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Side-by-side financial comparison of Vita Coco Company, Inc. (COCO) and TOMPKINS FINANCIAL CORP (TMP). Click either name above to swap in a different company.

TOMPKINS FINANCIAL CORP is the larger business by last-quarter revenue ($194.8M vs $179.8M, roughly 1.1× Vita Coco Company, Inc.). TOMPKINS FINANCIAL CORP runs the higher net margin — 49.4% vs 17.0%, a 32.5% gap on every dollar of revenue. On growth, TOMPKINS FINANCIAL CORP posted the faster year-over-year revenue change (152.7% vs 37.3%). Over the past eight quarters, TOMPKINS FINANCIAL CORP's revenue compounded faster (63.6% CAGR vs 11.7%).

The Vita Coco Company, doing business simply as Vita Coco, is an American beverage company which mainly sells coconut water. The largest brand globally in coconut/plant waters, Vita Coco has operations in 31 countries as of 2016. It is a benefit corporation. The company is owned by All Market Inc.

Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.

COCO vs TMP — Head-to-Head

Bigger by revenue
TMP
TMP
1.1× larger
TMP
$194.8M
$179.8M
COCO
Growing faster (revenue YoY)
TMP
TMP
+115.3% gap
TMP
152.7%
37.3%
COCO
Higher net margin
TMP
TMP
32.5% more per $
TMP
49.4%
17.0%
COCO
Faster 2-yr revenue CAGR
TMP
TMP
Annualised
TMP
63.6%
11.7%
COCO

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
COCO
COCO
TMP
TMP
Revenue
$179.8M
$194.8M
Net Profit
$30.5M
$96.2M
Gross Margin
39.9%
Operating Margin
18.7%
71.7%
Net Margin
17.0%
49.4%
Revenue YoY
37.3%
152.7%
Net Profit YoY
61.4%
388.9%
EPS (diluted)
$0.50
$6.72

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
COCO
COCO
TMP
TMP
Q1 26
$179.8M
Q4 25
$127.8M
$194.8M
Q3 25
$182.3M
$87.4M
Q2 25
$168.8M
$82.6M
Q1 25
$130.9M
$81.7M
Q4 24
$127.3M
$77.1M
Q3 24
$132.9M
$76.6M
Q2 24
$144.1M
$72.7M
Net Profit
COCO
COCO
TMP
TMP
Q1 26
$30.5M
Q4 25
$5.5M
$96.2M
Q3 25
$24.0M
$23.7M
Q2 25
$22.9M
$21.5M
Q1 25
$18.9M
$19.7M
Q4 24
$3.4M
$19.7M
Q3 24
$19.3M
$18.6M
Q2 24
$19.1M
$15.7M
Gross Margin
COCO
COCO
TMP
TMP
Q1 26
39.9%
Q4 25
34.9%
Q3 25
37.7%
Q2 25
36.3%
Q1 25
36.7%
Q4 24
32.5%
Q3 24
38.8%
Q2 24
40.8%
Operating Margin
COCO
COCO
TMP
TMP
Q1 26
18.7%
Q4 25
8.0%
71.7%
Q3 25
15.3%
35.6%
Q2 25
14.9%
34.2%
Q1 25
14.7%
31.6%
Q4 24
3.4%
33.4%
Q3 24
15.5%
32.0%
Q2 24
20.8%
28.3%
Net Margin
COCO
COCO
TMP
TMP
Q1 26
17.0%
Q4 25
4.3%
49.4%
Q3 25
13.2%
27.1%
Q2 25
13.6%
26.0%
Q1 25
14.4%
24.1%
Q4 24
2.6%
25.5%
Q3 24
14.5%
24.3%
Q2 24
13.2%
21.6%
EPS (diluted)
COCO
COCO
TMP
TMP
Q1 26
$0.50
Q4 25
$0.10
$6.72
Q3 25
$0.40
$1.65
Q2 25
$0.38
$1.50
Q1 25
$0.31
$1.37
Q4 24
$0.06
$1.39
Q3 24
$0.32
$1.30
Q2 24
$0.32
$1.10

