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Side-by-side financial comparison of Enhabit, Inc. (EHAB) and Oportun Financial Corp (OPRT). Click either name above to swap in a different company.
Enhabit, Inc. is the larger business by last-quarter revenue ($270.4M vs $247.7M, roughly 1.1× Oportun Financial Corp). Oportun Financial Corp runs the higher net margin — 1.4% vs -14.3%, a 15.7% gap on every dollar of revenue. On growth, Enhabit, Inc. posted the faster year-over-year revenue change (4.7% vs -1.3%). Over the past eight quarters, Enhabit, Inc.'s revenue compounded faster (1.5% CAGR vs -0.5%).
Enhabit, Inc., is a Dallas, Texas-based provider of home health and hospice services. The company operates 255 home health and 110 hospice locations in 34 states with a concentration in Texas, Alabama, Florida, Georgia, Oklahoma and Mississippi. Enhabit is the fourth-largest provider of home health services in the United States and is a leading provider of hospice services. The company was formed in 2022 when Encompass Health spun off its home health and hospice business.
Oportun Financial Corp is a US-based fintech firm that provides accessible, responsible financial services including personal loans, credit cards, and savings products to underserved low-to-moderate income consumers, many with limited or no credit history, leveraging proprietary AI underwriting to deliver fair terms while mitigating operational risk.
EHAB vs OPRT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $270.4M | $247.7M |
| Net Profit | $-38.7M | $3.4M |
| Gross Margin | — | — |
| Operating Margin | -12.3% | 2.6% |
| Net Margin | -14.3% | 1.4% |
| Revenue YoY | 4.7% | -1.3% |
| Net Profit YoY | 15.9% | -61.0% |
| EPS (diluted) | $-0.76 | $0.07 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $270.4M | $247.7M | ||
| Q3 25 | $263.6M | $238.7M | ||
| Q2 25 | $266.1M | $234.3M | ||
| Q1 25 | $259.9M | $235.9M | ||
| Q4 24 | $258.2M | $250.9M | ||
| Q3 24 | $253.6M | $250.0M | ||
| Q2 24 | $260.6M | $250.4M | ||
| Q1 24 | $262.4M | $250.5M |
| Q4 25 | $-38.7M | $3.4M | ||
| Q3 25 | $11.1M | $5.2M | ||
| Q2 25 | $5.2M | $6.9M | ||
| Q1 25 | $17.8M | $9.8M | ||
| Q4 24 | $-46.0M | $8.7M | ||
| Q3 24 | $-110.2M | $-30.0M | ||
| Q2 24 | $-200.0K | $-31.0M | ||
| Q1 24 | $200.0K | $-26.4M |
| Q4 25 | -12.3% | 2.6% | ||
| Q3 25 | 6.4% | 6.0% | ||
| Q2 25 | 6.3% | 4.3% | ||
| Q1 25 | 6.1% | 5.6% | ||
| Q4 24 | -16.0% | 89.6% | ||
| Q3 24 | -38.6% | -15.8% | ||
| Q2 24 | 4.3% | -19.6% | ||
| Q1 24 | 4.9% | -12.2% |
| Q4 25 | -14.3% | 1.4% | ||
| Q3 25 | 4.2% | 2.2% | ||
| Q2 25 | 2.0% | 2.9% | ||
| Q1 25 | 6.8% | 4.1% | ||
| Q4 24 | -17.8% | 200.1% | ||
| Q3 24 | -43.5% | -12.0% | ||
| Q2 24 | -0.1% | -12.4% | ||
| Q1 24 | 0.1% | -10.6% |
| Q4 25 | $-0.76 | $0.07 | ||
| Q3 25 | $0.22 | $0.11 | ||
| Q2 25 | $0.10 | $0.14 | ||
| Q1 25 | $0.35 | $0.21 | ||
| Q4 24 | $-0.92 | $0.26 | ||
| Q3 24 | $-2.20 | $-0.75 | ||
| Q2 24 | $0.00 | $-0.78 | ||
| Q1 24 | $0.01 | $-0.68 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $43.6M | $105.5M |
