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Side-by-side financial comparison of CENTRAL PACIFIC FINANCIAL CORP (CPF) and NATURES SUNSHINE PRODUCTS INC (NATR). Click either name above to swap in a different company.

NATURES SUNSHINE PRODUCTS INC is the larger business by last-quarter revenue ($123.8M vs $72.9M, roughly 1.7× CENTRAL PACIFIC FINANCIAL CORP). CENTRAL PACIFIC FINANCIAL CORP runs the higher net margin — 28.4% vs 3.3%, a 25.1% gap on every dollar of revenue. On growth, CENTRAL PACIFIC FINANCIAL CORP posted the faster year-over-year revenue change (6.0% vs 4.7%). Over the past eight quarters, CENTRAL PACIFIC FINANCIAL CORP's revenue compounded faster (6.7% CAGR vs 5.6%).

Central Pacific Bank (CPB) is an American regional commercial bank located throughout the state of Hawaii.

Nature's Sunshine Products, Inc. also known as "NSP", is a manufacturer of dietary supplements, including herbs, vitamins, minerals, and personal care products. It is based in Lehi, Utah, with a manufacturing facility in Spanish Fork, Utah.

CPF vs NATR — Head-to-Head

Bigger by revenue
NATR
NATR
1.7× larger
NATR
$123.8M
$72.9M
CPF
Growing faster (revenue YoY)
CPF
CPF
+1.3% gap
CPF
6.0%
4.7%
NATR
Higher net margin
CPF
CPF
25.1% more per $
CPF
28.4%
3.3%
NATR
Faster 2-yr revenue CAGR
CPF
CPF
Annualised
CPF
6.7%
5.6%
NATR

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
CPF
CPF
NATR
NATR
Revenue
$72.9M
$123.8M
Net Profit
$20.7M
$4.1M
Gross Margin
72.5%
Operating Margin
4.3%
Net Margin
28.4%
3.3%
Revenue YoY
6.0%
4.7%
Net Profit YoY
16.7%
1379.4%
EPS (diluted)
$0.78
$0.23

