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Side-by-side financial comparison of COMMERCE BANCSHARES INC (CBSH) and UDR, Inc. (UDR). Click either name above to swap in a different company.
COMMERCE BANCSHARES INC is the larger business by last-quarter revenue ($475.7M vs $425.8M, roughly 1.1× UDR, Inc.). UDR, Inc. runs the higher net margin — 44.6% vs 29.8%, a 14.8% gap on every dollar of revenue. On growth, COMMERCE BANCSHARES INC posted the faster year-over-year revenue change (11.1% vs 0.9%). Over the past eight quarters, COMMERCE BANCSHARES INC's revenue compounded faster (7.1% CAGR vs 1.3%).
Commerce Bancshares, Inc. is a regional bank holding company headquartered in Missouri, with principal offices in Kansas City and St. Louis. It is the corporate parent of Commerce Bank, which offers a diversified line of financial services, including business and personal banking, wealth management and investments through its affiliated companies.
UDR, Inc. is a leading U.S.-headquartered real estate investment trust specializing in owning, operating, and redeveloping high-quality multifamily residential apartment communities. It operates across major U.S. metropolitan markets, catering to a diverse tenant base including young professionals, families, and middle-to-high income households.
CBSH vs UDR — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $475.7M | $425.8M |
| Net Profit | $141.6M | $189.8M |
| Gross Margin | — | — |
| Operating Margin | — | 54.0% |
| Net Margin | 29.8% | 44.6% |
| Revenue YoY | 11.1% | 0.9% |
| Net Profit YoY | 10.5% | 147.2% |
| EPS (diluted) | $0.96 | $0.63 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $475.7M | $425.8M | ||
| Q4 25 | $449.4M | $433.1M | ||
| Q3 25 | $441.0M | $431.9M | ||
| Q2 25 | $445.8M | $425.4M | ||
| Q1 25 | $428.1M | $421.9M | ||
| Q4 24 | $422.1M | $422.7M | ||
| Q3 24 | $421.4M | $420.2M | ||
| Q2 24 | $414.5M | $415.3M |
| Q1 26 | $141.6M | $189.8M | ||
| Q4 25 | $140.7M | $222.9M | ||
| Q3 25 | $141.5M | $40.4M | ||
| Q2 25 | $152.5M | $37.7M | ||
| Q1 25 | $131.6M | $76.7M | ||
| Q4 24 | $136.1M | $-5.0M | ||
| Q3 24 | $138.0M | $22.6M | ||
| Q2 24 | $139.6M | $28.9M |
| Q1 26 | — | 54.0% | ||
| Q4 25 | 40.8% | 64.1% | ||
| Q3 25 | 41.9% | 17.7% | ||
| Q2 25 | 44.0% | 18.2% | ||
| Q1 25 | 39.2% | 29.0% | ||
| Q4 24 | 41.2% | 15.7% | ||
| Q3 24 | 42.4% | 16.6% | ||
| Q2 24 | 43.4% | 16.5% |
| Q1 26 | 29.8% | 44.6% | ||
| Q4 25 | 31.3% | 51.5% | ||
| Q3 25 | 32.1% | 9.4% | ||
| Q2 25 | 34.2% | 8.9% | ||
| Q1 25 | 30.7% | 18.2% | ||
| Q4 24 | 32.2% | -220.5% | ||
| Q3 24 | 32.8% | 5.4% | ||
| Q2 24 | 33.7% | 7.0% |
| Q1 26 | $0.96 | $0.63 | ||
| Q4 25 | $0.86 | $0.67 | ||
| Q3 25 | $1.06 | $0.12 | ||
| Q2 25 | $1.14 | $0.11 | ||
| Q1 25 | $0.98 | $0.23 | ||
| Q4 24 | $0.83 | $-0.01 | ||
| Q3 24 | $1.01 | $0.06 | ||
| Q2 24 | $1.03 | $0.08 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $1.3M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $4.3B | $3.3B |
| Total Assets | $35.7B | $10.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $1.3M | ||
| Q4 25 | — | $1.2M | ||
| Q3 25 | — | $1.2M | ||
| Q2 25 | — | $1.5M | ||
| Q1 25 | — | $1.3M | ||
| Q4 24 | — | $1.3M | ||
| Q3 24 | — | $2.3M | ||
| Q2 24 | — | $2.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | $5.8B | ||
| Q3 25 | — | $5.8B | ||
| Q2 25 | — | $5.8B | ||
| Q1 25 | — | $5.8B | ||
| Q4 24 | — | $5.8B | ||
| Q3 24 | — | $5.9B | ||
| Q2 24 | — | $5.8B |
| Q1 26 | $4.3B | $3.3B | ||
| Q4 25 | $3.8B | $3.3B | ||
| Q3 25 | $3.8B | $3.3B | ||
| Q2 25 | $3.6B | $3.3B | ||
| Q1 25 | $3.5B | $3.3B | ||
| Q4 24 | $3.3B | $3.4B | ||
| Q3 24 | $3.4B | $3.5B | ||
| Q2 24 | $3.1B | $3.7B |
| Q1 26 | $35.7B | $10.3B | ||
| Q4 25 | $32.9B | $10.6B | ||
| Q3 25 | $32.3B | $10.6B | ||
| Q2 25 | $32.3B | $10.6B | ||
| Q1 25 | $32.4B | $10.7B | ||
| Q4 24 | $32.0B | $10.9B | ||
| Q3 24 | $31.5B | $11.1B | ||
| Q2 24 | $30.6B | $11.1B |
| Q1 26 | — | — | ||
| Q4 25 | — | 1.77× | ||
| Q3 25 | — | 1.78× | ||
| Q2 25 | — | 1.74× | ||
| Q1 25 | — | 1.74× | ||
| Q4 24 | — | 1.69× | ||
| Q3 24 | — | 1.67× | ||
| Q2 24 | — | 1.55× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CBSH
Segment breakdown not available.
UDR
| Rental income | $423.3M | 99% |
| Joint venture management and other fees | $2.5M | 1% |
