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Side-by-side financial comparison of BRC Inc. (BRCC) and HANMI FINANCIAL CORP (HAFC). Click either name above to swap in a different company.
BRC Inc. is the larger business by last-quarter revenue ($112.7M vs $71.2M, roughly 1.6× HANMI FINANCIAL CORP). HANMI FINANCIAL CORP runs the higher net margin — 29.8% vs -2.8%, a 32.7% gap on every dollar of revenue. On growth, HANMI FINANCIAL CORP posted the faster year-over-year revenue change (17.1% vs 6.5%). HANMI FINANCIAL CORP produced more free cash flow last quarter ($203.7M vs $-9.4M). Over the past eight quarters, HANMI FINANCIAL CORP's revenue compounded faster (10.4% CAGR vs 7.0%).
BRC Inc., operating under the Black Rifle Coffee brand, is a U.S.-headquartered premium coffee and lifestyle brand. It sells roasted coffee beans, ready-to-drink coffee products, branded apparel, and outdoor gear, targeting primarily veteran, first responder, and outdoor enthusiast consumer segments across North America, via both e-commerce and physical retail channels.
Hanmi Bank Corporation is a community bank headquartered in Los Angeles, California, with 35 branches and eight loan production offices in California, Texas, Illinois, New York, New Jersey and Virginia.
BRCC vs HAFC — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $112.7M | $71.2M |
| Net Profit | $-3.2M | $21.2M |
| Gross Margin | 32.1% | — |
| Operating Margin | -6.3% | 29.8% |
| Net Margin | -2.8% | 29.8% |
| Revenue YoY | 6.5% | 17.1% |
| Net Profit YoY | -29.3% | 20.0% |
| EPS (diluted) | $-0.02 | $0.70 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $112.7M | $71.2M | ||
| Q3 25 | $100.7M | $71.0M | ||
| Q2 25 | $94.8M | $65.2M | ||
| Q1 25 | $90.0M | $62.8M | ||
| Q4 24 | $105.9M | $60.8M | ||
| Q3 24 | $98.2M | $58.5M | ||
| Q2 24 | $89.0M | $56.7M | ||
| Q1 24 | $98.4M | $58.4M |
| Q4 25 | $-3.2M | $21.2M | ||
| Q3 25 | $-486.0K | $22.1M | ||
| Q2 25 | $-5.3M | $15.1M | ||
| Q1 25 | $-2.9M | $17.7M | ||
| Q4 24 | $-2.5M | $17.7M | ||
| Q3 24 | $-535.0K | $14.9M | ||
| Q2 24 | $-482.0K | $14.5M | ||
| Q1 24 | $548.0K | $15.2M |
| Q4 25 | 32.1% | — | ||
| Q3 25 | 36.9% | — | ||
| Q2 25 | 33.9% | — | ||
| Q1 25 | 36.1% | — | ||
| Q4 24 | 38.1% | — | ||
| Q3 24 | 42.1% | — | ||
| Q2 24 | 41.9% | — | ||
| Q1 24 | 42.9% | — |
| Q4 25 | -6.3% | 29.8% | ||
| Q3 25 | 0.5% | 31.1% | ||
| Q2 25 | -13.3% | 23.2% | ||
| Q1 25 | -6.0% | 28.1% | ||
| Q4 24 | -2.1% | 29.1% | ||
| Q3 24 | 1.1% | 25.5% | ||
| Q2 24 | 1.1% | 25.5% | ||
| Q1 24 | 4.0% | 26.0% |
| Q4 25 | -2.8% | 29.8% | ||
| Q3 25 | -0.5% | 31.1% | ||
| Q2 25 | -5.6% | 23.2% | ||
| Q1 25 | -3.2% | 28.1% | ||
| Q4 24 | -2.3% | 29.1% | ||
| Q3 24 | -0.5% | 25.5% | ||
| Q2 24 | -0.5% | 25.5% | ||
| Q1 24 | 0.6% | 26.0% |
| Q4 25 | $-0.02 | $0.70 | ||
| Q3 25 | $0.00 | $0.73 | ||
| Q2 25 | $-0.07 | $0.50 | ||
| Q1 25 | $-0.04 | $0.58 | ||
| Q4 24 | $-0.03 | $0.58 | ||
| Q3 24 | $-0.01 | $0.49 | ||
| Q2 24 | $-0.01 | $0.48 | ||
| Q1 24 | $0.01 | $0.50 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $4.3M | — |
