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Side-by-side financial comparison of COMMUNITY TRUST BANCORP INC (CTBI) and Plymouth Industrial REIT, Inc. (PLYM). Click either name above to swap in a different company.

COMMUNITY TRUST BANCORP INC is the larger business by last-quarter revenue ($74.7M vs $51.2M, roughly 1.5× Plymouth Industrial REIT, Inc.). COMMUNITY TRUST BANCORP INC runs the higher net margin — 36.5% vs -106.3%, a 142.8% gap on every dollar of revenue. On growth, COMMUNITY TRUST BANCORP INC posted the faster year-over-year revenue change (13.8% vs -1.4%). Over the past eight quarters, COMMUNITY TRUST BANCORP INC's revenue compounded faster (12.8% CAGR vs 0.4%).

Community Trust Bancorp is an American regional bank holding company that was founded in 1903 as Pikeville National Bank. The renamed corporation continues to have its headquarters in Pikeville, Kentucky, at the heart of Appalachia. Community Trust Bancorp operates a commercial bank, Community Trust Bank, and a trust company, Community Trust and Investment Company of Lexington.

Plymouth Industrial REIT, Inc. is a real estate investment trust focused on owning, operating, and acquiring high-quality industrial properties including distribution centers, warehouses, and light industrial facilities across key U.S. logistics hubs. It serves tenants in e-commerce, retail, manufacturing, and third-party logistics sectors, supporting diverse business supply chain needs.

CTBI vs PLYM — Head-to-Head

Bigger by revenue
CTBI
CTBI
1.5× larger
CTBI
$74.7M
$51.2M
PLYM
Growing faster (revenue YoY)
CTBI
CTBI
+15.1% gap
CTBI
13.8%
-1.4%
PLYM
Higher net margin
CTBI
CTBI
142.8% more per $
CTBI
36.5%
-106.3%
PLYM
Faster 2-yr revenue CAGR
CTBI
CTBI
Annualised
CTBI
12.8%
0.4%
PLYM

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
CTBI
CTBI
PLYM
PLYM
Revenue
$74.7M
$51.2M
Net Profit
$27.3M
$-54.4M
Gross Margin
Operating Margin
47.3%
-102.5%
Net Margin
36.5%
-106.3%
Revenue YoY
13.8%
-1.4%
Net Profit YoY
21.3%
-248.5%
EPS (diluted)
$1.51
$-1.23

