%
5.1%
Q2 25
0.3%
7.3%
Q1 25
0.3%
19.3%
Q4 24
2.9%
7.9%
Q3 24
0.5%
16.5%
Q2 24
1.0%
17.4%
Cash Conversion
BANC
BANC
WEST
WEST
Q1 26
Q4 25
3.30×
Q3 25
1.09×
Q2 25
2.21×
Q1 25
0.28×
Q4 24
1.36×
Q3 24
5.34×
Q2 24
1.29×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BANC
BANC

Segment breakdown not available.

WEST
WEST

Coffee And Tea$202.6M60%
Flavors Extracts And Ingredients$69.6M21%
Sustainable Sourcing And Traceability Segments$66.9M20%

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