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Side-by-side financial comparison of CENTRAL PACIFIC FINANCIAL CORP (CPF) and CARRIAGE SERVICES INC (CSV). Click either name above to swap in a different company.
CARRIAGE SERVICES INC is the larger business by last-quarter revenue ($105.5M vs $72.9M, roughly 1.4× CENTRAL PACIFIC FINANCIAL CORP). CENTRAL PACIFIC FINANCIAL CORP runs the higher net margin — 28.4% vs 11.6%, a 16.8% gap on every dollar of revenue. On growth, CARRIAGE SERVICES INC posted the faster year-over-year revenue change (8.0% vs 6.0%). Over the past eight quarters, CENTRAL PACIFIC FINANCIAL CORP's revenue compounded faster (6.7% CAGR vs 1.0%).
Central Pacific Bank (CPB) is an American regional commercial bank located throughout the state of Hawaii.
Jardine Cycle & Carriage Limited is the investment holding company of Jardines in Southeast Asia. It is currently 75% held by the conglomerate.
CPF vs CSV — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $72.9M | $105.5M |
| Net Profit | $20.7M | $12.3M |
| Gross Margin | — | 34.8% |
| Operating Margin | — | 23.3% |
| Net Margin | 28.4% | 11.6% |
| Revenue YoY | 6.0% | 8.0% |
| Net Profit YoY | 16.7% | 24.5% |
| EPS (diluted) | $0.78 | $0.76 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $72.9M | — | ||
| Q4 25 | $76.3M | $105.5M | ||
| Q3 25 | $74.8M | $102.7M | ||
| Q2 25 | $72.8M | $102.1M | ||
| Q1 25 | $68.8M | $107.1M | ||
| Q4 24 | $58.4M | $97.7M | ||
| Q3 24 | $66.6M | $100.7M | ||
| Q2 24 | $64.0M | $102.3M |
| Q1 26 | $20.7M | — | ||
| Q4 25 | $22.9M | $12.3M | ||
| Q3 25 | $18.6M | $6.6M | ||
| Q2 25 | $18.3M | $11.7M | ||
| Q1 25 | $17.8M | $20.9M | ||
| Q4 24 | $11.3M | $9.9M | ||
| Q3 24 | $13.3M | $9.9M | ||
| Q2 24 | $15.8M | $6.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | 34.8% | ||
| Q3 25 | — | 35.3% | ||
| Q2 25 | — | 35.2% | ||
| Q1 25 | — | 35.3% | ||
| Q4 24 | — | 34.4% | ||
| Q3 24 | — | 35.2% | ||
| Q2 24 | — | 36.2% |
| Q1 26 | — | — | ||
| Q4 25 | 37.0% | 23.3% | ||
| Q3 25 | 31.6% | 17.0% | ||
| Q2 25 | 32.8% | 23.5% | ||
| Q1 25 | 32.8% | 29.5% | ||
| Q4 24 | 23.0% | 21.6% | ||
| Q3 24 | 25.6% | 22.7% | ||
| Q2 24 | 32.2% | 18.0% |
| Q1 26 | 28.4% | — | ||
| Q4 25 | 30.0% | 11.6% | ||
| Q3 25 | 24.8% | 6.4% | ||
| Q2 25 | 25.1% | 11.5% | ||
| Q1 25 | 25.8% | 19.5% | ||
| Q4 24 | 19.4% | 10.1% | ||
| Q3 24 | 20.0% | 9.8% | ||
| Q2 24 | 24.7% | 6.1% |
| Q1 26 | $0.78 | — | ||
| Q4 25 | $0.85 | $0.76 | ||
| Q3 25 | $0.69 | $0.41 | ||
| Q2 25 | $0.67 | $0.74 | ||
| Q1 25 | $0.65 | $1.34 | ||
| Q4 24 | $0.42 | $0.62 | ||
| Q3 24 | $0.49 | $0.63 | ||
| Q2 24 | $0.58 | $0.40 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $1.7M |
| Total DebtLower is stronger | $76.5M | — |
| Stockholders' EquityBook value | $593.9M | $254.8M |
| Total Assets | $7.5B | $1.3B |