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
COCO
COCO
TMP
TMP
Cash + ST InvestmentsLiquidity on hand
$201.9M
$132.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$352.2M
$938.4M
Total Assets
$488.3M
$8.7B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
COCO
COCO
TMP
TMP
Q1 26
$201.9M
Q4 25
$196.9M
$132.8M
Q3 25
$203.7M
$193.5M
Q2 25
$167.0M
$212.6M
Q1 25
$153.6M
$193.1M
Q4 24
$164.7M
$134.4M
Q3 24
$156.7M
$132.3M
Q2 24
$150.1M
$70.9M
Stockholders' Equity
COCO
COCO
TMP
TMP
Q1 26
$352.2M
Q4 25
$331.5M
$938.4M
Q3 25
$323.7M
$788.8M
Q2 25
$296.9M
$761.8M
Q1 25
$277.9M
$741.4M
Q4 24
$258.8M
$713.4M
Q3 24
$252.1M
$719.9M
Q2 24
$232.0M
$674.6M
Total Assets
COCO
COCO
TMP
TMP
Q1 26
$488.3M
Q4 25
$461.2M
$8.7B
Q3 25
$461.3M
$8.5B
Q2 25
$421.1M
$8.4B
Q1 25
$384.0M
$8.2B
Q4 24
$362.4M
$8.1B
Q3 24
$353.1M
$8.0B
Q2 24
$323.0M
$7.9B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
COCO
COCO
TMP
TMP
Operating Cash FlowLast quarter
$38.9M
Free Cash FlowOCF − Capex
$31.9M
FCF MarginFCF / Revenue
16.4%
Capex IntensityCapex / Revenue
3.6%
Cash ConversionOCF / Net Profit
0.40×
TTM Free Cash FlowTrailing 4 quarters
$105.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
COCO
COCO
TMP
TMP
Q1 26
Q4 25
$-3.9M
$38.9M
Q3 25
$39.1M
$34.9M
Q2 25
$21.8M
$18.9M
Q1 25
$-9.8M
$22.2M
Q4 24
$6.9M
$95.0M
Q3 24
$9.3M
$21.2M
Q2 24
$26.9M
$27.3M
Free Cash Flow
COCO
COCO
TMP
TMP
Q1 26
Q4 25
$-7.1M
$31.9M
Q3 25
$35.6M
$33.9M
Q2 25
$20.9M
$18.3M
Q1 25
$-10.4M
$20.9M
Q4 24
$6.8M
$88.8M
Q3 24
$8.9M
$18.9M
Q2 24
$26.6M
$26.3M
FCF Margin
COCO
COCO
TMP
TMP
Q1 26
Q4 25
-5.6%
16.4%
Q3 25
19.6%
38.8%
Q2 25
12.4%
22.1%
Q1 25
-7.9%
25.5%
Q4 24
5.3%
115.1%
Q3 24
6.7%
24.7%
Q2 24
18.5%
36.2%
Capex Intensity
COCO
COCO
TMP
TMP
Q1 26
Q4 25
2.5%
3.6%
Q3 25
1.9%
1.1%
Q2 25
0.6%
0.8%
Q1 25
0.4%
1.7%
Q4 24
0.1%
8.1%
Q3 24
0.3%
2.9%
Q2 24
0.2%
1.3%
Cash Conversion
COCO
COCO
TMP
TMP
Q1 26
Q4 25
-0.70×
0.40×
Q3 25
1.63×
1.47×
Q2 25
0.95×
0.88×
Q1 25
-0.52×
1.13×
Q4 24
2.05×
4.82×
Q3 24
0.48×
1.14×
Q2 24
1.41×
1.74×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

COCO
COCO

Subtotal$148.2M82%
Private Label$24.4M14%
Other$7.2M4%

TMP
TMP

Segment breakdown not available.

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