vs

Side-by-side financial comparison of Blue Foundry Bancorp (BLFY) and La Rosa Holdings Corp. (LRHC). Click either name above to swap in a different company.

La Rosa Holdings Corp. is the larger business by last-quarter revenue ($20.2M vs $13.3M, roughly 1.5× Blue Foundry Bancorp). La Rosa Holdings Corp. runs the higher net margin — -27.4% vs -27.4%, a 0.0% gap on every dollar of revenue. On growth, Blue Foundry Bancorp posted the faster year-over-year revenue change (34.2% vs 3.2%). Over the past eight quarters, La Rosa Holdings Corp.'s revenue compounded faster (72.5% CAGR vs 16.0%).

Blue Foundry Bancorp is a regional bank holding company based in New Jersey, United States. It offers a comprehensive range of personal and commercial banking products, including deposit accounts, consumer loans, mortgage services, and business financing solutions, serving local individual consumers and small to medium-sized enterprises.

V. La Rosa and Sons Macaroni Company was founded in 1914 by Vincenzo La Rosa, a Sicilian immigrant. The company eventually became one of the largest regional brands in the United States producing over 40 varieties of pasta.

BLFY vs LRHC — Head-to-Head

Bigger by revenue
LRHC
LRHC
1.5× larger
LRHC
$20.2M
$13.3M
BLFY
Growing faster (revenue YoY)
BLFY
BLFY
+31.0% gap
BLFY
34.2%
3.2%
LRHC
Higher net margin
LRHC
LRHC
0.0% more per $
LRHC
-27.4%
-27.4%
BLFY
Faster 2-yr revenue CAGR
LRHC
LRHC
Annualised
LRHC
72.5%
16.0%
BLFY

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
BLFY
BLFY
LRHC
LRHC
Revenue
$13.3M
$20.2M
Net Profit
$-3.5M
$-5.5M
Gross Margin
8.4%
Operating Margin
-24.7%
Net Margin
-27.4%
-27.4%
Revenue YoY
34.2%
3.2%
Net Profit YoY
-30.6%
-125.7%
EPS (diluted)
$-0.18
$-5.44

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BLFY
BLFY
LRHC
LRHC
Q4 25
$13.3M
Q3 25
$12.6M
$20.2M
Q2 25
$12.0M
$23.2M
Q1 25
$11.1M
$17.5M
Q4 24
$9.9M
$17.7M
Q3 24
$9.5M
$19.6M
Q2 24
$10.1M
$19.1M
Q1 24
$9.9M
$13.1M
Net Profit
BLFY
BLFY
LRHC
LRHC
Q4 25
$-3.5M
Q3 25
$-1.9M
$-5.5M
Q2 25
$-2.0M
$78.4M
Q1 25
$-2.7M
$-95.7M
Q4 24
$-2.7M
$-5.1M
Q3 24
$-4.0M
$-2.5M
Q2 24
$-2.3M
$-2.3M
Q1 24
$-2.8M
$-4.6M
Gross Margin
BLFY
BLFY
LRHC
LRHC
Q4 25
Q3 25
8.4%
Q2 25
8.0%
Q1 25
8.8%
Q4 24
8.9%
Q3 24
8.3%
Q2 24
8.3%
Q1 24
8.9%
Operating Margin
BLFY
BLFY
LRHC
LRHC
Q4 25
Q3 25
-24.7%
Q2 25
-10.6%
Q1 25
-26.7%
Q4 24
-17.1%
Q3 24
-8.9%
Q2 24
-9.7%
Q1 24
-35.0%
Net Margin
BLFY
BLFY
LRHC
LRHC
Q4 25
-27.4%
Q3 25
-14.8%
-27.4%
Q2 25
-16.2%
337.8%
Q1 25
-24.2%
-546.5%
Q4 24
-28.4%
-28.7%
Q3 24
-42.7%
-12.5%
Q2 24
-23.2%
-12.2%
Q1 24
-28.8%
-35.1%
EPS (diluted)
BLFY
BLFY
LRHC
LRHC
Q4 25
$-0.18
Q3 25
$-0.10
$-5.44
Q2 25
$-0.10
$15.25
Q1 25
$-0.13
$-5.86
Q4 24
$-0.12
$28.54
Q3 24
$-0.19
$-16.49
Q2 24
$-0.11
$-12.49
Q1 24
$-0.13
$-0.35

