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Side-by-side financial comparison of COMMERCE BANCSHARES INC (CBSH) and OXFORD INDUSTRIES INC (OXM). Click either name above to swap in a different company.
COMMERCE BANCSHARES INC is the larger business by last-quarter revenue ($475.7M vs $307.3M, roughly 1.5× OXFORD INDUSTRIES INC). COMMERCE BANCSHARES INC runs the higher net margin — 29.8% vs -20.7%, a 50.5% gap on every dollar of revenue. On growth, COMMERCE BANCSHARES INC posted the faster year-over-year revenue change (11.1% vs -0.2%). Over the past eight quarters, COMMERCE BANCSHARES INC's revenue compounded faster (7.1% CAGR vs -3.0%).
Commerce Bancshares, Inc. is a regional bank holding company headquartered in Missouri, with principal offices in Kansas City and St. Louis. It is the corporate parent of Commerce Bank, which offers a diversified line of financial services, including business and personal banking, wealth management and investments through its affiliated companies.
Oxford Industries, Inc. is a publicly traded clothing company in the United States that specializes in high-end clothing and apparel. The company carries many major labels, including Tommy Bahama, Lilly Pulitzer, Johnny Was and Southern Tide.
CBSH vs OXM — Head-to-Head
Income Statement — Q1 FY2026 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $475.7M | $307.3M |
| Net Profit | $141.6M | $-63.7M |
| Gross Margin | — | 60.3% |
| Operating Margin | — | -27.7% |
| Net Margin | 29.8% | -20.7% |
| Revenue YoY | 11.1% | -0.2% |
| Net Profit YoY | 10.5% | -1517.6% |
| EPS (diluted) | $0.96 | $-4.28 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $475.7M | — | ||
| Q4 25 | $449.4M | $307.3M | ||
| Q3 25 | $441.0M | $403.1M | ||
| Q2 25 | $445.8M | $392.9M | ||
| Q1 25 | $428.1M | — | ||
| Q4 24 | $422.1M | $308.0M | ||
| Q3 24 | $421.4M | $419.9M | ||
| Q2 24 | $414.5M | $398.2M |
| Q1 26 | $141.6M | — | ||
| Q4 25 | $140.7M | $-63.7M | ||
| Q3 25 | $141.5M | $16.7M | ||
| Q2 25 | $152.5M | $26.2M | ||
| Q1 25 | $131.6M | — | ||
| Q4 24 | $136.1M | $-3.9M | ||
| Q3 24 | $138.0M | $40.6M | ||
| Q2 24 | $139.6M | $38.4M |
| Q1 26 | — | — | ||
| Q4 25 | — | 60.3% | ||
| Q3 25 | — | 61.4% | ||
| Q2 25 | — | 64.2% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 63.1% | ||
| Q3 24 | — | 63.1% | ||
| Q2 24 | — | 64.9% |
| Q1 26 | — | — | ||
| Q4 25 | 40.8% | -27.7% | ||
| Q3 25 | 41.9% | 6.3% | ||
| Q2 25 | 44.0% | 9.2% | ||
| Q1 25 | 39.2% | — | ||
| Q4 24 | 41.2% | -2.0% | ||
| Q3 24 | 42.4% | 12.5% | ||
| Q2 24 | 43.4% | 13.2% |
| Q1 26 | 29.8% | — | ||
| Q4 25 | 31.3% | -20.7% | ||
| Q3 25 | 32.1% | 4.1% | ||
| Q2 25 | 34.2% | 6.7% | ||
| Q1 25 | 30.7% | — | ||
| Q4 24 | 32.2% | -1.3% | ||
| Q3 24 | 32.8% | 9.7% | ||
| Q2 24 | 33.7% | 9.6% |
