vs
Side-by-side financial comparison of CaliberCos Inc. (CWD) and Kentucky First Federal Bancorp (KFFB). Click either name above to swap in a different company.
CaliberCos Inc. is the larger business by last-quarter revenue ($4.1M vs $2.8M, roughly 1.5× Kentucky First Federal Bancorp). Kentucky First Federal Bancorp runs the higher net margin — 10.7% vs -188.3%, a 199.0% gap on every dollar of revenue. On growth, Kentucky First Federal Bancorp posted the faster year-over-year revenue change (28.3% vs -52.5%). Over the past eight quarters, Kentucky First Federal Bancorp's revenue compounded faster (24.0% CAGR vs -57.6%).
CaliberCos Inc. is a U.S.-headquartered alternative asset management firm focused primarily on real estate investments. It offers a diverse suite of investment vehicles covering commercial, residential, and industrial real estate assets, serving institutional investors, high-net-worth individuals, and retail clients across North America. It also delivers asset management, property operation, and value-add real estate development services to support consistent long-term returns for investors.
Kentucky First Federal Bancorp is a U.S. regional bank holding company based in Kentucky. It offers retail and commercial banking services including deposits, mortgage loans, consumer lending and small business financing, serving local individual customers and small-to-medium enterprises across its Kentucky operating regions.
CWD vs KFFB — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $4.1M | $2.8M |
| Net Profit | $-7.7M | $304.0K |
| Gross Margin | — | — |
| Operating Margin | -196.6% | 14.1% |
| Net Margin | -188.3% | 10.7% |
| Revenue YoY | -52.5% | 28.3% |
| Net Profit YoY | 32.2% | 2238.5% |
| EPS (diluted) | $1.95 | $0.04 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $4.1M | $2.8M | ||
| Q3 25 | $3.6M | $2.7M | ||
| Q2 25 | $5.1M | $2.4M | ||
| Q1 25 | $7.3M | $2.2M | ||
| Q4 24 | $8.7M | $2.2M | ||
| Q3 24 | $11.3M | $2.0M | ||
| Q2 24 | $8.2M | $2.0M | ||
| Q1 24 | $23.0M | $1.8M |
| Q4 25 | $-7.7M | $304.0K | ||
| Q3 25 | $-4.4M | $344.0K | ||
| Q2 25 | $-5.3M | $176.0K | ||
| Q1 25 | $-4.4M | $7.0K | ||
| Q4 24 | $-11.4M | $13.0K | ||
| Q3 24 | $146.0K | $-15.0K | ||
| Q2 24 | $-4.7M | $-1.1M | ||
| Q1 24 | $-3.8M | $-107.0K |
| Q4 25 | -196.6% | 14.1% | ||
| Q3 25 | -129.6% | 17.0% | ||
| Q2 25 | -112.4% | 10.3% | ||
| Q1 25 | -62.7% | 0.7% | ||
| Q4 24 | -236.8% | 0.3% | ||
| Q3 24 | 0.0% | -1.0% | ||
| Q2 24 | -65.0% | -58.7% | ||
| Q1 24 | -22.9% | -7.9% |
| Q4 25 | -188.3% | 10.7% | ||
| Q3 25 | -120.2% | 12.9% | ||
| Q2 25 | -104.5% | 7.6% | ||
| Q1 25 | -60.7% | 0.3% | ||
| Q4 24 | -247.6% | 0.6% | ||
