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Side-by-side financial comparison of Commercial Vehicle Group, Inc. (CVGI) and TOMPKINS FINANCIAL CORP (TMP). Click either name above to swap in a different company.

TOMPKINS FINANCIAL CORP is the larger business by last-quarter revenue ($194.8M vs $154.8M, roughly 1.3× Commercial Vehicle Group, Inc.). On growth, TOMPKINS FINANCIAL CORP posted the faster year-over-year revenue change (152.7% vs -5.2%). TOMPKINS FINANCIAL CORP produced more free cash flow last quarter ($31.9M vs $8.7M). Over the past eight quarters, TOMPKINS FINANCIAL CORP's revenue compounded faster (63.6% CAGR vs -10.8%).

WABCO Holdings, Inc. was a U.S.-based provider of electronic braking, stability, suspension and transmission automation systems for heavy-duty commercial vehicles. In 2007, the Vehicle Control Systems was spun off as WABCO Holdings Inc., an American provider of electronic braking, stability, suspension and transmission automation systems for heavy-duty commercial vehicles. Their products are present in many commercial vehicles such as trucks, buses, trailers and off-highway vehicles but they ...

Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.

CVGI vs TMP — Head-to-Head

Bigger by revenue
TMP
TMP
1.3× larger
TMP
$194.8M
$154.8M
CVGI
Growing faster (revenue YoY)
TMP
TMP
+157.9% gap
TMP
152.7%
-5.2%
CVGI
More free cash flow
TMP
TMP
$23.2M more FCF
TMP
$31.9M
$8.7M
CVGI
Faster 2-yr revenue CAGR
TMP
TMP
Annualised
TMP
63.6%
-10.8%
CVGI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CVGI
CVGI
TMP
TMP
Revenue
$154.8M
$194.8M
Net Profit
$96.2M
Gross Margin
9.7%
Operating Margin
-1.2%
71.7%
Net Margin
49.4%
Revenue YoY
-5.2%
152.7%
Net Profit YoY
388.9%
EPS (diluted)
$6.72

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CVGI
CVGI
TMP
TMP
Q4 25
$154.8M
$194.8M
Q3 25
$152.5M
$87.4M
Q2 25
$172.0M
$82.6M
Q1 25
$169.8M
$81.7M
Q4 24
$163.3M
$77.1M
Q3 24
$171.8M
$76.6M
Q2 24
$193.7M
$72.7M
Q1 24
$194.6M
$72.8M
Net Profit
CVGI
CVGI
TMP
TMP
Q4 25
$96.2M
Q3 25
$-7.1M
$23.7M
Q2 25
$-4.8M
$21.5M
Q1 25
$-4.3M
$19.7M
Q4 24
$19.7M
Q3 24
$9.5M
$18.6M
Q2 24
$-1.6M
$15.7M
Q1 24
$2.9M
$16.9M
Gross Margin
CVGI
CVGI
TMP
TMP
Q4 25
9.7%
Q3 25
10.5%
Q2 25
11.4%
Q1 25
10.5%
Q4 24
8.0%
Q3 24
9.6%
Q2 24
10.6%
Q1 24
11.9%
Operating Margin
CVGI
CVGI
TMP
TMP
Q4 25
-1.2%
71.7%
Q3 25
-0.7%
35.6%
Q2 25
0.5%
34.2%
Q1 25
0.8%
31.6%
Q4 24
-3.2%
33.4%
Q3 24
-0.6%
32.0%
Q2 24
0.5%
28.3%
Q1 24
2.3%
30.4%
Net Margin
CVGI
CVGI
TMP
TMP
Q4 25
49.4%
Q3 25
-4.6%
27.1%
Q2 25
-2.8%
26.0%
Q1 25
-2.5%
24.1%
Q4 24
25.5%
Q3 24
5.5%
24.3%
Q2 24
-0.8%
21.6%
Q1 24
1.5%
23.2%
EPS (diluted)
CVGI
CVGI
TMP
TMP
Q4 25
$6.72
Q3 25
$1.65
Q2 25
$1.50
Q1 25
$1.37
Q4 24
$1.39
Q3 24
$1.30
Q2 24
$-0.05
$1.10
Q1 24
$0.09
$1.18

