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Side-by-side financial comparison of Creative Media & Community Trust Corp (CMCT) and Ponce Financial Group, Inc. (PDLB). Click either name above to swap in a different company.
Ponce Financial Group, Inc. is the larger business by last-quarter revenue ($31.4M vs $28.5M, roughly 1.1× Creative Media & Community Trust Corp). Ponce Financial Group, Inc. runs the higher net margin — 36.3% vs -125.8%, a 162.0% gap on every dollar of revenue. On growth, Ponce Financial Group, Inc. posted the faster year-over-year revenue change (37.6% vs 3.6%). Over the past eight quarters, Ponce Financial Group, Inc.'s revenue compounded faster (23.7% CAGR vs -8.5%).
Creative Media & Community Trust Corp is a U.S.-headquartered real estate investment trust operating two core segments: it owns, manages and develops creative media facilities including professional film and TV production studios, plus community-focused assets such as affordable housing, neighborhood healthcare centers and local commercial spaces, serving media operators and local communities nationwide.
Ponce Financial Group, Inc. is a U.S.-based financial holding company operating Ponce Bank as its core subsidiary. It serves multicultural, immigrant and low-to-moderate income communities in the New York metro area, offering retail and commercial banking products including deposits, mortgages, small business financing and personal credit.
CMCT vs PDLB — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $28.5M | $31.4M |
| Net Profit | $-11.4M | $10.1M |
| Gross Margin | — | — |
| Operating Margin | -125.6% | 43.6% |
| Net Margin | -125.8% | 36.3% |
| Revenue YoY | 3.6% | 37.6% |
| Net Profit YoY | -11.4% | 245.6% |
| EPS (diluted) | $-3.89 | $0.43 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $28.5M | $31.4M | ||
| Q3 25 | $26.2M | $26.7M | ||
| Q2 25 | $29.7M | $26.5M | ||
| Q1 25 | $32.3M | $24.6M | ||
| Q4 24 | $27.5M | $22.8M | ||
| Q3 24 | $28.6M | $20.2M | ||
| Q2 24 | $34.4M | $20.2M | ||
| Q1 24 | $34.0M | $20.5M |
| Q4 25 | $-11.4M | $10.1M | ||
| Q3 25 | $-12.5M | $6.5M | ||
| Q2 25 | $-9.0M | $6.1M | ||
| Q1 25 | $-6.1M | $6.0M | ||
| Q4 24 | $-10.3M | $2.9M | ||
| Q3 24 | $-10.4M | $2.4M | ||
| Q2 24 | $-796.0K | $3.2M | ||
| Q1 24 | $-3.7M | $2.4M |
| Q4 25 | -125.6% | 43.6% | ||
| Q3 25 | -47.7% | 32.8% | ||
| Q2 25 | -30.3% | 30.2% | ||
| Q1 25 | -19.0% | 32.5% | ||
| Q4 24 | -128.8% | 19.6% | ||
| Q3 24 | -36.9% | 15.2% | ||
| Q2 24 | -1.6% | 21.8% | ||
| Q1 24 | -10.7% | 18.3% |
| Q4 25 | -125.8% | 36.3% | ||
| Q3 25 | -47.5% | 24.3% | ||
| Q2 25 | -30.3% | 23.0% | ||
| Q1 25 | -18.9% | 24.2% | ||
| Q4 24 | -129.8% | 14.1% | ||
| Q3 24 | -36.3% | 12.1% | ||
| Q2 24 | -2.3% | 15.8% | ||
| Q1 24 | -11.0% | 11.8% |
| Q4 25 | $-3.89 | $0.43 | ||
| Q3 25 | $-23.52 | $0.27 | ||
| Q2 25 | $-18.94 | $0.25 | ||
| Q1 25 | $-20.73 | $0.25 | ||
| Q4 24 | $97.71 | $0.11 | ||
| Q3 24 | $-305.04 | $0.10 | ||
| Q2 24 | $-98.64 | $0.14 | ||