| Q3 24 | 1.3% | -0.7% | ||
| Q2 24 | -57.8% | -56.7% | ||
| Q1 24 | -16.6% | -5.8% |
| Q4 25 | $1.95 | $0.04 | ||
| Q3 25 | $-1.65 | $0.04 | ||
| Q2 25 | $-4.15 | $0.02 | ||
| Q1 25 | $-3.85 | $0.00 | ||
| Q4 24 | $-10.15 | $0.00 | ||
| Q3 24 | $0.12 | $0.00 | ||
| Q2 24 | $-4.34 | $-0.13 | ||
| Q1 24 | $-3.53 | $-0.01 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $2.9M | $19.7M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.3M | $49.1M |
| Total Assets | $135.4M | $375.3M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $2.9M | $19.7M | ||
| Q3 25 | $10.9M | $14.6M | ||
| Q2 25 | $683.0K | $19.5M | ||
| Q1 25 | $1.6M | $27.8M | ||
| Q4 24 | $2.3M | $21.0M | ||
| Q3 24 | $1.6M | $17.3M | ||
| Q2 24 | $1.8M | $18.3M | ||
| Q1 24 | $2.1M | $15.4M |
| Q4 25 | $1.3M | $49.1M | ||
| Q3 25 | $4.2M | $48.8M | ||
| Q2 25 | $-19.9M | $48.4M | ||
| Q1 25 | $-15.8M | $48.2M | ||
| Q4 24 | $-12.6M | $48.1M | ||
| Q3 24 | $-3.8M | $48.2M | ||
| Q2 24 | $-4.7M | $48.0M | ||
| Q1 24 | $-745.0K | $49.0M |
| Q4 25 | $135.4M | $375.3M | ||
| Q3 25 | $82.6M | $366.5M | ||
| Q2 25 | $59.3M | $371.2M | ||
| Q1 25 | $103.6M | $380.7M | ||
| Q4 24 | $105.5M | $374.2M | ||
| Q3 24 | $158.6M | $375.6M | ||
| Q2 24 | $195.2M | $375.0M | ||
| Q1 24 | $201.5M | $369.1M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-12.1M | $-303.0K |
| Free Cash FlowOCF − Capex | — | $-367.0K |
| FCF MarginFCF / Revenue | — | -12.9% |
| Capex IntensityCapex / Revenue | — | 2.3% |
| Cash ConversionOCF / Net Profit | — | -1.00× |
| TTM Free Cash FlowTrailing 4 quarters | — | $-377.0K |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-12.1M | $-303.0K | ||
| Q3 25 | $-4.6M | $450.0K | ||
| Q2 25 | $-1.2M | $-86.0K | ||
| Q1 25 | $-1.7M | $-155.0K | ||
| Q4 24 | $555.0K | $1.4M | ||
| Q3 24 | $-74.0K | $-1.4M | ||
| Q2 24 | $1.4M | $-1.5M | ||
| Q1 24 | $-1.5M | $-176.0K |
| Q4 25 | — | $-367.0K | ||
| Q3 25 | — | $445.0K | ||
| Q2 25 | — | $-235.0K | ||
| Q1 25 | — | $-220.0K | ||
| Q4 24 | — | $1.4M | ||
| Q3 24 | — | $-1.4M | ||
| Q2 24 | — | $-1.5M | ||
| Q1 24 | — | $-191.0K |
| Q4 25 | — | -12.9% | ||
| Q3 25 | — | 16.7% | ||
| Q2 25 | — | -9.7% | ||
| Q1 25 | — | -9.9% | ||
| Q4 24 | — | 61.8% | ||
| Q3 24 | — | -70.2% | ||
| Q2 24 | — | -77.7% | ||
| Q1 24 | — | -10.4% |
| Q4 25 | — | 2.3% | ||
| Q3 25 | — | 0.2% | ||
| Q2 25 | — | 6.2% | ||
| Q1 25 | — | 2.9% | ||
| Q4 24 | — | 3.7% | ||
| Q3 24 | — | 0.1% | ||
| Q2 24 | — | 3.4% | ||
| Q1 24 | — | 0.8% |
| Q4 25 | — | -1.00× | ||
| Q3 25 | — | 1.31× | ||
| Q2 25 | — | -0.49× | ||
| Q1 25 | — | -22.14× | ||
| Q4 24 | — | 111.31× | ||
| Q3 24 | -0.51× | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
