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Side-by-side financial comparison of COASTAL FINANCIAL CORP (CCB) and Zai Lab Ltd (ZLAB). Click either name above to swap in a different company.

COASTAL FINANCIAL CORP is the larger business by last-quarter revenue ($138.0M vs $127.1M, roughly 1.1× Zai Lab Ltd). On growth, Zai Lab Ltd posted the faster year-over-year revenue change (17.1% vs -5.8%). COASTAL FINANCIAL CORP produced more free cash flow last quarter ($246.1M vs $-26.7M). Over the past eight quarters, Zai Lab Ltd's revenue compounded faster (20.8% CAGR vs -3.6%).

Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.

Zai Lab Ltd is a global biopharmaceutical company focused on developing, manufacturing and commercializing innovative therapies for oncology, autoimmune disorders, infectious diseases and other unmet medical needs. It operates primarily in the Greater China region and partners with leading global biotech firms to expand access to life-saving treatments for underserved patient populations.

CCB vs ZLAB — Head-to-Head

Bigger by revenue
CCB
CCB
1.1× larger
CCB
$138.0M
$127.1M
ZLAB
Growing faster (revenue YoY)
ZLAB
ZLAB
+22.9% gap
ZLAB
17.1%
-5.8%
CCB
More free cash flow
CCB
CCB
$272.8M more FCF
CCB
$246.1M
$-26.7M
ZLAB
Faster 2-yr revenue CAGR
ZLAB
ZLAB
Annualised
ZLAB
20.8%
-3.6%
CCB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CCB
CCB
ZLAB
ZLAB
Revenue
$138.0M
$127.1M
Net Profit
Gross Margin
51.0%
Operating Margin
12.4%
-54.6%
Net Margin
Revenue YoY
-5.8%
17.1%
Net Profit YoY
EPS (diluted)
$0.84
$-0.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CCB
CCB
ZLAB
ZLAB
Q4 25
$138.0M
$127.1M
Q3 25
$144.7M
$115.4M
Q2 25
$119.4M
$109.1M
Q1 25
$139.5M
$105.7M
Q4 24
$146.5M
$108.5M
Q3 24
$151.1M
$101.8M
Q2 24
$135.3M
$100.1M
Q1 24
$148.4M
$87.1M
Net Profit
CCB
CCB
ZLAB
ZLAB
Q4 25
Q3 25
$13.6M
$-36.0M
Q2 25
$11.0M
$-40.7M
Q1 25
$9.7M
$-48.4M
Q4 24
Q3 24
$13.5M
$-41.7M
Q2 24
$11.6M
$-80.3M
Q1 24
$6.8M
$-53.5M
Gross Margin
CCB
CCB
ZLAB
ZLAB
Q4 25
51.0%
Q3 25
59.5%
Q2 25
60.6%
Q1 25
63.6%
Q4 24
61.5%
Q3 24
64.1%
Q2 24
64.9%
Q1 24
61.4%
Operating Margin
CCB
CCB
ZLAB
ZLAB
Q4 25
12.4%
-54.6%
Q3 25
12.4%
-42.3%
Q2 25
12.0%
-50.3%
Q1 25
8.4%
-53.3%
Q4 24
11.7%
-62.6%
Q3 24
10.8%
-66.6%
Q2 24
11.1%
-76.0%
Q1 24
5.9%
-80.7%
Net Margin
CCB
CCB
ZLAB
ZLAB
Q4 25
Q3 25
9.4%
-31.2%
Q2 25
9.2%
-37.3%
Q1 25
7.0%
-45.8%
Q4 24
Q3 24
8.9%
-40.9%
Q2 24
8.6%
-80.2%
Q1 24
4.6%
-61.4%
EPS (diluted)
CCB
CCB
ZLAB
ZLAB
Q4 25
$0.84
$-0.05
Q3 25
$0.88
$-0.03
Q2 25
