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Side-by-side financial comparison of Essent Group Ltd. (ESNT) and WYNDHAM HOTELS & RESORTS, INC. (WH). Click either name above to swap in a different company.
WYNDHAM HOTELS & RESORTS, INC. is the larger business by last-quarter revenue ($334.0M vs $312.4M, roughly 1.1× Essent Group Ltd.). Essent Group Ltd. runs the higher net margin — 49.6% vs -18.0%, a 67.6% gap on every dollar of revenue. On growth, Essent Group Ltd. posted the faster year-over-year revenue change (-0.8% vs -76.3%). Essent Group Ltd. produced more free cash flow last quarter ($848.7M vs $168.0M). Over the past eight quarters, Essent Group Ltd.'s revenue compounded faster (2.3% CAGR vs -4.6%).
Essentra PLC is a supplier of plastic and fibre products. The company operates internationally from headquarters in Kidlington, Oxfordshire. It is listed on the London Stock Exchange.
Wyndham Hotels & Resorts, Inc., is an American hospitality company based in Parsippany, New Jersey, United States. It describes itself as the largest hotel franchisor in the world, with 9,100 locations.
ESNT vs WH — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $312.4M | $334.0M |
| Net Profit | $155.0M | $-60.0M |
| Gross Margin | — | — |
| Operating Margin | 59.1% | — |
| Net Margin | 49.6% | -18.0% |
| Revenue YoY | -0.8% | -76.3% |
| Net Profit YoY | -7.7% | -170.6% |
| EPS (diluted) | $1.61 | $-0.80 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $334.0M | ||
| Q4 25 | $312.4M | $334.0M | ||
| Q3 25 | $311.8M | $382.0M | ||
| Q2 25 | $319.1M | $397.0M | ||
| Q1 25 | $317.6M | $316.0M | ||
| Q4 24 | $315.0M | $336.0M | ||
| Q3 24 | $316.6M | $396.0M | ||
| Q2 24 | $312.9M | $367.0M |
| Q1 26 | — | $-60.0M | ||
| Q4 25 | $155.0M | $-60.0M | ||
| Q3 25 | $164.2M | $105.0M | ||
| Q2 25 | $195.3M | $87.0M | ||
| Q1 25 | $175.4M | $61.0M | ||
| Q4 24 | $167.9M | $85.0M | ||
| Q3 24 | $176.2M | $102.0M | ||
| Q2 24 | $203.6M | $86.0M |
| Q1 26 | — | — | ||
| Q4 25 | 59.1% | -11.4% | ||
| Q3 25 | 63.9% | 46.6% | ||
| Q2 25 | 72.4% | 37.8% | ||
| Q1 25 | 65.2% | 35.4% | ||
| Q4 24 | 61.9% | 38.4% | ||
| Q3 24 | 65.6% | 43.2% | ||
| Q2 24 | 76.4% | 39.5% |
| Q1 26 | — | -18.0% | ||
| Q4 25 | 49.6% | -18.0% | ||
| Q3 25 | 52.7% | 27.5% | ||
| Q2 25 | 61.2% | 21.9% | ||
| Q1 25 | 55.2% | 19.3% | ||
| Q4 24 | 53.3% | 25.3% | ||
| Q3 24 | 55.6% | 25.8% | ||
| Q2 24 | 65.1% | 23.4% |
| Q1 26 | — | $-0.80 | ||
| Q4 25 | $1.61 | $-0.77 | ||
| Q3 25 | $1.67 | $1.36 | ||
| Q2 25 | $1.93 | $1.13 | ||
| Q1 25 | $1.69 | $0.78 | ||
| Q4 24 | $1.59 | $1.06 | ||
| Q3 24 | $1.65 | $1.29 | ||