| Debt / EquityLower = less leverage | 0.13× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $1.7M | ||
| Q3 25 | — | $1.2M | ||
| Q2 25 | — | $1.4M | ||
| Q1 25 | — | $4.6M | ||
| Q4 24 | — | $1.2M | ||
| Q3 24 | — | $1.3M | ||
| Q2 24 | — | $1.5M |
| Q1 26 | $76.5M | — | ||
| Q4 25 | $76.5M | — | ||
| Q3 25 | $131.5M | — | ||
| Q2 25 | $131.5M | — | ||
| Q1 25 | $131.4M | — | ||
| Q4 24 | $156.3M | — | ||
| Q3 24 | $156.3M | — | ||
| Q2 24 | $156.2M | — |
| Q1 26 | $593.9M | — | ||
| Q4 25 | $592.6M | $254.8M | ||
| Q3 25 | $588.1M | $242.1M | ||
| Q2 25 | $568.9M | $235.4M | ||
| Q1 25 | $557.4M | $223.1M | ||
| Q4 24 | $538.4M | $208.6M | ||
| Q3 24 | $543.7M | $198.1M | ||
| Q2 24 | $518.6M | $187.9M |
| Q1 26 | $7.5B | — | ||
| Q4 25 | $7.4B | $1.3B | ||
| Q3 25 | $7.4B | $1.3B | ||
| Q2 25 | $7.4B | $1.3B | ||
| Q1 25 | $7.4B | $1.3B | ||
| Q4 24 | $7.5B | $1.3B | ||
| Q3 24 | $7.4B | $1.3B | ||
| Q2 24 | $7.4B | $1.3B |
| Q1 26 | 0.13× | — | ||
| Q4 25 | 0.13× | — | ||
| Q3 25 | 0.22× | — | ||
| Q2 25 | 0.23× | — | ||
| Q1 25 | 0.24× | — | ||
| Q4 24 | 0.29× | — | ||
| Q3 24 | 0.29× | — | ||
| Q2 24 | 0.30× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $14.1M |
| Free Cash FlowOCF − Capex | — | $6.2M |
| FCF MarginFCF / Revenue | — | 5.9% |
| Capex IntensityCapex / Revenue | — | 7.5% |
| Cash ConversionOCF / Net Profit | — | 1.15× |
| TTM Free Cash FlowTrailing 4 quarters | — | $40.1M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $97.5M | $14.1M | ||
| Q3 25 | $22.2M | $24.7M | ||
| Q2 25 | $34.3M | $8.1M | ||
| Q1 25 | $20.4M | $13.8M | ||
| Q4 24 | $90.5M | $9.3M | ||
| Q3 24 | $21.3M | $20.9M | ||
| Q2 24 | $25.9M | $2.2M |
| Q1 26 | — | — | ||
| Q4 25 | $92.3M | $6.2M | ||
| Q3 25 | $21.4M | $18.0M | ||
| Q2 25 | $32.3M | $5.2M | ||
| Q1 25 | $19.6M | $10.6M | ||
| Q4 24 | $75.4M | $4.9M | ||
| Q3 24 | $15.6M | $16.2M | ||
| Q2 24 | $21.3M | $-1.4M |
| Q1 26 | — | — | ||
| Q4 25 | 121.0% | 5.9% | ||
| Q3 25 | 28.6% | 17.5% | ||
| Q2 25 | 44.3% | 5.1% | ||
| Q1 25 | 28.4% | 9.9% | ||
| Q4 24 | 129.2% | 5.0% | ||
| Q3 24 | 23.5% | 16.1% | ||
| Q2 24 | 33.2% | -1.4% |
| Q1 26 | — | — | ||
| Q4 25 | 6.8% | 7.5% | ||
| Q3 25 | 1.2% | 6.5% | ||
| Q2 25 | 2.7% | 2.8% | ||
| Q1 25 | 1.3% | 3.0% | ||
| Q4 24 | 25.8% | 4.5% | ||
| Q3 24 | 8.5% | 4.6% | ||
| Q2 24 | 7.3% | 3.5% |
| Q1 26 | — | — | ||
| Q4 25 | 4.26× | 1.15× | ||
| Q3 25 | 1.20× | 3.76× | ||
| Q2 25 | 1.88× | 0.69× | ||
| Q1 25 | 1.15× | 0.66× | ||
| Q4 24 | 7.98× | 0.94× | ||
| Q3 24 | 1.60× | 2.11× | ||
| Q2 24 | 1.64× | 0.34× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CPF
Segment breakdown not available.
CSV
| Propertyand Merchandise | $47.8M | 45% |
| Cemetery Interment Rights | $24.8M | 23% |
| Merchandise | $18.9M | 18% |
| Other Revenue | $10.2M | 10% |
| Other | $3.9M | 4% |
