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Side-by-side financial comparison of CENTRAL PACIFIC FINANCIAL CORP (CPF) and SHENANDOAH TELECOMMUNICATIONS CO (SHEN). Click either name above to swap in a different company.

SHENANDOAH TELECOMMUNICATIONS CO is the larger business by last-quarter revenue ($91.6M vs $72.9M, roughly 1.3× CENTRAL PACIFIC FINANCIAL CORP). CENTRAL PACIFIC FINANCIAL CORP runs the higher net margin — 28.4% vs -5.9%, a 34.3% gap on every dollar of revenue. On growth, SHENANDOAH TELECOMMUNICATIONS CO posted the faster year-over-year revenue change (7.2% vs 6.0%). Over the past eight quarters, SHENANDOAH TELECOMMUNICATIONS CO's revenue compounded faster (15.0% CAGR vs 6.7%).

Central Pacific Bank (CPB) is an American regional commercial bank located throughout the state of Hawaii.

Shenandoah Telecommunications Co is a U.S. regional telecom provider offering broadband internet, wireless voice/data services, digital cable TV, and fiber-optic solutions. It serves residential, small business and enterprise clients across Mid-Atlantic states, focusing on underserved rural and suburban markets in Virginia, West Virginia, Maryland and Pennsylvania.

CPF vs SHEN — Head-to-Head

Bigger by revenue
SHEN
SHEN
1.3× larger
SHEN
$91.6M
$72.9M
CPF
Growing faster (revenue YoY)
SHEN
SHEN
+1.2% gap
SHEN
7.2%
6.0%
CPF
Higher net margin
CPF
CPF
34.3% more per $
CPF
28.4%
-5.9%
SHEN
Faster 2-yr revenue CAGR
SHEN
SHEN
Annualised
SHEN
15.0%
6.7%
CPF

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
CPF
CPF
SHEN
SHEN
Revenue
$72.9M
$91.6M
Net Profit
$20.7M
$-5.4M
Gross Margin
Operating Margin
-1.0%
Net Margin
28.4%
-5.9%
Revenue YoY
6.0%
7.2%
Net Profit YoY
16.7%
-95.8%
EPS (diluted)
$0.78
$-0.13

