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Side-by-side financial comparison of COMMERCE BANCSHARES INC (CBSH) and Life Time Group Holdings, Inc. (LTH). Click either name above to swap in a different company.
Life Time Group Holdings, Inc. is the larger business by last-quarter revenue ($745.1M vs $475.7M, roughly 1.6× COMMERCE BANCSHARES INC). COMMERCE BANCSHARES INC runs the higher net margin — 29.8% vs 16.5%, a 13.3% gap on every dollar of revenue. On growth, Life Time Group Holdings, Inc. posted the faster year-over-year revenue change (12.3% vs 11.1%). Over the past eight quarters, Life Time Group Holdings, Inc.'s revenue compounded faster (11.7% CAGR vs 7.1%).
Commerce Bancshares, Inc. is a regional bank holding company headquartered in Missouri, with principal offices in Kansas City and St. Louis. It is the corporate parent of Commerce Bank, which offers a diversified line of financial services, including business and personal banking, wealth management and investments through its affiliated companies.
Life Time Group Holdings, Inc. operates a network of premium athletic, fitness and wellness destinations across the United States. It offers diverse services including state-of-the-art gym facilities, group exercise classes, personal training, spa treatments, nutrition coaching, youth programs and co-working spaces for consumers pursuing holistic healthy lifestyles.
CBSH vs LTH — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $475.7M | $745.1M |
| Net Profit | $141.6M | $123.0M |
| Gross Margin | — | 49.1% |
| Operating Margin | — | 17.4% |
| Net Margin | 29.8% | 16.5% |
| Revenue YoY | 11.1% | 12.3% |
| Net Profit YoY | 10.5% | 231.0% |
| EPS (diluted) | $0.96 | $0.55 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $475.7M | — | ||
| Q4 25 | $449.4M | $745.1M | ||
| Q3 25 | $441.0M | $782.6M | ||
| Q2 25 | $445.8M | $761.5M | ||
| Q1 25 | $428.1M | $706.0M | ||
| Q4 24 | $422.1M | $663.3M | ||
| Q3 24 | $421.4M | $693.2M | ||
| Q2 24 | $414.5M | $667.8M |
| Q1 26 | $141.6M | — | ||
| Q4 25 | $140.7M | $123.0M | ||
| Q3 25 | $141.5M | $102.4M | ||
| Q2 25 | $152.5M | $72.1M | ||
| Q1 25 | $131.6M | $76.1M | ||
| Q4 24 | $136.1M | $37.2M | ||
| Q3 24 | $138.0M | $41.4M | ||
| Q2 24 | $139.6M | $52.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | 49.1% | ||
| Q3 25 | — | 47.1% | ||
| Q2 25 | — | 47.0% | ||
| Q1 25 | — | 47.5% | ||
| Q4 24 | — | 48.2% | ||
| Q3 24 | — | 46.5% | ||
| Q2 24 | — | 46.8% |
| Q1 26 | — | — | ||
| Q4 25 | 40.8% | 17.4% | ||
| Q3 25 | 41.9% | 17.3% | ||
| Q2 25 | 44.0% | 14.2% | ||
| Q1 25 | 39.2% | 15.2% | ||
| Q4 24 | 41.2% | 13.1% | ||
| Q3 24 | 42.4% | 13.5% | ||
| Q2 24 | 43.4% | 15.7% |
| Q1 26 | 29.8% | — | ||
| Q4 25 | 31.3% | 16.5% | ||
| Q3 25 | 32.1% | 13.1% | ||
| Q2 25 | 34.2% | 9.5% | ||
| Q1 25 | 30.7% | 10.8% | ||
| Q4 24 | 32.2% | 5.6% | ||
| Q3 24 | 32.8% | 6.0% | ||
| Q2 24 | 33.7% | 7.9% |
| Q1 26 | $0.96 | — | ||
| Q4 25 | $0.86 | $0.55 | ||
| Q3 25 | $1.06 | $0.45 | ||
| Q2 25 | $1.14 | $0.32 | ||
| Q1 25 | $0.98 | $0.34 | ||