| Q1 24 | $-125.46 | $0.11 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $15.4M | $126.2M |
| Total DebtLower is stronger | $509.8M | $596.1M |
| Stockholders' EquityBook value | $265.4M | $541.5M |
| Total Assets | $859.2M | $3.2B |
| Debt / EquityLower = less leverage | 1.92× | 1.10× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $15.4M | $126.2M | ||
| Q3 25 | $17.3M | $146.6M | ||
| Q2 25 | $27.8M | $126.6M | ||
| Q1 25 | $19.8M | $129.9M | ||
| Q4 24 | $20.3M | $139.8M | ||
| Q3 24 | $18.5M | $155.8M | ||
| Q2 24 | $29.3M | $103.2M | ||
| Q1 24 | $21.3M | $134.7M |
| Q4 25 | $509.8M | $596.1M | ||
| Q3 25 | $527.8M | $521.1M | ||
| Q2 25 | $535.6M | $536.1M | ||
| Q1 25 | $512.7M | $521.1M | ||
| Q4 24 | $505.7M | $596.1M | ||
| Q3 24 | $478.3M | $580.4M | ||
| Q2 24 | $485.1M | $680.4M | ||
| Q1 24 | $472.8M | $680.4M |
| Q4 25 | $265.4M | $541.5M | ||
| Q3 25 | $281.9M | $529.8M | ||
| Q2 25 | $287.1M | $521.1M | ||
| Q1 25 | $293.0M | $513.9M | ||
| Q4 24 | $304.5M | $505.5M | ||
| Q3 24 | $321.0M | $504.6M | ||
| Q2 24 | $351.1M | $497.7M | ||
| Q1 24 | $369.9M | $493.7M |
| Q4 25 | $859.2M | $3.2B | ||
| Q3 25 | $871.8M | $3.2B | ||
| Q2 25 | $885.0M | $3.2B | ||
| Q1 25 | $882.3M | $3.1B | ||
| Q4 24 | $889.6M | $3.0B | ||
| Q3 24 | $868.0M | $3.0B | ||
| Q2 24 | $891.2M | $2.8B | ||
| Q1 24 | $887.5M | $2.8B |
| Q4 25 | 1.92× | 1.10× | ||
| Q3 25 | 1.87× | 0.98× | ||
| Q2 25 | 1.87× | 1.03× | ||
| Q1 25 | 1.75× | 1.01× | ||
| Q4 24 | 1.66× | 1.18× | ||
| Q3 24 | 1.49× | 1.15× | ||
| Q2 24 | 1.38× | 1.37× | ||
| Q1 24 | 1.28× | 1.38× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $5.8M | $55.6M |
| Free Cash FlowOCF − Capex | — | $54.6M |
| FCF MarginFCF / Revenue | — | 173.9% |
| Capex IntensityCapex / Revenue | — | 3.1% |
| Cash ConversionOCF / Net Profit | — | 5.48× |
| TTM Free Cash FlowTrailing 4 quarters | — | $74.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $5.8M | $55.6M | ||
| Q3 25 | $3.7M | $1.4M | ||
| Q2 25 | $-2.5M | $6.2M | ||
| Q1 25 | $1.2M | $13.1M | ||
| Q4 24 | $17.0M | $7.2M | ||
| Q3 24 | $10.3M | $-14.6M | ||
| Q2 24 | $3.9M | $-2.6M | ||
| Q1 24 | $1.6M | $1.5M |
| Q4 25 | — | $54.6M | ||
| Q3 25 | — | $786.0K | ||
| Q2 25 | — | $5.9M | ||
| Q1 25 | — | $12.9M | ||
| Q4 24 | — | $4.5M | ||
| Q3 24 | — | $-15.0M | ||
| Q2 24 | — | $-2.6M | ||
| Q1 24 | — | $-315.0K |
| Q4 25 | — | 173.9% | ||
| Q3 25 | — | 2.9% | ||
| Q2 25 | — | 22.4% | ||
| Q1 25 | — | 52.6% | ||
| Q4 24 | — | 19.7% | ||
| Q3 24 | — | -74.1% | ||
| Q2 24 | — | -13.0% | ||
| Q1 24 | — | -1.5% |
| Q4 25 | — | 3.1% | ||
| Q3 25 | — | 2.3% | ||
| Q2 25 | — | 1.0% | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | — | 11.9% | ||
| Q3 24 | — | 2.0% | ||
| Q2 24 | — | 0.3% | ||
| Q1 24 | — | 8.7% |
| Q4 25 | — | 5.48× | ||
| Q3 25 | — | 0.21× | ||
| Q2 25 | — | 1.01× | ||
| Q1 25 | — | 2.20× | ||
| Q4 24 | — | 2.46× | ||
| Q3 24 | — | -5.99× | ||
| Q2 24 | — | -0.80× | ||
| Q1 24 | — | 0.61× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