$0.71
$-0.04
Q1 25
$0.63
$-0.04
Q4 24
$0.95
$-0.09
Q3 24
$0.97
$-0.04
Q2 24
$0.84
$-0.08
Q1 24
$0.50
$-0.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CCB
CCB
ZLAB
ZLAB
Cash + ST InvestmentsLiquidity on hand
$689.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$491.0M
$715.5M
Total Assets
$4.7B
$1.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CCB
CCB
ZLAB
ZLAB
Q4 25
$689.6M
Q3 25
$717.2M
Q2 25
$732.2M
Q1 25
$757.3M
Q4 24
$779.7M
Q3 24
$616.1M
Q2 24
$630.0M
Q1 24
$650.8M
Stockholders' Equity
CCB
CCB
ZLAB
ZLAB
Q4 25
$491.0M
$715.5M
Q3 25
$475.3M
$759.9M
Q2 25
$461.7M
$791.7M
Q1 25
$449.9M
$810.8M
Q4 24
$438.7M
$840.9M
Q3 24
$331.9M
$667.7M
Q2 24
$316.7M
$704.2M
Q1 24
$303.7M
$762.2M
Total Assets
CCB
CCB
ZLAB
ZLAB
Q4 25
$4.7B
$1.2B
Q3 25
$4.6B
$1.2B
Q2 25
$4.5B
$1.2B
Q1 25
$4.3B
$1.2B
Q4 24
$4.1B
$1.2B
Q3 24
$4.1B
$985.3M
Q2 24
$4.0B
$987.4M
Q1 24
$3.9B
$988.4M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CCB
CCB
ZLAB
ZLAB
Operating Cash FlowLast quarter
$254.6M
$-26.0M
Free Cash FlowOCF − Capex
$246.1M
$-26.7M
FCF MarginFCF / Revenue
178.3%
-21.0%
Capex IntensityCapex / Revenue
6.1%
0.5%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$436.4M
$-158.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CCB
CCB
ZLAB
ZLAB
Q4 25
$254.6M
$-26.0M
Q3 25
$59.0M
$-32.0M
Q2 25
$66.0M
$-31.0M
Q1 25
$71.7M
$-61.7M
Q4 24
$259.8M
$-55.8M
Q3 24
$62.6M
$-26.8M
Q2 24
$72.1M
$-42.2M
Q1 24
$56.8M
$-90.1M
Free Cash Flow
CCB
CCB
ZLAB
ZLAB
Q4 25
$246.1M
$-26.7M
Q3 25
$57.4M
$-35.0M
Q2 25
$64.0M
$-33.9M
Q1 25
$68.9M
$-63.2M
Q4 24
$249.9M
$-58.4M
Q3 24
$60.2M
$-28.2M
Q2 24
$69.5M
$-42.9M
Q1 24
$55.0M
$-91.1M
FCF Margin
CCB
CCB
ZLAB
ZLAB
Q4 25
178.3%
-21.0%
Q3 25
39.7%
-30.4%
Q2 25
53.6%
-31.1%
Q1 25
49.4%
-59.9%
Q4 24
170.6%
-53.8%
Q3 24
39.8%
-27.7%
Q2 24
51.3%
-42.9%
Q1 24
37.1%
-104.5%
Capex Intensity
CCB
CCB
ZLAB
ZLAB
Q4 25
6.1%
0.5%
Q3 25
1.2%
2.6%
Q2 25
1.7%
2.6%
Q1 25
2.0%
1.5%
Q4 24
6.8%
2.4%
Q3 24
1.6%
1.3%
Q2 24
1.9%
0.7%
Q1 24
1.2%
1.1%
Cash Conversion
CCB
CCB
ZLAB
ZLAB
Q4 25
Q3 25
4.34×
Q2 25
5.99×
Q1 25
7.37×
Q4 24
Q3 24
4.65×
Q2 24
6.22×
Q1 24
8.35×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CCB
CCB

Other$74.7M54%
Baa S Credit Enhancements$47.3M34%
Baa S Program Income$8.4M6%
Transaction Fees$4.9M4%
Servicing And Other Baa S Fees$1.6M1%
Baa S Fraud Enhancements$1.1M1%

ZLAB
ZLAB

Zejula$56.0M44%
Other$21.9M17%
Nuzyra$16.0M13%
Optune$11.9M9%
XACDURO$10.7M8%
Qinlock$9.7M8%
AUGTYRO$836.0K1%

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