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Side-by-side financial comparison of Commercial Bancgroup, Inc. (CBK) and HEALTHY CHOICE WELLNESS CORP. (HCWC). Click either name above to swap in a different company.
Commercial Bancgroup, Inc. is the larger business by last-quarter revenue ($23.1M vs $18.7M, roughly 1.2× HEALTHY CHOICE WELLNESS CORP.). Commercial Bancgroup, Inc. runs the higher net margin — 41.3% vs -8.9%, a 50.2% gap on every dollar of revenue.
Commercial Bancgroup, Inc.CBKEarnings & Financial Report
Commercial Bancgroup, Inc. operates as a U.S. regional bank holding company that provides a full suite of retail and commercial banking products and services to individual consumers, small and medium-sized businesses, and local institutional clients. Its core offerings include deposit accounts, lending solutions, wealth management, and tailored financial advisory services for regional markets.
CBK vs HCWC — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $23.1M | $18.7M |
| Net Profit | $9.5M | $-1.7M |
| Gross Margin | — | 39.1% |
| Operating Margin | — | -7.6% |
| Net Margin | 41.3% | -8.9% |
| Revenue YoY | — | — |
| Net Profit YoY | 9.7% | — |
| EPS (diluted) | $0.69 | $-0.05 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $23.1M | — | ||
| Q4 25 | $23.5M | $18.7M | ||
| Q3 25 | $22.8M | $19.0M | ||
| Q2 25 | — | $20.2M | ||
| Q1 25 | — | $20.3M | ||
| Q3 24 | — | $18.2M |
| Q1 26 | $9.5M | — | ||
| Q4 25 | $9.9M | $-1.7M | ||
| Q3 25 | $9.5M | $-1.2M | ||
| Q2 25 | — | $-339.4K | ||
| Q1 25 | — | $-712.4K | ||
| Q3 24 | — | $-2.7M |
| Q1 26 | — | — | ||
| Q4 25 | — | 39.1% | ||
| Q3 25 | — | 38.8% | ||
| Q2 25 | — | 40.1% | ||
| Q1 25 | — | 38.8% | ||
| Q3 24 | — | 38.4% |
| Q1 26 | — | — | ||
| Q4 25 | — | -7.6% | ||
| Q3 25 | 53.8% | -3.2% | ||
| Q2 25 | — | -0.2% | ||
| Q1 25 | — | -2.0% | ||
| Q3 24 | — | -2.0% |
| Q1 26 | 41.3% | — | ||
| Q4 25 | 42.2% | -8.9% | ||
| Q3 25 | 41.4% | -6.4% | ||
| Q2 25 | — | -1.7% | ||
| Q1 25 | — | -3.5% | ||
| Q3 24 | — | -14.6% |
| Q1 26 | $0.69 | — | ||
| Q4 25 | $0.72 | $-0.05 | ||
| Q3 25 | $0.77 | $-0.09 | ||
| Q2 25 | — | $-0.03 | ||
| Q1 25 | — | $-0.07 | ||
| Q3 24 | — | $-0.29 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $3.0M |
| Total DebtLower is stronger | $118.2M | $7.3M |
| Stockholders' EquityBook value | — | $7.3M |
| Total Assets | $2.3B | $33.5M |
| Debt / EquityLower = less leverage | — | 1.00× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $3.0M | ||
| Q3 25 | $154.8M | $3.0M | ||
| Q2 25 | — | $4.7M | ||
| Q1 25 | — | $1.8M | ||
| Q3 24 | — | $1.8M |
| Q1 26 | $118.2M | — | ||
| Q4 25 | $166.8M | $7.3M | ||
| Q3 25 | $100.1M | $8.5M | ||
| Q2 25 | — | $9.7M | ||
| Q1 25 | — | $10.6M | ||
| Q3 24 | — | $11.6M |
| Q1 26 | — | — | ||
| Q4 25 | — | $7.3M | ||
| Q3 25 | $245.2M | $5.9M | ||
| Q2 25 | — | $5.8M | ||
| Q1 25 | — | $2.1M | ||
| Q3 24 | — | $2.9M |
| Q1 26 | $2.3B | — | ||
| Q4 25 | $2.3B | $33.5M | ||
| Q3 25 | $2.2B | $33.7M | ||
| Q2 25 | — | $36.4M | ||
| Q1 25 | — | $34.1M | ||
| Q3 24 | — | $33.2M |
| Q1 26 | — | — | ||
| Q4 25 | — | 1.00× | ||
| Q3 25 | 0.41× | 1.43× | ||
| Q2 25 | — | 1.69× | ||
| Q1 25 | — | 5.01× | ||
| Q3 24 | — | 3.95× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-855.1K |
| Free Cash FlowOCF − Capex | — | $-927.1K |
| FCF MarginFCF / Revenue | — | -5.0% |
| Capex IntensityCapex / Revenue | — | 0.4% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $675.4K |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $-855.1K | ||
| Q3 25 | $28.0M | $-308.7K | ||
| Q2 25 | — | $1.1M | ||
| Q1 25 | — | $1.1M | ||
| Q3 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | — | $-927.1K | ||
| Q3 25 | $26.5M | $-351.3K | ||
| Q2 25 | — | $988.6K | ||
| Q1 25 | — | $965.3K | ||
| Q3 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | — | -5.0% | ||
| Q3 25 | 115.8% | -1.8% | ||
| Q2 25 | — | 4.9% | ||
| Q1 25 | — | 4.8% | ||
| Q3 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.4% | ||
| Q3 25 | 6.7% | 0.2% | ||
| Q2 25 | — | 0.4% | ||
| Q1 25 | — | 0.6% | ||
| Q3 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 2.96× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q3 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CBK
| Net Interest Income | $20.5M | 89% |
| Noninterest Income | $2.6M | 11% |
HCWC
| Retail Grocery | $17.1M | 91% |
| Food Service Restaurant | $1.7M | 9% |
