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Side-by-side financial comparison of Cincinnati Financial (CINF) and V F CORP (VFC). Click either name above to swap in a different company.
V F CORP is the larger business by last-quarter revenue ($2.9B vs $2.8B, roughly 1.0× Cincinnati Financial). V F CORP runs the higher net margin — 10.5% vs 9.6%, a 0.9% gap on every dollar of revenue. On growth, V F CORP posted the faster year-over-year revenue change (1.5% vs -1.7%). Over the past eight quarters, V F CORP's revenue compounded faster (10.1% CAGR vs 5.2%).
Cincinnati Financial Corporation offers property and casualty insurance, its main business, through The Cincinnati Insurance Company, The Cincinnati Indemnity Company and The Cincinnati Casualty Company. The company has 1.01% of the domestic property and casualty insurance premiums, which ranks it as the 20th largest insurance company by market share in the U.S.
The F. W. Woolworth Company was a retail company and one of the pioneers of the five-and-dime store. It was among the most successful American and international five-and-dime businesses, setting trends and creating the modern retail model that stores worldwide follow today.
CINF vs VFC — Head-to-Head
Income Statement — Q1 FY2026 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $2.8B | $2.9B |
| Net Profit | $274.0M | $300.8M |
| Gross Margin | — | 56.6% |
| Operating Margin | — | 10.1% |
| Net Margin | 9.6% | 10.5% |
| Revenue YoY | -1.7% | 1.5% |
| Net Profit YoY | — | 79.3% |
| EPS (diluted) | — | $0.76 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $2.8B | — | ||
| Q4 25 | $3.1B | $2.9B | ||
| Q3 25 | $3.7B | $2.8B | ||
| Q2 25 | $3.2B | $1.8B | ||
| Q1 25 | $2.6B | $2.0B | ||
| Q4 24 | $2.5B | $2.8B | ||
| Q3 24 | $3.3B | $2.8B | ||
| Q2 24 | $2.5B | $1.9B |
| Q1 26 | $274.0M | — | ||
| Q4 25 | $676.0M | $300.8M | ||
| Q3 25 | $1.1B | $189.8M | ||
| Q2 25 | $685.0M | $-116.4M | ||
| Q1 25 | $-90.0M | $-150.8M | ||
| Q4 24 | $405.0M | $167.8M | ||
| Q3 24 | $820.0M | $52.2M | ||
| Q2 24 | $312.0M | $-258.9M |
| Q1 26 | — | — | ||
| Q4 25 | — | 56.6% | ||
| Q3 25 | — | 52.2% | ||
| Q2 25 | — | 53.9% | ||
| Q1 25 | — | 52.7% | ||
| Q4 24 | — | 56.3% | ||
| Q3 24 | — | 52.2% | ||
| Q2 24 | — | 52.0% |
| Q1 26 | — | — | ||
| Q4 25 | 27.2% | 10.1% | ||
| Q3 25 | 37.9% | 11.2% | ||
| Q2 25 | 26.3% | -4.9% | ||
| Q1 25 | -5.0% | 2.2% | ||
| Q4 24 | 18.9% | 8.0% | ||
| Q3 24 | 31.3% | 9.9% | ||
| Q2 24 | 15.2% | -12.6% |
| Q1 26 | 9.6% | — | ||
| Q4 25 | 21.9% | 10.5% | ||
| Q3 25 | 30.1% | 6.8% | ||
| Q2 25 | 21.1% | -6.6% | ||
| Q1 25 | -3.5% | -7.5% | ||
| Q4 24 | 16.0% | 5.9% | ||
| Q3 24 | 24.7% | 1.9% | ||
| Q2 24 | 12.3% | -13.6% |
| Q1 26 | — | — | ||
| Q4 25 | $4.29 | $0.76 | ||
| Q3 25 | $7.11 | $0.48 | ||
| Q2 25 | $4.34 | $-0.30 | ||
| Q1 25 | $-0.57 | $-0.37 | ||
| Q4 24 | $2.57 | $0.43 | ||
| Q3 24 | $5.20 | $0.13 | ||
| Q2 24 | $1.98 | $-0.67 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.2B | $1.5B |
| Total DebtLower is stronger | $816.0M | $3.6B |
