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Side-by-side financial comparison of Donnelley Financial Solutions, Inc. (DFIN) and Oportun Financial Corp (OPRT). Click either name above to swap in a different company.
Oportun Financial Corp is the larger business by last-quarter revenue ($247.7M vs $172.5M, roughly 1.4× Donnelley Financial Solutions, Inc.). Donnelley Financial Solutions, Inc. runs the higher net margin — 3.6% vs 1.4%, a 2.2% gap on every dollar of revenue. On growth, Donnelley Financial Solutions, Inc. posted the faster year-over-year revenue change (10.4% vs -1.3%). Over the past eight quarters, Oportun Financial Corp's revenue compounded faster (-0.5% CAGR vs -7.9%).
Donnelley Financial Solutions (DFIN) is a financial compliance company based in Chicago, Illinois, United States. The company provides software as a service (SaaS) products, software-enabled services (SeS), print, and compliance services related to US Securities and Exchange Commission regulations to companies in capital and investment markets.
Oportun Financial Corp is a US-based fintech firm that provides accessible, responsible financial services including personal loans, credit cards, and savings products to underserved low-to-moderate income consumers, many with limited or no credit history, leveraging proprietary AI underwriting to deliver fair terms while mitigating operational risk.
DFIN vs OPRT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $172.5M | $247.7M |
| Net Profit | $6.2M | $3.4M |
| Gross Margin | — | — |
| Operating Margin | 8.3% | 2.6% |
| Net Margin | 3.6% | 1.4% |
| Revenue YoY | 10.4% | -1.3% |
| Net Profit YoY | -1.6% | -61.0% |
| EPS (diluted) | $0.31 | $0.07 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $172.5M | $247.7M | ||
| Q3 25 | $175.3M | $238.7M | ||
| Q2 25 | $218.1M | $234.3M | ||
| Q1 25 | $201.1M | $235.9M | ||
| Q4 24 | $156.3M | $250.9M | ||
| Q3 24 | $179.5M | $250.0M | ||
| Q2 24 | $242.7M | $250.4M | ||
| Q1 24 | $203.4M | $250.5M |
| Q4 25 | $6.2M | $3.4M | ||
| Q3 25 | $-40.9M | $5.2M | ||
| Q2 25 | $36.1M | $6.9M | ||
| Q1 25 | $31.0M | $9.8M | ||
| Q4 24 | $6.3M | $8.7M | ||
| Q3 24 | $8.7M | $-30.0M | ||
| Q2 24 | $44.1M | $-31.0M | ||
| Q1 24 | $33.3M | $-26.4M |
| Q4 25 | 8.3% | 2.6% | ||
| Q3 25 | 16.1% | 6.0% | ||
| Q2 25 | 24.2% | 4.3% | ||
| Q1 25 | 22.8% | 5.6% | ||
| Q4 24 | 6.0% | 89.6% | ||
| Q3 24 | 10.1% | -15.8% | ||
| Q2 24 | 26.6% | -19.6% | ||
| Q1 24 | 21.9% | -12.2% |
| Q4 25 | 3.6% | 1.4% | ||
| Q3 25 | -23.3% | 2.2% | ||
| Q2 25 | 16.6% | 2.9% | ||
| Q1 25 | 15.4% | 4.1% | ||
| Q4 24 | 4.0% | 200.1% | ||
| Q3 24 | 4.8% | -12.0% | ||
| Q2 24 | 18.2% | -12.4% | ||
| Q1 24 | 16.4% | -10.6% |
| Q4 25 | $0.31 | $0.07 | ||
| Q3 25 | $-1.49 | $0.11 | ||
| Q2 25 | $1.28 | $0.14 | ||
| Q1 25 | $1.05 | $0.21 | ||
| Q4 24 | $0.21 | $0.26 | ||
| Q3 24 | $0.29 | $-0.75 | ||
| Q2 24 | $1.47 | $-0.78 | ||
| Q1 24 | $1.09 | $-0.68 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $24.5M | $105.5M |