| Q4 24 | $0.83 | $0.17 | ||
| Q3 24 | $1.01 | $0.19 | ||
| Q2 24 | $1.03 | $0.26 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $204.8M |
| Total DebtLower is stronger | — | $1.5B |
| Stockholders' EquityBook value | $4.3B | $3.1B |
| Total Assets | $35.7B | $8.0B |
| Debt / EquityLower = less leverage | — | 0.48× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $204.8M | ||
| Q3 25 | — | $218.9M | ||
| Q2 25 | — | $175.5M | ||
| Q1 25 | — | $59.0M | ||
| Q4 24 | — | $10.9M | ||
| Q3 24 | — | $120.9M | ||
| Q2 24 | — | $34.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | $1.5B | ||
| Q3 25 | — | $1.5B | ||
| Q2 25 | — | $1.5B | ||
| Q1 25 | — | $1.5B | ||
| Q4 24 | — | $1.5B | ||
| Q3 24 | — | $1.7B | ||
| Q2 24 | — | $1.8B |
| Q1 26 | $4.3B | — | ||
| Q4 25 | $3.8B | $3.1B | ||
| Q3 25 | $3.8B | $3.0B | ||
| Q2 25 | $3.6B | $2.9B | ||
| Q1 25 | $3.5B | $2.7B | ||
| Q4 24 | $3.3B | $2.6B | ||
| Q3 24 | $3.4B | $2.6B | ||
| Q2 24 | $3.1B | $2.4B |
| Q1 26 | $35.7B | — | ||
| Q4 25 | $32.9B | $8.0B | ||
| Q3 25 | $32.3B | $7.8B | ||
| Q2 25 | $32.3B | $7.6B | ||
| Q1 25 | $32.4B | $7.3B | ||
| Q4 24 | $32.0B | $7.2B | ||
| Q3 24 | $31.5B | $7.2B | ||
| Q2 24 | $30.6B | $7.1B |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.48× | ||
| Q3 25 | — | 0.51× | ||
| Q2 25 | — | 0.53× | ||
| Q1 25 | — | 0.56× | ||
| Q4 24 | — | 0.59× | ||
| Q3 24 | — | 0.64× | ||
| Q2 24 | — | 0.78× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $239.9M |
| Free Cash FlowOCF − Capex | — | $-64.6M |
| FCF MarginFCF / Revenue | — | -8.7% |
| Capex IntensityCapex / Revenue | — | 40.9% |
| Cash ConversionOCF / Net Profit | — | 1.95× |
| TTM Free Cash FlowTrailing 4 quarters | — | $-21.0M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $645.1M | $239.9M | ||
| Q3 25 | $129.0M | $251.1M | ||
| Q2 25 | $111.2M | $195.7M | ||
| Q1 25 | $138.6M | $183.9M | ||
| Q4 24 | $577.9M | $163.1M | ||
| Q3 24 | $431.7M | $151.1M | ||
| Q2 24 | $147.4M | $170.4M |
| Q1 26 | — | — | ||
| Q4 25 | $592.4M | $-64.6M | ||
| Q3 25 | $113.3M | $28.6M | ||
| Q2 25 | $100.5M | $-26.3M | ||
| Q1 25 | $126.0M | $41.4M | ||
| Q4 24 | $531.7M | $26.8M | ||
| Q3 24 | $419.1M | $64.0M | ||
| Q2 24 | $138.9M | $26.1M |
| Q1 26 | — | — | ||
| Q4 25 | 131.8% | -8.7% | ||
| Q3 25 | 25.7% | 3.7% | ||
| Q2 25 | 22.5% | -3.5% | ||
| Q1 25 | 29.4% | 5.9% | ||
| Q4 24 | 126.0% | 4.0% | ||
| Q3 24 | 99.5% | 9.2% | ||
| Q2 24 | 33.5% | 3.9% |
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | 40.9% | ||
| Q3 25 | 3.6% | 28.4% | ||
| Q2 25 | 2.4% | 29.2% | ||
| Q1 25 | 2.9% | 20.2% | ||
| Q4 24 | 10.9% | 20.6% | ||
| Q3 24 | 3.0% | 12.6% | ||
| Q2 24 | 2.1% | 21.6% |
| Q1 26 | — | — | ||
| Q4 25 | 4.59× | 1.95× | ||
| Q3 25 | 0.91× | 2.45× | ||
| Q2 25 | 0.73× | 2.71× | ||
| Q1 25 | 1.05× | 2.41× | ||
| Q4 24 | 4.25× | 4.39× | ||
| Q3 24 | 3.13× | 3.65× | ||
| Q2 24 | 1.06× | 3.23× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CBSH
Segment breakdown not available.
LTH
| Membership | $535.1M | 72% |
| In Center | $191.2M | 26% |
| Other | $18.8M | 3% |