| Total DebtLower is stronger | $34.7M | — |
| Stockholders' EquityBook value | $45.7M | $796.4M |
| Total Assets | $209.2M | $7.9B |
| Debt / EquityLower = less leverage | 0.76× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $4.3M | — | ||
| Q3 25 | $9.5M | — | ||
| Q2 25 | $4.3M | — | ||
| Q1 25 | $3.9M | — | ||
| Q4 24 | $6.8M | — | ||
| Q3 24 | $7.3M | — | ||
| Q2 24 | $9.6M | — | ||
| Q1 24 | $4.0M | — |
| Q4 25 | $34.7M | — | ||
| Q3 25 | $35.0M | — | ||
| Q2 25 | $72.7M | — | ||
| Q1 25 | $68.8M | — | ||
| Q4 24 | $65.1M | — | ||
| Q3 24 | $64.9M | — | ||
| Q2 24 | $66.5M | — | ||
| Q1 24 | $61.5M | — |
| Q4 25 | $45.7M | $796.4M | ||
| Q3 25 | $48.0M | $779.5M | ||
| Q2 25 | $10.1M | $762.8M | ||
| Q1 25 | $11.2M | $751.5M | ||
| Q4 24 | $13.2M | $732.2M | ||
| Q3 24 | $14.5M | $736.7M | ||
| Q2 24 | $14.9M | $707.1M | ||
| Q1 24 | $14.6M | $703.1M |
| Q4 25 | $209.2M | $7.9B | ||
| Q3 25 | $222.4M | $7.9B | ||
| Q2 25 | $225.3M | $7.9B | ||
| Q1 25 | $222.9M | $7.7B | ||
| Q4 24 | $227.4M | $7.7B | ||
| Q3 24 | $233.7M | $7.7B | ||
| Q2 24 | $229.9M | $7.6B | ||
| Q1 24 | $227.2M | $7.5B |
| Q4 25 | 0.76× | — | ||
| Q3 25 | 0.73× | — | ||
| Q2 25 | 7.19× | — | ||
| Q1 25 | 6.15× | — | ||
| Q4 24 | 4.94× | — | ||
| Q3 24 | 4.47× | — | ||
| Q2 24 | 4.46× | — | ||
| Q1 24 | 4.21× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-8.7M | $206.0M |
| Free Cash FlowOCF − Capex | $-9.4M | $203.7M |
| FCF MarginFCF / Revenue | -8.3% | 286.2% |
| Capex IntensityCapex / Revenue | 0.6% | 3.2% |
| Cash ConversionOCF / Net Profit | — | 9.70× |
| TTM Free Cash FlowTrailing 4 quarters | $-13.5M | $356.1M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-8.7M | $206.0M | ||
| Q3 25 | $6.4M | $146.9M | ||
| Q2 25 | $-3.3M | $-19.0M | ||
| Q1 25 | $-4.1M | $25.8M | ||
| Q4 24 | $2.2M | $52.6M | ||
| Q3 24 | $1.9M | $6.7M | ||
| Q2 24 | $2.3M | $2.1M | ||
| Q1 24 | $4.9M | $30.0M |
| Q4 25 | $-9.4M | $203.7M | ||
| Q3 25 | $5.6M | $146.4M | ||
| Q2 25 | $-4.3M | $-19.6M | ||
| Q1 25 | $-5.3M | $25.6M | ||
| Q4 24 | $504.0K | $49.9M | ||
| Q3 24 | $-205.0K | $6.5M | ||
| Q2 24 | $147.0K | $1.3M | ||
| Q1 24 | $2.2M | $29.2M |
| Q4 25 | -8.3% | 286.2% | ||
| Q3 25 | 5.5% | 206.3% | ||
| Q2 25 | -4.5% | -30.0% | ||
| Q1 25 | -5.9% | 40.7% | ||
| Q4 24 | 0.5% | 82.1% | ||
| Q3 24 | -0.2% | 11.1% | ||
| Q2 24 | 0.2% | 2.3% | ||
| Q1 24 | 2.2% | 50.0% |
| Q4 25 | 0.6% | 3.2% | ||
| Q3 25 | 0.8% | 0.8% | ||
| Q2 25 | 1.0% | 0.9% | ||
| Q1 25 | 1.3% | 0.4% | ||
| Q4 24 | 1.6% | 4.3% | ||
| Q3 24 | 2.2% | 0.4% | ||
| Q2 24 | 2.4% | 1.4% | ||
| Q1 24 | 2.8% | 1.4% |
| Q4 25 | — | 9.70× | ||
| Q3 25 | — | 6.66× | ||
| Q2 25 | — | -1.26× | ||
| Q1 25 | — | 1.46× | ||
| Q4 24 | — | 2.97× | ||
| Q3 24 | — | 0.45× | ||
| Q2 24 | — | 0.14× | ||
| Q1 24 | 8.97× | 1.98× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BRCC
| Sales Channel Through Intermediary | $72.9M | 65% |
| Sales Channel Directly To Consumer | $34.4M | 31% |
| Outpost | $5.4M | 5% |
HAFC
Segment breakdown not available.