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CPF
CPF
SHEN
SHEN
Q1 26
$72.9M
Q4 25
$76.3M
$91.6M
Q3 25
$74.8M
$89.8M
Q2 25
$72.8M
$88.6M
Q1 25
$68.8M
$87.9M
Q4 24
$58.4M
$85.4M
Q3 24
$66.6M
$87.6M
Q2 24
$64.0M
$85.8M
Net Profit
CPF
CPF
SHEN
SHEN
Q1 26
$20.7M
Q4 25
$22.9M
$-5.4M
Q3 25
$18.6M
$-9.4M
Q2 25
$18.3M
$-9.0M
Q1 25
$17.8M
$-9.1M
Q4 24
$11.3M
$-2.7M
Q3 24
$13.3M
$-5.3M
Q2 24
$15.8M
$-12.9M
Operating Margin
CPF
CPF
SHEN
SHEN
Q1 26
Q4 25
37.0%
-1.0%
Q3 25
31.6%
-8.0%
Q2 25
32.8%
-10.3%
Q1 25
32.8%
-6.9%
Q4 24
23.0%
-6.7%
Q3 24
25.6%
-4.8%
Q2 24
32.2%
-18.5%
Net Margin
CPF
CPF
SHEN
SHEN
Q1 26
28.4%
Q4 25
30.0%
-5.9%
Q3 25
24.8%
-10.5%
Q2 25
25.1%
-10.2%
Q1 25
25.8%
-10.4%
Q4 24
19.4%
-3.2%
Q3 24
20.0%
-6.0%
Q2 24
24.7%
-15.0%
EPS (diluted)
CPF
CPF
SHEN
SHEN
Q1 26
$0.78
Q4 25
$0.85
$-0.13
Q3 25
$0.69
$-0.20
Q2 25
$0.67
$-0.19
Q1 25
$0.65
$-0.19
Q4 24
$0.42
$-0.34
Q3 24
$0.49
$-0.13
Q2 24
$0.58
$-0.24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CPF
CPF
SHEN
SHEN
Cash + ST InvestmentsLiquidity on hand
$27.3M
Total DebtLower is stronger
$76.5M
$642.4M
Stockholders' EquityBook value
$593.9M
$880.8M
Total Assets
$7.5B
$1.9B
Debt / EquityLower = less leverage
0.13×
0.73×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CPF
CPF
SHEN
SHEN
Q1 26
Q4 25
$27.3M
Q3 25
$22.6M
Q2 25
$29.1M
Q1 25
$87.5M
Q4 24
$46.3M
Q3 24
$43.1M
Q2 24
$43.8M
Total Debt
CPF
CPF
SHEN
SHEN
Q1 26
$76.5M
Q4 25
$76.5M
$642.4M
Q3 25
$131.5M
$535.4M
Q2 25
$131.5M
$513.1M
Q1 25
$131.4M
$515.8M
Q4 24
$156.3M
$418.0M
Q3 24
$156.3M
$345.2M
Q2 24
$156.2M
$297.4M
Stockholders' Equity
CPF
CPF
SHEN
SHEN
Q1 26
$593.9M
Q4 25
$592.6M
$880.8M
Q3 25
$588.1M
$892.7M
Q2 25
$568.9M
$902.0M
Q1 25
$557.4M
$910.5M
Q4 24
$538.4M
$918.6M
Q3 24
$543.7M
$925.4M
Q2 24
$518.6M
$933.1M
Total Assets
CPF
CPF
SHEN
SHEN
Q1 26
$7.5B
Q4 25
$7.4B
$1.9B
Q3 25
$7.4B
$1.9B
Q2 25
$7.4B
$1.8B
Q1 25
$7.4B
$1.8B
Q4 24
$7.5B
$1.7B
Q3 24
$7.4B
$1.7B
Q2 24
$7.4B
$1.7B
Debt / Equity
CPF
CPF
SHEN
SHEN
Q1 26
0.13×
Q4 25
0.13×
0.73×
Q3 25
0.22×
0.60×
Q2 25
0.23×
0.57×
Q1 25
0.24×
0.57×
Q4 24
0.29×
0.46×
Q3 24
0.29×
0.37×
Q2 24
0.30×
0.32×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CPF
CPF
SHEN
SHEN
Operating Cash FlowLast quarter
$28.8M
Free Cash FlowOCF − Capex
$-78.6M
FCF MarginFCF / Revenue
-85.8%
Capex IntensityCapex / Revenue
117.2%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-257.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CPF
CPF
SHEN
SHEN
Q1 26
Q4 25
$97.5M
$28.8M
Q3 25
$22.2M
$30.7M
Q2 25
$34.3M
$20.9M
Q1 25
$20.4M
$20.5M
Q4 24
$90.5M
$20.6M
Q3 24
$21.3M
$24.3M
Q2 24
$25.9M
$2.5M
Free Cash Flow
CPF
CPF
SHEN
SHEN
Q1 26
Q4 25
$92.3M
$-78.6M
Q3 25
$21.4M
$-51.4M
Q2 25
$32.3M
$-65.3M
Q1 25
$19.6M
$-62.7M
Q4 24
$75.4M
$-72.0M
Q3 24
$15.6M
$-51.3M
Q2 24
$21.3M
$-78.3M
FCF Margin
CPF
CPF
SHEN
SHEN
Q1 26
Q4 25
121.0%
-85.8%
Q3 25
28.6%
-57.2%
Q2 25
44.3%
-73.7%
Q1 25
28.4%
-71.3%
Q4 24
129.2%
-84.3%
Q3 24
23.5%
-58.5%
Q2 24
33.2%
-91.3%
Capex Intensity
CPF
CPF
SHEN
SHEN
Q1 26
Q4 25
6.8%
117.2%
Q3 25
1.2%
91.4%
Q2 25
2.7%
97.3%
Q1 25
1.3%
94.7%
Q4 24
25.8%
108.4%
Q3 24
8.5%
86.2%
Q2 24
7.3%
94.2%
Cash Conversion
CPF
CPF
SHEN
SHEN
Q1 26
Q4 25
4.26×
Q3 25
1.20×
Q2 25
1.88×
Q1 25
1.15×
Q4 24
7.98×
Q3 24
1.60×
Q2 24
1.64×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CPF
CPF

Segment breakdown not available.

SHEN
SHEN

Residential And SMB Incumbent Broadband$41.5M45%
Residential And SMB Glo Fiber Expansion Markets$23.0M25%
Commercial Fiber$20.3M22%
RLEC Other$6.8M7%

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