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CPF
CPF
NATR
NATR
Q1 26
$72.9M
Q4 25
$76.3M
$123.8M
Q3 25
$74.8M
$128.3M
Q2 25
$72.8M
$114.8M
Q1 25
$68.8M
$113.2M
Q4 24
$58.4M
$118.2M
Q3 24
$66.6M
$114.6M
Q2 24
$64.0M
$110.6M
Net Profit
CPF
CPF
NATR
NATR
Q1 26
$20.7M
Q4 25
$22.9M
$4.1M
Q3 25
$18.6M
$5.3M
Q2 25
$18.3M
$5.3M
Q1 25
$17.8M
$4.7M
Q4 24
$11.3M
$-321.0K
Q3 24
$13.3M
$4.3M
Q2 24
$15.8M
$1.3M
Gross Margin
CPF
CPF
NATR
NATR
Q1 26
Q4 25
72.5%
Q3 25
73.3%
Q2 25
71.7%
Q1 25
72.1%
Q4 24
72.0%
Q3 24
71.3%
Q2 24
71.4%
Operating Margin
CPF
CPF
NATR
NATR
Q1 26
Q4 25
37.0%
4.3%
Q3 25
31.6%
7.0%
Q2 25
32.8%
3.7%
Q1 25
32.8%
5.4%
Q4 24
23.0%
3.8%
Q3 24
25.6%
4.6%
Q2 24
32.2%
5.1%
Net Margin
CPF
CPF
NATR
NATR
Q1 26
28.4%
Q4 25
30.0%
3.3%
Q3 25
24.8%
4.2%
Q2 25
25.1%
4.6%
Q1 25
25.8%
4.2%
Q4 24
19.4%
-0.3%
Q3 24
20.0%
3.8%
Q2 24
24.7%
1.2%
EPS (diluted)
CPF
CPF
NATR
NATR
Q1 26
$0.78
Q4 25
$0.85
$0.23
Q3 25
$0.69
$0.30
Q2 25
$0.67
$0.28
Q1 25
$0.65
$0.25
Q4 24
$0.42
$-0.02
Q3 24
$0.49
$0.23
Q2 24
$0.58
$0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CPF
CPF
NATR
NATR
Cash + ST InvestmentsLiquidity on hand
$93.9M
Total DebtLower is stronger
$76.5M
Stockholders' EquityBook value
$593.9M
$161.6M
Total Assets
$7.5B
$261.1M
Debt / EquityLower = less leverage
0.13×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CPF
CPF
NATR
NATR
Q1 26
Q4 25
$93.9M
Q3 25
$95.6M
Q2 25
$81.3M
Q1 25
$86.5M
Q4 24
$84.7M
Q3 24
$78.7M
Q2 24
$68.7M
Total Debt
CPF
CPF
NATR
NATR
Q1 26
$76.5M
Q4 25
$76.5M
Q3 25
$131.5M
Q2 25
$131.5M
Q1 25
$131.4M
Q4 24
$156.3M
Q3 24
$156.3M
Q2 24
$156.2M
Stockholders' Equity
CPF
CPF
NATR
NATR
Q1 26
$593.9M
Q4 25
$592.6M
$161.6M
Q3 25
$588.1M
$166.7M
Q2 25
$568.9M
$163.7M
Q1 25
$557.4M
$167.1M
Q4 24
$538.4M
$161.0M
Q3 24
$543.7M
$162.6M
Q2 24
$518.6M
$156.4M
Total Assets
CPF
CPF
NATR
NATR
Q1 26
$7.5B
Q4 25
$7.4B
$261.1M
Q3 25
$7.4B
$264.8M
Q2 25
$7.4B
$254.9M
Q1 25
$7.4B
$252.7M
Q4 24
$7.5B
$240.9M
Q3 24
$7.4B
$245.3M
Q2 24
$7.4B
$235.8M
Debt / Equity
CPF
CPF
NATR
NATR
Q1 26
0.13×
Q4 25
0.13×
Q3 25
0.22×
Q2 25
0.23×
Q1 25
0.24×
Q4 24
0.29×
Q3 24
0.29×
Q2 24
0.30×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CPF
CPF
NATR
NATR
Operating Cash FlowLast quarter
$9.9M
Free Cash FlowOCF − Capex
$7.6M
FCF MarginFCF / Revenue
6.1%
Capex IntensityCapex / Revenue
1.9%
Cash ConversionOCF / Net Profit
2.41×
TTM Free Cash FlowTrailing 4 quarters
$28.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CPF
CPF
NATR
NATR
Q1 26
Q4 25
$97.5M
$9.9M
Q3 25
$22.2M
$18.5M
Q2 25
$34.3M
$4.3M
Q1 25
$20.4M
$2.6M
Q4 24
$90.5M
$12.2M
Q3 24
$21.3M
$9.6M
Q2 24
$25.9M
$1.3M
Free Cash Flow
CPF
CPF
NATR
NATR
Q1 26
Q4 25
$92.3M
$7.6M
Q3 25
$21.4M
$16.8M
Q2 25
$32.3M
$3.0M
Q1 25
$19.6M
$1.5M
Q4 24
$75.4M
$10.0M
Q3 24
$15.6M
$7.9M
Q2 24
$21.3M
$-2.0M
FCF Margin
CPF
CPF
NATR
NATR
Q1 26
Q4 25
121.0%
6.1%
Q3 25
28.6%
13.1%
Q2 25
44.3%
2.6%
Q1 25
28.4%
1.3%
Q4 24
129.2%
8.5%
Q3 24
23.5%
6.9%
Q2 24
33.2%
-1.9%
Capex Intensity
CPF
CPF
NATR
NATR
Q1 26
Q4 25
6.8%
1.9%
Q3 25
1.2%
1.3%
Q2 25
2.7%
1.2%
Q1 25
1.3%
1.0%
Q4 24
25.8%
1.9%
Q3 24
8.5%
1.5%
Q2 24
7.3%
3.0%
Cash Conversion
CPF
CPF
NATR
NATR
Q1 26
Q4 25
4.26×
2.41×
Q3 25
1.20×
3.46×
Q2 25
1.88×
0.81×
Q1 25
1.15×
0.55×
Q4 24
7.98×
Q3 24
1.60×
2.21×
Q2 24
1.64×
0.97×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CPF
CPF

Segment breakdown not available.

NATR
NATR

Other$68.1M55%
General Health Products$20.2M16%
Digestive Products$13.8M11%
Cardiovascular Products$12.1M10%
Personal Care Products$4.4M4%
Immunity Products$3.1M3%
Weight Management Products$2.1M2%

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