| Stockholders' EquityBook value | $15.7B | $1.8B |
| Total Assets | $41.2B | $10.4B |
| Debt / EquityLower = less leverage | 0.05× | 1.99× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $1.2B | — | ||
| Q4 25 | $148.0M | $1.5B | ||
| Q3 25 | $1.6B | $419.1M | ||
| Q2 25 | $1.1B | $642.4M | ||
| Q1 25 | $1.1B | $429.4M | ||
| Q4 24 | $1.3B | $1.4B | ||
| Q3 24 | $1.8B | $492.2M | ||
| Q2 24 | $771.0M | $637.4M |
| Q1 26 | $816.0M | — | ||
| Q4 25 | $861.0M | $3.6B | ||
| Q3 25 | $858.0M | $3.5B | ||
| Q2 25 | $859.0M | $3.6B | ||
| Q1 25 | $853.0M | $3.4B | ||
| Q4 24 | $850.0M | $3.9B | ||
| Q3 24 | $849.0M | $4.0B | ||
| Q2 24 | $849.0M | $3.9B |
| Q1 26 | $15.7B | — | ||
| Q4 25 | $15.9B | $1.8B | ||
| Q3 25 | $15.4B | $1.5B | ||
| Q2 25 | $14.3B | $1.3B | ||
| Q1 25 | $13.7B | $1.5B | ||
| Q4 24 | $13.9B | $1.7B | ||
| Q3 24 | $13.8B | $1.4B | ||
| Q2 24 | $12.8B | $1.4B |
| Q1 26 | $41.2B | — | ||
| Q4 25 | $41.0B | $10.4B | ||
| Q3 25 | $40.6B | $10.6B | ||
| Q2 25 | $38.8B | $10.2B | ||
| Q1 25 | $37.3B | $9.4B | ||
| Q4 24 | $36.5B | $10.6B | ||
| Q3 24 | $37.0B | $12.2B | ||
| Q2 24 | $34.8B | $11.5B |
| Q1 26 | 0.05× | — | ||
| Q4 25 | 0.05× | 1.99× | ||
| Q3 25 | 0.06× | 2.40× | ||
| Q2 25 | 0.06× | 2.76× | ||
| Q1 25 | 0.06× | 2.30× | ||
| Q4 24 | 0.06× | 2.31× | ||
| Q3 24 | 0.06× | 2.86× | ||
| Q2 24 | 0.07× | 2.84× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $1.0B |
| Free Cash FlowOCF − Capex | — | $977.9M |
| FCF MarginFCF / Revenue | — | 34.0% |
| Capex IntensityCapex / Revenue | — | 1.1% |
| Cash ConversionOCF / Net Profit | — | 3.36× |
| TTM Free Cash FlowTrailing 4 quarters | — | $357.6M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $947.0M | $1.0B | ||
| Q3 25 | $1.1B | $-227.0M | ||
| Q2 25 | $741.0M | $-145.5M | ||
| Q1 25 | $310.0M | $-171.1M | ||
| Q4 24 | $642.0M | $918.1M | ||
| Q3 24 | $912.0M | $-301.6M | ||
| Q2 24 | $742.0M | $19.8M |
| Q1 26 | — | — | ||
| Q4 25 | $939.0M | $977.9M | ||
| Q3 25 | $1.1B | $-253.5M | ||
| Q2 25 | $737.0M | $-173.7M | ||
| Q1 25 | $307.0M | $-193.0M | ||
| Q4 24 | $638.0M | $899.7M | ||
| Q3 24 | $906.0M | $-322.4M | ||
| Q2 24 | $737.0M | $-5.4M |
| Q1 26 | — | — | ||
| Q4 25 | 30.4% | 34.0% | ||
| Q3 25 | 29.8% | -9.0% | ||
| Q2 25 | 22.7% | -9.9% | ||
| Q1 25 | 12.0% | -9.6% | ||
| Q4 24 | 25.1% | 31.7% | ||
| Q3 24 | 27.3% | -11.7% | ||
| Q2 24 | 29.0% | -0.3% |
| Q1 26 | — | — | ||
| Q4 25 | 0.3% | 1.1% | ||
| Q3 25 | 0.1% | 0.9% | ||
| Q2 25 | 0.1% | 1.6% | ||
| Q1 25 | 0.1% | 1.1% | ||
| Q4 24 | 0.2% | 0.6% | ||
| Q3 24 | 0.2% | 0.8% | ||
| Q2 24 | 0.2% | 1.3% |
| Q1 26 | — | — | ||
| Q4 25 | 1.40× | 3.36× | ||
| Q3 25 | 0.99× | -1.20× | ||
| Q2 25 | 1.08× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 1.59× | 5.47× | ||
| Q3 24 | 1.11× | -5.78× | ||
| Q2 24 | 2.38× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CINF
Segment breakdown not available.
VFC
| Outdoor | $1.9B | 67% |
| Sales Channel Through Intermediary | $813.4M | 28% |
| Other | $136.3M | 5% |
