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Side-by-side financial comparison of B&G Foods, Inc. (BGS) and Palomar Holdings, Inc. (PLMR). Click either name above to swap in a different company.
B&G Foods, Inc. is the larger business by last-quarter revenue ($439.3M vs $253.4M, roughly 1.7× Palomar Holdings, Inc.). On growth, Palomar Holdings, Inc. posted the faster year-over-year revenue change (62.7% vs -4.7%). Palomar Holdings, Inc. produced more free cash flow last quarter ($409.0M vs $-70.7M). Over the past eight quarters, Palomar Holdings, Inc.'s revenue compounded faster (46.2% CAGR vs -12.8%).
B&G Foods, Inc. is an American branded foods holding company based in Parsippany, New Jersey. The company was formed in 1996 to acquire Bloch & Guggenheimer, a Manhattan-based producer of pickles, relish and condiments which had been founded in 1889.
Palomar Holdings, Inc. is a specialty insurance holding company that primarily provides property insurance products for catastrophe-exposed residential and commercial assets. It mainly operates across the United States, focusing on core segments including earthquake, flood, and windstorm coverage to meet high-risk property protection demands of customers.
BGS vs PLMR — Head-to-Head
Income Statement — Q3 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $439.3M | $253.4M |
| Net Profit | $-19.1M | — |
| Gross Margin | 22.5% | — |
| Operating Margin | 2.5% | 28.7% |
| Net Margin | -4.4% | — |
| Revenue YoY | -4.7% | 62.7% |
| Net Profit YoY | -356.5% | — |
| EPS (diluted) | $-0.24 | $2.05 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | — | $253.4M | ||
| Q3 25 | $439.3M | $244.7M | ||
| Q2 25 | $424.4M | $203.3M | ||
| Q1 25 | $425.4M | $174.6M | ||
| Q4 24 | $551.6M | $155.8M | ||
| Q3 24 | $461.1M | $148.5M | ||
| Q2 24 | $444.6M | $131.1M | ||
| Q1 24 | $475.2M | $118.5M |
| Q4 25 | — | — | ||
| Q3 25 | $-19.1M | $51.5M | ||
| Q2 25 | $-9.8M | $46.5M | ||
| Q1 25 | $835.0K | $42.9M | ||
| Q4 24 | $-222.4M | — | ||
| Q3 24 | $7.5M | $30.5M | ||
| Q2 24 | $3.9M | $25.7M | ||
| Q1 24 | $-40.2M | $26.4M |
| Q4 25 | — | — | ||
| Q3 25 | 22.5% | — | ||
| Q2 25 | 20.5% | — | ||
| Q1 25 | 21.2% | — | ||
| Q4 24 | 21.5% | — | ||
| Q3 24 | 22.2% | — | ||
| Q2 24 | 20.7% | — | ||
| Q1 24 | 22.9% | — |
| Q4 25 | — | 28.7% | ||
| Q3 25 | 2.5% | 27.4% | ||
| Q2 25 | 5.2% | 29.5% | ||
| Q1 25 | 8.4% | 30.8% | ||
| Q4 24 | -46.6% | 28.9% | ||
| Q3 24 | 11.1% | 25.9% | ||
| Q2 24 | 9.9% | 25.5% | ||
| Q1 24 | -3.3% | 29.0% |
| Q4 25 | — | — | ||
| Q3 25 | -4.4% | 21.0% | ||
| Q2 25 | -2.3% | 22.9% | ||
| Q1 25 | 0.2% | 24.6% | ||
| Q4 24 | -40.3% | — | ||
| Q3 24 | 1.6% | 20.5% | ||
| Q2 24 | 0.9% | 19.6% | ||
| Q1 24 | -8.5% | 22.3% |
| Q4 25 | — | $2.05 | ||
| Q3 25 | $-0.24 | $1.87 | ||
| Q2 25 | $-0.12 | $1.68 | ||
| Q1 25 | $0.01 | $1.57 | ||
| Q4 24 | $-2.81 | $1.29 | ||
| Q3 24 | $0.09 | $1.15 | ||
| Q2 24 | $0.05 | $1.00 | ||
| Q1 24 | $-0.51 | $1.04 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $60.9M | $106.9M |