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CVGI
CVGI
TMP
TMP
Cash + ST InvestmentsLiquidity on hand
$132.8M
Total DebtLower is stronger
$104.9M
Stockholders' EquityBook value
$133.4M
$938.4M
Total Assets
$391.7M
$8.7B
Debt / EquityLower = less leverage
0.79×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CVGI
CVGI
TMP
TMP
Q4 25
$132.8M
Q3 25
$193.5M
Q2 25
$212.6M
Q1 25
$193.1M
Q4 24
$134.4M
Q3 24
$132.3M
Q2 24
$70.9M
Q1 24
$57.1M
Total Debt
CVGI
CVGI
TMP
TMP
Q4 25
$104.9M
Q3 25
$108.2M
Q2 25
$118.2M
Q1 25
$117.4M
Q4 24
$135.5M
Q3 24
$128.8M
Q2 24
$142.0M
Q1 24
$155.7M
Stockholders' Equity
CVGI
CVGI
TMP
TMP
Q4 25
$133.4M
$938.4M
Q3 25
$136.5M
$788.8M
Q2 25
$142.6M
$761.8M
Q1 25
$136.7M
$741.4M
Q4 24
$135.6M
$713.4M
Q3 24
$179.3M
$719.9M
Q2 24
$169.6M
$674.6M
Q1 24
$175.5M
$667.9M
Total Assets
CVGI
CVGI
TMP
TMP
Q4 25
$391.7M
$8.7B
Q3 25
$400.3M
$8.5B
Q2 25
$429.8M
$8.4B
Q1 25
$419.8M
$8.2B
Q4 24
$424.6M
$8.1B
Q3 24
$495.3M
$8.0B
Q2 24
$503.2M
$7.9B
Q1 24
$509.2M
$7.8B
Debt / Equity
CVGI
CVGI
TMP
TMP
Q4 25
0.79×
Q3 25
0.79×
Q2 25
0.83×
Q1 25
0.86×
Q4 24
1.00×
Q3 24
0.72×
Q2 24
0.84×
Q1 24
0.89×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CVGI
CVGI
TMP
TMP
Operating Cash FlowLast quarter
$12.3M
$38.9M
Free Cash FlowOCF − Capex
$8.7M
$31.9M
FCF MarginFCF / Revenue
5.6%
16.4%
Capex IntensityCapex / Revenue
2.3%
3.6%
Cash ConversionOCF / Net Profit
0.40×
TTM Free Cash FlowTrailing 4 quarters
$34.0M
$105.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CVGI
CVGI
TMP
TMP
Q4 25
$12.3M
$38.9M
Q3 25
$-1.7M
$34.9M
Q2 25
$18.9M
$18.9M
Q1 25
$15.2M
$22.2M
Q4 24
$-26.6M
$95.0M
Q3 24
$-17.1M
$21.2M
Q2 24
$12.6M
$27.3M
Q1 24
$-2.4M
$23.2M
Free Cash Flow
CVGI
CVGI
TMP
TMP
Q4 25
$8.7M
$31.9M
Q3 25
$-3.5M
$33.9M
Q2 25
$17.4M
$18.3M
Q1 25
$11.4M
$20.9M
Q4 24
$-30.6M
$88.8M
Q3 24
$-20.3M
$18.9M
Q2 24
$6.4M
$26.3M
Q1 24
$-7.4M
$21.9M
FCF Margin
CVGI
CVGI
TMP
TMP
Q4 25
5.6%
16.4%
Q3 25
-2.3%
38.8%
Q2 25
10.1%
22.1%
Q1 25
6.7%
25.5%
Q4 24
-18.7%
115.1%
Q3 24
-11.8%
24.7%
Q2 24
3.3%
36.2%
Q1 24
-3.8%
30.0%
Capex Intensity
CVGI
CVGI
TMP
TMP
Q4 25
2.3%
3.6%
Q3 25
1.2%
1.1%
Q2 25
0.9%
0.8%
Q1 25
2.2%
1.7%
Q4 24
2.4%
8.1%
Q3 24
1.9%
2.9%
Q2 24
3.2%
1.3%
Q1 24
2.6%
1.9%
Cash Conversion
CVGI
CVGI
TMP
TMP
Q4 25
0.40×
Q3 25
1.47×
Q2 25
0.88×
Q1 25
1.13×
Q4 24
4.82×
Q3 24
-1.79×
1.14×
Q2 24
1.74×
Q1 24
-0.80×
1.38×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CVGI
CVGI

Global Seating$70.7M46%
Global Electrical Systems$49.7M32%
Trim Systems And Components$34.4M22%

TMP
TMP

Segment breakdown not available.

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