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Side-by-side financial comparison of Commercial Vehicle Group, Inc. (CVGI) and OFG BANCORP (OFG). Click either name above to swap in a different company.
OFG BANCORP is the larger business by last-quarter revenue ($184.3M vs $154.8M, roughly 1.2× Commercial Vehicle Group, Inc.). On growth, OFG BANCORP posted the faster year-over-year revenue change (0.9% vs -5.2%). OFG BANCORP produced more free cash flow last quarter ($199.3M vs $8.7M). Over the past eight quarters, OFG BANCORP's revenue compounded faster (2.8% CAGR vs -10.8%).
WABCO Holdings, Inc. was a U.S.-based provider of electronic braking, stability, suspension and transmission automation systems for heavy-duty commercial vehicles. In 2007, the Vehicle Control Systems was spun off as WABCO Holdings Inc., an American provider of electronic braking, stability, suspension and transmission automation systems for heavy-duty commercial vehicles. Their products are present in many commercial vehicles such as trucks, buses, trailers and off-highway vehicles but they ...
OFG Bancorp, founded in 1964, is the financial holding company for Oriental Bank, located in San Juan, Puerto Rico. OFG offers a wide range of retail and commercial banking, lending and wealth management products, services and technology, primarily in Puerto Rico and the U.S. Virgin Islands through its principal subsidiaries: Oriental Bank, Oriental Financial Services LLC, and Oriental Insurance LLC. Its headquarters are located at Oriental Center, 254 Muñoz Rivera Avenue, San Juan, PR 00918....
CVGI vs OFG — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $154.8M | $184.3M |
| Net Profit | — | $55.9M |
| Gross Margin | 9.7% | — |
| Operating Margin | -1.2% | 25.7% |
| Net Margin | — | 30.3% |
| Revenue YoY | -5.2% | 0.9% |
| Net Profit YoY | — | 11.0% |
| EPS (diluted) | — | $1.27 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $154.8M | $184.3M | ||
| Q3 25 | $152.5M | $186.2M | ||
| Q2 25 | $172.0M | $182.4M | ||
| Q1 25 | $169.8M | $178.6M | ||
| Q4 24 | $163.3M | $182.7M | ||
| Q3 24 | $171.8M | $174.7M | ||
| Q2 24 | $193.7M | $179.8M | ||
| Q1 24 | $194.6M | $174.4M |
| Q4 25 | — | $55.9M | ||
| Q3 25 | $-7.1M | $51.8M | ||
| Q2 25 | $-4.8M | $51.8M | ||
| Q1 25 | $-4.3M | $45.6M | ||
| Q4 24 | — | $50.3M | ||
| Q3 24 | $9.5M | $47.0M | ||
| Q2 24 | $-1.6M | $51.1M | ||
| Q1 24 | $2.9M | $49.7M |
| Q4 25 | 9.7% | — | ||
| Q3 25 | 10.5% | — | ||
| Q2 25 | 11.4% | — | ||
| Q1 25 | 10.5% | — | ||
| Q4 24 | 8.0% | — | ||
| Q3 24 | 9.6% | — | ||
| Q2 24 | 10.6% | — | ||
| Q1 24 | 11.9% | — |
| Q4 25 | -1.2% | 25.7% | ||
| Q3 25 | -0.7% | 33.0% | ||
| Q2 25 | 0.5% | 36.1% | ||
| Q1 25 | 0.8% | 33.3% | ||
| Q4 24 | -3.2% | 28.9% | ||
| Q3 24 | -0.6% | 35.4% | ||
| Q2 24 | 0.5% | 39.6% | ||
| Q1 24 | 2.3% | 38.9% |
| Q4 25 | — | 30.3% | ||
| Q3 25 | -4.6% | 27.8% | ||
| Q2 25 | -2.8% | 28.4% | ||
| Q1 25 | -2.5% | 25.5% | ||
| Q4 24 | — | 27.6% | ||
| Q3 24 | 5.5% | 26.9% | ||
| Q2 24 | -0.8% | 28.4% | ||
| Q1 24 | 1.5% | 28.5% |
| Q4 25 | — | $1.27 | ||
| Q3 25 | — | $1.16 | ||
| Q2 25 | — | $1.15 | ||
| Q1 25 | — | $1.00 | ||
| Q4 24 | — | $1.10 | ||