| Total DebtLower is stronger | $171.3M | — |
| Stockholders' EquityBook value | $379.2M | $390.1M |
| Total Assets | $800.4M | $3.3B |
| Debt / EquityLower = less leverage | 0.45× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $24.5M | $105.5M | ||
| Q3 25 | $22.7M | $104.6M | ||
| Q2 25 | $33.8M | $96.8M | ||
| Q1 25 | $16.2M | $78.5M | ||
| Q4 24 | $57.3M | $60.0M | ||
| Q3 24 | $33.6M | $71.8M | ||
| Q2 24 | $35.0M | $72.9M | ||
| Q1 24 | $43.7M | $69.2M |
| Q4 25 | $171.3M | — | ||
| Q3 25 | $154.7M | — | ||
| Q2 25 | $190.1M | — | ||
| Q1 25 | $189.5M | — | ||
| Q4 24 | $124.7M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $379.2M | $390.1M | ||
| Q3 25 | $423.1M | $383.9M | ||
| Q2 25 | $432.1M | $376.0M | ||
| Q1 25 | $419.9M | $366.1M | ||
| Q4 24 | $436.1M | $353.8M | ||
| Q3 24 | $444.5M | $327.6M | ||
| Q2 24 | $441.5M | $354.1M | ||
| Q1 24 | $408.9M | $382.0M |
| Q4 25 | $800.4M | $3.3B | ||
| Q3 25 | $816.3M | $3.2B | ||
| Q2 25 | $874.7M | $3.2B | ||
| Q1 25 | $852.8M | $3.2B | ||
| Q4 24 | $841.6M | $3.2B | ||
| Q3 24 | $843.6M | $3.3B | ||
| Q2 24 | $882.9M | $3.3B | ||
| Q1 24 | $867.8M | $3.3B |
| Q4 25 | 0.45× | — | ||
| Q3 25 | 0.37× | — | ||
| Q2 25 | 0.44× | — | ||
| Q1 25 | 0.45× | — | ||
| Q4 24 | 0.29× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $59.8M | $413.4M |
| Free Cash FlowOCF − Capex | $47.9M | — |
| FCF MarginFCF / Revenue | 27.8% | — |
| Capex IntensityCapex / Revenue | 6.9% | — |
| Cash ConversionOCF / Net Profit | 9.65× | 121.45× |
| TTM Free Cash FlowTrailing 4 quarters | $107.8M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $59.8M | $413.4M | ||
| Q3 25 | $74.4M | $99.0M | ||
| Q2 25 | $68.4M | $104.5M | ||
| Q1 25 | $-37.7M | $101.0M | ||
| Q4 24 | $56.4M | $393.5M | ||
| Q3 24 | $86.4M | $108.5M | ||
| Q2 24 | $56.2M | $107.7M | ||
| Q1 24 | $-27.9M | $85.9M |
| Q4 25 | $47.9M | — | ||
| Q3 25 | $59.2M | — | ||
| Q2 25 | $51.7M | — | ||
| Q1 25 | $-51.0M | — | ||
| Q4 24 | $41.3M | — | ||
| Q3 24 | $67.3M | — | ||
| Q2 24 | $36.8M | — | ||
| Q1 24 | $-40.2M | — |
| Q4 25 | 27.8% | — | ||
| Q3 25 | 33.8% | — | ||
| Q2 25 | 23.7% | — | ||
| Q1 25 | -25.4% | — | ||
| Q4 24 | 26.4% | — | ||
| Q3 24 | 37.5% | — | ||
| Q2 24 | 15.2% | — | ||
| Q1 24 | -19.8% | — |
| Q4 25 | 6.9% | — | ||
| Q3 25 | 8.7% | — | ||
| Q2 25 | 7.7% | — | ||
| Q1 25 | 6.6% | — | ||
| Q4 24 | 9.7% | — | ||
| Q3 24 | 10.6% | — | ||
| Q2 24 | 8.0% | — | ||
| Q1 24 | 6.0% | — |
| Q4 25 | 9.65× | 121.45× | ||
| Q3 25 | — | 19.05× | ||
| Q2 25 | 1.89× | 15.20× | ||
| Q1 25 | -1.22× | 10.34× | ||
| Q4 24 | 8.95× | 45.04× | ||
| Q3 24 | 9.93× | — | ||
| Q2 24 | 1.27× | — | ||
| Q1 24 | -0.84× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
DFIN
| Technology Service | $68.0M | 39% |
| Capital Markets Compliance And Communications Management | $61.6M | 36% |
| Investment Companies Software Solutions | $30.9M | 18% |
| Print And Distribution Service | $13.6M | 8% |
OPRT
Segment breakdown not available.