| Q1 26 | $0.96 | — | ||
| Q4 25 | $0.86 | $-4.28 | ||
| Q3 25 | $1.06 | $1.12 | ||
| Q2 25 | $1.14 | $1.70 | ||
| Q1 25 | $0.98 | — | ||
| Q4 24 | $0.83 | $-0.25 | ||
| Q3 24 | $1.01 | $2.57 | ||
| Q2 24 | $1.03 | $2.42 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $8.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $4.3B | $528.0M |
| Total Assets | $35.7B | $1.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $8.0M | ||
| Q3 25 | — | $6.9M | ||
| Q2 25 | — | $8.2M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $7.0M | ||
| Q3 24 | — | $18.4M | ||
| Q2 24 | — | $7.7M |
| Q1 26 | $4.3B | — | ||
| Q4 25 | $3.8B | $528.0M | ||
| Q3 25 | $3.8B | $597.1M | ||
| Q2 25 | $3.6B | $592.4M | ||
| Q1 25 | $3.5B | — | ||
| Q4 24 | $3.3B | $612.2M | ||
| Q3 24 | $3.4B | $621.6M | ||
| Q2 24 | $3.1B | $592.9M |
| Q1 26 | $35.7B | — | ||
| Q4 25 | $32.9B | $1.3B | ||
| Q3 25 | $32.3B | $1.3B | ||
| Q2 25 | $32.3B | $1.3B | ||
| Q1 25 | $32.4B | — | ||
| Q4 24 | $32.0B | $1.2B | ||
| Q3 24 | $31.5B | $1.2B | ||
| Q2 24 | $30.6B | $1.2B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-9.1M |
| Free Cash FlowOCF − Capex | — | $-47.9M |
| FCF MarginFCF / Revenue | — | -15.6% |
| Capex IntensityCapex / Revenue | — | 12.6% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-79.9M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $645.1M | $-9.1M | ||
| Q3 25 | $129.0M | $83.5M | ||
| Q2 25 | $111.2M | $-3.9M | ||
| Q1 25 | $138.6M | — | ||
| Q4 24 | $577.9M | $-18.2M | ||
| Q3 24 | $431.7M | $88.8M | ||
| Q2 24 | $147.4M | $32.9M |
| Q1 26 | — | — | ||
| Q4 25 | $592.4M | $-47.9M | ||
| Q3 25 | $113.3M | $52.3M | ||
| Q2 25 | $100.5M | $-27.4M | ||
| Q1 25 | $126.0M | — | ||
| Q4 24 | $531.7M | $-56.9M | ||
| Q3 24 | $419.1M | $47.2M | ||
| Q2 24 | $138.9M | $21.0M |
| Q1 26 | — | — | ||
| Q4 25 | 131.8% | -15.6% | ||
| Q3 25 | 25.7% | 13.0% | ||
| Q2 25 | 22.5% | -7.0% | ||
| Q1 25 | 29.4% | — | ||
| Q4 24 | 126.0% | -18.5% | ||
| Q3 24 | 99.5% | 11.2% | ||
| Q2 24 | 33.5% | 5.3% |
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | 12.6% | ||
| Q3 25 | 3.6% | 7.7% | ||
| Q2 25 | 2.4% | 6.0% | ||
| Q1 25 | 2.9% | — | ||
| Q4 24 | 10.9% | 12.6% | ||
| Q3 24 | 3.0% | 9.9% | ||
| Q2 24 | 2.1% | 3.0% |
| Q1 26 | — | — | ||
| Q4 25 | 4.59× | — | ||
| Q3 25 | 0.91× | 5.00× | ||
| Q2 25 | 0.73× | -0.15× | ||
| Q1 25 | 1.05× | — | ||
| Q4 24 | 4.25× | — | ||
| Q3 24 | 3.13× | 2.19× | ||
| Q2 24 | 1.06× | 0.86× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CBSH
Segment breakdown not available.
OXM
| Sales Channel Retail | $162.9M | 53% |
| Sales Channel Wholesale | $61.3M | 20% |
| Johnny Was | $45.4M | 15% |
| Sales Channel Food And Beverage | $29.3M | 10% |
| Other Foreign Countries | $9.0M | 3% |