| Q3 24 | — | $1.00 | ||
| Q2 24 | $-0.05 | $1.08 | ||
| Q1 24 | $0.09 | $1.05 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $1.0B |
| Total DebtLower is stronger | $104.9M | — |
| Stockholders' EquityBook value | $133.4M | $1.4B |
| Total Assets | $391.7M | $12.5B |
| Debt / EquityLower = less leverage | 0.79× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $1.0B | ||
| Q3 25 | — | $740.3M | ||
| Q2 25 | — | $851.8M | ||
| Q1 25 | — | $710.6M | ||
| Q4 24 | — | $591.1M | ||
| Q3 24 | — | $680.6M | ||
| Q2 24 | — | $740.4M | ||
| Q1 24 | — | $754.4M |
| Q4 25 | $104.9M | — | ||
| Q3 25 | $108.2M | — | ||
| Q2 25 | $118.2M | — | ||
| Q1 25 | $117.4M | — | ||
| Q4 24 | $135.5M | — | ||
| Q3 24 | $128.8M | — | ||
| Q2 24 | $142.0M | — | ||
| Q1 24 | $155.7M | — |
| Q4 25 | $133.4M | $1.4B | ||
| Q3 25 | $136.5M | $1.4B | ||
| Q2 25 | $142.6M | $1.3B | ||
| Q1 25 | $136.7M | $1.3B | ||
| Q4 24 | $135.6M | $1.3B | ||
| Q3 24 | $179.3M | $1.3B | ||
| Q2 24 | $169.6M | $1.2B | ||
| Q1 24 | $175.5M | $1.2B |
| Q4 25 | $391.7M | $12.5B | ||
| Q3 25 | $400.3M | $12.2B | ||
| Q2 25 | $429.8M | $12.2B | ||
| Q1 25 | $419.8M | $11.7B | ||
| Q4 24 | $424.6M | $11.5B | ||
| Q3 24 | $495.3M | $11.5B | ||
| Q2 24 | $503.2M | $11.3B | ||
| Q1 24 | $509.2M | $11.2B |
| Q4 25 | 0.79× | — | ||
| Q3 25 | 0.79× | — | ||
| Q2 25 | 0.83× | — | ||
| Q1 25 | 0.86× | — | ||
| Q4 24 | 1.00× | — | ||
| Q3 24 | 0.72× | — | ||
| Q2 24 | 0.84× | — | ||
| Q1 24 | 0.89× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $12.3M | $217.7M |
| Free Cash FlowOCF − Capex | $8.7M | $199.3M |
| FCF MarginFCF / Revenue | 5.6% | 108.1% |
| Capex IntensityCapex / Revenue | 2.3% | 10.0% |
| Cash ConversionOCF / Net Profit | — | 3.90× |
| TTM Free Cash FlowTrailing 4 quarters | $34.0M | $345.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $12.3M | $217.7M | ||
| Q3 25 | $-1.7M | $39.5M | ||
| Q2 25 | $18.9M | $35.9M | ||
| Q1 25 | $15.2M | $83.1M | ||
| Q4 24 | $-26.6M | $252.5M | ||
| Q3 24 | $-17.1M | $58.1M | ||
| Q2 24 | $12.6M | $95.1M | ||
| Q1 24 | $-2.4M | $61.0M |
| Q4 25 | $8.7M | $199.3M | ||
| Q3 25 | $-3.5M | $35.5M | ||
| Q2 25 | $17.4M | $31.8M | ||
| Q1 25 | $11.4M | $78.7M | ||
| Q4 24 | $-30.6M | $231.2M | ||
| Q3 24 | $-20.3M | $51.8M | ||
| Q2 24 | $6.4M | $90.4M | ||
| Q1 24 | $-7.4M | $54.8M |
| Q4 25 | 5.6% | 108.1% | ||
| Q3 25 | -2.3% | 19.1% | ||
| Q2 25 | 10.1% | 17.4% | ||
| Q1 25 | 6.7% | 44.1% | ||
| Q4 24 | -18.7% | 126.5% | ||
| Q3 24 | -11.8% | 29.6% | ||
| Q2 24 | 3.3% | 50.3% | ||
| Q1 24 | -3.8% | 31.4% |
| Q4 25 | 2.3% | 10.0% | ||
| Q3 25 | 1.2% | 2.1% | ||
| Q2 25 | 0.9% | 2.3% | ||
| Q1 25 | 2.2% | 2.4% | ||
| Q4 24 | 2.4% | 11.7% | ||
| Q3 24 | 1.9% | 3.6% | ||
| Q2 24 | 3.2% | 2.6% | ||
| Q1 24 | 2.6% | 3.5% |
| Q4 25 | — | 3.90× | ||
| Q3 25 | — | 0.76× | ||
| Q2 25 | — | 0.69× | ||
| Q1 25 | — | 1.82× | ||
| Q4 24 | — | 5.02× | ||
| Q3 24 | -1.79× | 1.24× | ||
| Q2 24 | — | 1.86× | ||
| Q1 24 | -0.80× | 1.23× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CVGI
| Global Seating | $70.7M | 46% |
| Global Electrical Systems | $49.7M | 32% |
| Trim Systems And Components | $34.4M | 22% |
OFG
Segment breakdown not available.