| Total DebtLower is stronger | $426.0M | — |
| Stockholders' EquityBook value | $534.0M | $390.1M |
| Total Assets | $1.2B | $3.3B |
| Debt / EquityLower = less leverage | 0.80× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $43.6M | $105.5M | ||
| Q3 25 | $56.9M | $104.6M | ||
| Q2 25 | $37.1M | $96.8M | ||
| Q1 25 | $39.5M | $78.5M | ||
| Q4 24 | $28.4M | $60.0M | ||
| Q3 24 | $45.7M | $71.8M | ||
| Q2 24 | $28.5M | $72.9M | ||
| Q1 24 | $36.5M | $69.2M |
| Q4 25 | $426.0M | — | ||
| Q3 25 | $441.5M | — | ||
| Q2 25 | $456.9M | — | ||
| Q1 25 | $467.3M | — | ||
| Q4 24 | $492.6M | — | ||
| Q3 24 | $502.9M | — | ||
| Q2 24 | $512.7M | — | ||
| Q1 24 | $526.7M | — |
| Q4 25 | $534.0M | $390.1M | ||
| Q3 25 | $566.8M | $383.9M | ||
| Q2 25 | $552.4M | $376.0M | ||
| Q1 25 | $543.2M | $366.1M | ||
| Q4 24 | $523.5M | $353.8M | ||
| Q3 24 | $566.1M | $327.6M | ||
| Q2 24 | $674.3M | $354.1M | ||
| Q1 24 | $672.3M | $382.0M |
| Q4 25 | $1.2B | $3.3B | ||
| Q3 25 | $1.2B | $3.2B | ||
| Q2 25 | $1.2B | $3.2B | ||
| Q1 25 | $1.2B | $3.2B | ||
| Q4 24 | $1.2B | $3.2B | ||
| Q3 24 | $1.3B | $3.3B | ||
| Q2 24 | $1.4B | $3.3B | ||
| Q1 24 | $1.4B | $3.3B |
| Q4 25 | 0.80× | — | ||
| Q3 25 | 0.78× | — | ||
| Q2 25 | 0.83× | — | ||
| Q1 25 | 0.86× | — | ||
| Q4 24 | 0.94× | — | ||
| Q3 24 | 0.89× | — | ||
| Q2 24 | 0.76× | — | ||
| Q1 24 | 0.78× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $4.4M | $413.4M |
| Free Cash FlowOCF − Capex | $3.3M | — |
| FCF MarginFCF / Revenue | 1.2% | — |
| Capex IntensityCapex / Revenue | 0.4% | — |
| Cash ConversionOCF / Net Profit | — | 121.45× |
| TTM Free Cash FlowTrailing 4 quarters | $65.8M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $4.4M | $413.4M | ||
| Q3 25 | $37.8M | $99.0M | ||
| Q2 25 | $10.6M | $104.5M | ||
| Q1 25 | $17.9M | $101.0M | ||
| Q4 24 | $-4.1M | $393.5M | ||
| Q3 24 | $28.4M | $108.5M | ||
| Q2 24 | $9.6M | $107.7M | ||
| Q1 24 | $17.3M | $85.9M |
| Q4 25 | $3.3M | — | ||
| Q3 25 | $36.2M | — | ||
| Q2 25 | $8.7M | — | ||
| Q1 25 | $17.6M | — | ||
| Q4 24 | $-4.7M | — | ||
| Q3 24 | $27.7M | — | ||
| Q2 24 | $8.9M | — | ||
| Q1 24 | $15.5M | — |
| Q4 25 | 1.2% | — | ||
| Q3 25 | 13.7% | — | ||
| Q2 25 | 3.3% | — | ||
| Q1 25 | 6.8% | — | ||
| Q4 24 | -1.8% | — | ||
| Q3 24 | 10.9% | — | ||
| Q2 24 | 3.4% | — | ||
| Q1 24 | 5.9% | — |
| Q4 25 | 0.4% | — | ||
| Q3 25 | 0.6% | — | ||
| Q2 25 | 0.7% | — | ||
| Q1 25 | 0.1% | — | ||
| Q4 24 | 0.2% | — | ||
| Q3 24 | 0.3% | — | ||
| Q2 24 | 0.3% | — | ||
| Q1 24 | 0.7% | — |
| Q4 25 | — | 121.45× | ||
| Q3 25 | 3.41× | 19.05× | ||
| Q2 25 | 2.04× | 15.20× | ||
| Q1 25 | 1.01× | 10.34× | ||
| Q4 24 | — | 45.04× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 86.50× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
EHAB
| Third Party Payor Medicare | $111.6M | 41% |
| Third Party Payor Medicare Advantage | $67.5M | 25% |
| Hospice Segment | $63.6M | 24% |
| Third Party Payor Managed Care | $24.9M | 9% |
| Third Party Payor Medicaid | $1.7M | 1% |
OPRT
Segment breakdown not available.