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BLFY
BLFY
LRHC
LRHC
Cash + ST InvestmentsLiquidity on hand
$53.1M
$4.0M
Total DebtLower is stronger
$642.8K
Stockholders' EquityBook value
$312.7M
$1.6M
Total Assets
$2.2B
$21.7M
Debt / EquityLower = less leverage
0.41×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BLFY
BLFY
LRHC
LRHC
Q4 25
$53.1M
Q3 25
$44.1M
$4.0M
Q2 25
$41.9M
$5.1M
Q1 25
$46.2M
$2.9M
Q4 24
$42.5M
$1.4M
Q3 24
$76.1M
$1.8M
Q2 24
$60.3M
$1.6M
Q1 24
$53.8M
$1.1M
Total Debt
BLFY
BLFY
LRHC
LRHC
Q4 25
Q3 25
$642.8K
Q2 25
$644.3K
Q1 25
$645.9K
Q4 24
$647.6K
Q3 24
$649.2K
Q2 24
$650.8K
Q1 24
$652.4K
Stockholders' Equity
BLFY
BLFY
LRHC
LRHC
Q4 25
$312.7M
Q3 25
$314.4M
$1.6M
Q2 25
$321.3M
$3.4M
Q1 25
$326.7M
$-87.5M
Q4 24
$332.2M
$2.6M
Q3 24
$339.3M
$5.0M
Q2 24
$345.6M
$4.7M
Q1 24
$350.2M
$5.6M
Total Assets
BLFY
BLFY
LRHC
LRHC
Q4 25
$2.2B
Q3 25
$2.2B
$21.7M
Q2 25
$2.1B
$22.9M
Q1 25
$2.1B
$21.0M
Q4 24
$2.1B
$19.4M
Q3 24
$2.1B
$19.7M
Q2 24
$2.0B
$18.7M
Q1 24
$2.0B
$16.3M
Debt / Equity
BLFY
BLFY
LRHC
LRHC
Q4 25
Q3 25
0.41×
Q2 25
0.19×
Q1 25
Q4 24
0.25×
Q3 24
0.13×
Q2 24
0.14×
Q1 24
0.12×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BLFY
BLFY
LRHC
LRHC
Operating Cash FlowLast quarter
$-8.0M
$-1.3M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BLFY
BLFY
LRHC
LRHC
Q4 25
$-8.0M
Q3 25
$-255.0K
$-1.3M
Q2 25
$2.0M
$-1.4M
Q1 25
$-3.8M
$-3.5M
Q4 24
$5.1M
$-1.1M
Q3 24
$-3.7M
$-591.6K
Q2 24
$14.1M
$-803.1K
Q1 24
$-4.9M
$-538.3K
Free Cash Flow
BLFY
BLFY
LRHC
LRHC
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$4.9M
Q3 24
Q2 24
Q1 24
$-4.9M
FCF Margin
BLFY
BLFY
LRHC
LRHC
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
49.8%
Q3 24
Q2 24
Q1 24
-49.3%
Capex Intensity
BLFY
BLFY
LRHC
LRHC
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
1.4%
Q3 24
Q2 24
Q1 24
0.1%
Cash Conversion
BLFY
BLFY
LRHC
LRHC
Q4 25
Q3 25
Q2 25
-0.02×
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BLFY
BLFY

Segment breakdown not available.

LRHC
LRHC

Real Estate Residential Brokerage Services$16.8M83%
Transferred Over Time$3.5M17%

Related Comparisons