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CTBI
CTBI
PLYM
PLYM
Q4 25
$74.7M
Q3 25
$71.5M
$51.2M
Q2 25
$70.2M
$47.2M
Q1 25
$66.2M
$45.6M
Q4 24
$65.7M
$47.6M
Q3 24
$62.8M
$51.9M
Q2 24
$61.4M
$48.7M
Q1 24
$58.7M
$50.2M
Net Profit
CTBI
CTBI
PLYM
PLYM
Q4 25
$27.3M
Q3 25
$23.9M
$-54.4M
Q2 25
$24.9M
$-6.1M
Q1 25
$22.0M
$5.8M
Q4 24
$22.5M
$147.4M
Q3 24
$22.1M
$-15.6M
Q2 24
$19.5M
$1.3M
Q1 24
$18.7M
$6.2M
Operating Margin
CTBI
CTBI
PLYM
PLYM
Q4 25
47.3%
Q3 25
43.2%
-102.5%
Q2 25
46.2%
-10.3%
Q1 25
42.9%
Q4 24
44.7%
Q3 24
43.8%
-29.6%
Q2 24
42.3%
2.7%
Q1 24
40.6%
Net Margin
CTBI
CTBI
PLYM
PLYM
Q4 25
36.5%
Q3 25
33.4%
-106.3%
Q2 25
35.5%
-12.9%
Q1 25
33.2%
12.8%
Q4 24
34.2%
309.9%
Q3 24
35.3%
-30.1%
Q2 24
31.8%
2.7%
Q1 24
31.8%
12.4%
EPS (diluted)
CTBI
CTBI
PLYM
PLYM
Q4 25
$1.51
Q3 25
$1.32
$-1.23
Q2 25
$1.38
$-0.14
Q1 25
$1.22
$0.13
Q4 24
$1.25
$3.24
Q3 24
$1.23
$-0.35
Q2 24
$1.09
$0.03
Q1 24
$1.04
$0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CTBI
CTBI
PLYM
PLYM
Cash + ST InvestmentsLiquidity on hand
$363.7M
Total DebtLower is stronger
$63.8M
Stockholders' EquityBook value
$856.1M
$470.1M
Total Assets
$6.7B
$1.6B
Debt / EquityLower = less leverage
0.07×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CTBI
CTBI
PLYM
PLYM
Q4 25
$363.7M
Q3 25
$507.6M
Q2 25
$395.3M
Q1 25
$340.7M
Q4 24
$369.5M
Q3 24
$240.9M
Q2 24
$161.7M
Q1 24
$293.3M
Total Debt
CTBI
CTBI
PLYM
PLYM
Q4 25
$63.8M
Q3 25
Q2 25
Q1 25
Q4 24
$64.0M
$646.4M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CTBI
CTBI
PLYM
PLYM
Q4 25
$856.1M
Q3 25
$831.4M
$470.1M
Q2 25
$806.9M
$539.6M
Q1 25
$784.2M
$571.0M
Q4 24
$757.6M
$579.5M
Q3 24
$760.8M
$436.5M
Q2 24
$719.3M
$475.2M
Q1 24
$707.7M
$484.6M
Total Assets
CTBI
CTBI
PLYM
PLYM
Q4 25
$6.7B
Q3 25
$6.6B
$1.6B
Q2 25
$6.4B
$1.6B
Q1 25
$6.3B
$1.4B
Q4 24
$6.2B
$1.4B
Q3 24
$6.0B
$1.5B
Q2 24
$5.8B
$1.4B
Q1 24
$5.9B
$1.4B
Debt / Equity
CTBI
CTBI
PLYM
PLYM
Q4 25
0.07×
Q3 25
Q2 25
Q1 25
Q4 24
0.08×
1.12×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CTBI
CTBI
PLYM
PLYM
Operating Cash FlowLast quarter
$105.0M
$20.0M
Free Cash FlowOCF − Capex
$97.4M
FCF MarginFCF / Revenue
130.3%
Capex IntensityCapex / Revenue
10.2%
Cash ConversionOCF / Net Profit
3.85×
TTM Free Cash FlowTrailing 4 quarters
$181.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CTBI
CTBI
PLYM
PLYM
Q4 25
$105.0M
Q3 25
$37.5M
$20.0M
Q2 25
$15.9M
$23.4M
Q1 25
$36.6M
$15.6M
Q4 24
$105.3M
$96.1M
Q3 24
$36.7M
$17.6M
Q2 24
$20.0M
$19.9M
Q1 24
$26.2M
$16.6M
Free Cash Flow
CTBI
CTBI
PLYM
PLYM
Q4 25
$97.4M
Q3 25
$36.4M
Q2 25
$13.6M
Q1 25
$34.5M
Q4 24
$97.2M
Q3 24
$35.4M
Q2 24
$18.4M
Q1 24
$24.0M
FCF Margin
CTBI
CTBI
PLYM
PLYM
Q4 25
130.3%
Q3 25
50.8%
Q2 25
19.3%
Q1 25
52.2%
Q4 24
148.0%
Q3 24
56.4%
Q2 24
30.1%
Q1 24
40.9%
Capex Intensity
CTBI
CTBI
PLYM
PLYM
Q4 25
10.2%
Q3 25
1.7%
Q2 25
3.4%
Q1 25
3.1%
Q4 24
12.3%
Q3 24
2.1%
Q2 24
2.5%
Q1 24
3.7%
Cash Conversion
CTBI
CTBI
PLYM
PLYM
Q4 25
3.85×
Q3 25
1.57×
Q2 25
0.64×
Q1 25
1.66×
2.67×
Q4 24
4.68×
0.65×
Q3 24
1.66×
Q2 24
1.02×
15.12×
Q1 24
1.40×
2.67×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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