| Total DebtLower is stronger | $2.0B | — |
| Stockholders' EquityBook value | $470.7M | $942.7M |
| Total Assets | $2.9B | $3.1B |
| Debt / EquityLower = less leverage | 4.30× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $106.9M | ||
| Q3 25 | $60.9M | $111.7M | ||
| Q2 25 | $54.1M | $81.3M | ||
| Q1 25 | $61.2M | $119.3M | ||
| Q4 24 | $50.6M | $80.4M | ||
| Q3 24 | $54.7M | $86.5M | ||
| Q2 24 | $40.3M | $47.8M | ||
| Q1 24 | $42.5M | $61.4M |
| Q4 25 | — | — | ||
| Q3 25 | $2.0B | — | ||
| Q2 25 | $2.0B | — | ||
| Q1 25 | $2.0B | — | ||
| Q4 24 | $2.0B | — | ||
| Q3 24 | $2.1B | — | ||
| Q2 24 | $2.0B | — | ||
| Q1 24 | $2.0B | — |
| Q4 25 | — | $942.7M | ||
| Q3 25 | $470.7M | $878.1M | ||
| Q2 25 | $501.4M | $847.2M | ||
| Q1 25 | $513.1M | $790.4M | ||
| Q4 24 | $524.8M | $729.0M | ||
| Q3 24 | $755.3M | $703.3M | ||
| Q2 24 | $765.0M | $532.6M | ||
| Q1 24 | $781.2M | $501.7M |
| Q4 25 | — | $3.1B | ||
| Q3 25 | $2.9B | $2.9B | ||
| Q2 25 | $2.9B | $2.8B | ||
| Q1 25 | $3.0B | $2.4B | ||
| Q4 24 | $3.0B | $2.3B | ||
| Q3 24 | $3.4B | $2.3B | ||
| Q2 24 | $3.4B | $2.0B | ||
| Q1 24 | $3.4B | $1.9B |
| Q4 25 | — | — | ||
| Q3 25 | 4.30× | — | ||
| Q2 25 | 3.97× | — | ||
| Q1 25 | 3.91× | — | ||
| Q4 24 | 3.85× | — | ||
| Q3 24 | 2.75× | — | ||
| Q2 24 | 2.67× | — | ||
| Q1 24 | 2.61× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-64.6M | $409.1M |
| Free Cash FlowOCF − Capex | $-70.7M | $409.0M |
| FCF MarginFCF / Revenue | -16.1% | 161.4% |
| Capex IntensityCapex / Revenue | 1.4% | 0.1% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $54.8M | $700.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $409.1M | ||
| Q3 25 | $-64.6M | $83.6M | ||
| Q2 25 | $17.8M | $120.9M | ||
| Q1 25 | $52.7M | $87.2M | ||
| Q4 24 | $80.3M | $261.2M | ||
| Q3 24 | $4.2M | $100.3M | ||
| Q2 24 | $11.3M | $55.1M | ||
| Q1 24 | $35.1M | $33.1M |
| Q4 25 | — | $409.0M | ||
| Q3 25 | $-70.7M | $83.6M | ||
| Q2 25 | $11.5M | $120.8M | ||
| Q1 25 | $42.4M | $87.1M | ||
| Q4 24 | $71.7M | $260.9M | ||
| Q3 24 | $-679.0K | $100.1M | ||
| Q2 24 | $5.2M | — | ||
| Q1 24 | $27.5M | — |
| Q4 25 | — | 161.4% | ||
| Q3 25 | -16.1% | 34.2% | ||
| Q2 25 | 2.7% | 59.4% | ||
| Q1 25 | 10.0% | 49.9% | ||
| Q4 24 | 13.0% | 167.5% | ||
| Q3 24 | -0.1% | 67.4% | ||
| Q2 24 | 1.2% | — | ||
| Q1 24 | 5.8% | — |
| Q4 25 | — | 0.1% | ||
| Q3 25 | 1.4% | 0.0% | ||
| Q2 25 | 1.5% | 0.0% | ||
| Q1 25 | 2.4% | 0.0% | ||
| Q4 24 | 1.6% | 0.2% | ||
| Q3 24 | 1.0% | 0.1% | ||
| Q2 24 | 1.4% | 0.0% | ||
| Q1 24 | 1.6% | 0.0% |
| Q4 25 | — | — | ||
| Q3 25 | — | 1.63× | ||
| Q2 25 | — | 2.60× | ||
| Q1 25 | 63.17× | 2.03× | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.56× | 3.29× | ||
| Q2 24 | 2.87× | 2.14× | ||
| Q1 24 | — | 1.26× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BGS
| Specialty Segment | $150.5M | 34% |
| Meals Segment | $110.0M | 25% |
| Spices And Flavor Solutions Segment | $101.4M | 23% |
| Frozen And Vegetables Segment | $77.4M | 18% |
PLMR
Segment breakdown not available.