| Q2 24 | $1.91 | $1.07 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $64.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $5.8B | $468.0M |
| Total Assets | $7.4B | $4.2B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $64.0M | ||
| Q4 25 | — | $64.0M | ||
| Q3 25 | — | $70.0M | ||
| Q2 25 | — | $50.0M | ||
| Q1 25 | — | $48.0M | ||
| Q4 24 | — | $103.0M | ||
| Q3 24 | — | $72.0M | ||
| Q2 24 | — | $70.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | $2.5B | ||
| Q3 25 | — | $2.6B | ||
| Q2 25 | — | $2.5B | ||
| Q1 25 | — | $2.5B | ||
| Q4 24 | — | $2.4B | ||
| Q3 24 | — | $2.4B | ||
| Q2 24 | — | $2.4B |
| Q1 26 | — | $468.0M | ||
| Q4 25 | $5.8B | $468.0M | ||
| Q3 25 | $5.7B | $583.0M | ||
| Q2 25 | $5.7B | $570.0M | ||
| Q1 25 | $5.7B | $579.0M | ||
| Q4 24 | $5.6B | $650.0M | ||
| Q3 24 | $5.6B | $583.0M | ||
| Q2 24 | $5.4B | $623.0M |
| Q1 26 | — | $4.2B | ||
| Q4 25 | $7.4B | $4.2B | ||
| Q3 25 | $7.4B | $4.3B | ||
| Q2 25 | $7.2B | $4.3B | ||
| Q1 25 | $7.2B | $4.2B | ||
| Q4 24 | $7.1B | $4.2B | ||
| Q3 24 | $7.1B | $4.2B | ||
| Q2 24 | $6.7B | $4.2B |
| Q1 26 | — | — | ||
| Q4 25 | — | 5.37× | ||
| Q3 25 | — | 4.43× | ||
| Q2 25 | — | 4.44× | ||
| Q1 25 | — | 4.29× | ||
| Q4 24 | — | 3.72× | ||
| Q3 24 | — | 4.19× | ||
| Q2 24 | — | 3.83× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $856.1M | $367.0M |
| Free Cash FlowOCF − Capex | $848.7M | $168.0M |
| FCF MarginFCF / Revenue | 271.7% | 50.3% |
| Capex IntensityCapex / Revenue | 2.4% | — |
| Cash ConversionOCF / Net Profit | 5.52× | — |
| TTM Free Cash FlowTrailing 4 quarters | $1.5B | $437.0M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $367.0M | ||
| Q4 25 | $856.1M | $152.0M | ||
| Q3 25 | $215.9M | $86.0M | ||
| Q2 25 | $189.5M | $70.0M | ||
| Q1 25 | $221.6M | $59.0M | ||
| Q4 24 | $861.5M | $134.0M | ||
| Q3 24 | $229.2M | $79.0M | ||
| Q2 24 | $188.7M | $1.0M |
| Q1 26 | — | $168.0M | ||
| Q4 25 | $848.7M | $136.0M | ||
| Q3 25 | $210.6M | $75.0M | ||
| Q2 25 | $188.8M | $58.0M | ||
| Q1 25 | $221.3M | $52.0M | ||
| Q4 24 | $854.8M | $109.0M | ||
| Q3 24 | $228.7M | $71.0M | ||
| Q2 24 | $187.6M | $-6.0M |
| Q1 26 | — | 50.3% | ||
| Q4 25 | 271.7% | 40.7% | ||
| Q3 25 | 67.5% | 19.6% | ||
| Q2 25 | 59.2% | 14.6% | ||
| Q1 25 | 69.7% | 16.5% | ||
| Q4 24 | 271.3% | 32.4% | ||
| Q3 24 | 72.2% | 17.9% | ||
| Q2 24 | 60.0% | -1.6% |
| Q1 26 | — | — | ||
| Q4 25 | 2.4% | 4.8% | ||
| Q3 25 | 1.7% | 2.9% | ||
| Q2 25 | 0.2% | 3.0% | ||
| Q1 25 | 0.1% | 2.2% | ||
| Q4 24 | 2.1% | 7.4% | ||
| Q3 24 | 0.2% | 2.0% | ||
| Q2 24 | 0.3% | 1.9% |
| Q1 26 | — | — | ||
| Q4 25 | 5.52× | — | ||
| Q3 25 | 1.31× | 0.82× | ||
| Q2 25 | 0.97× | 0.80× | ||
| Q1 25 | 1.26× | 0.97× | ||
| Q4 24 | 5.13× | 1.58× | ||
| Q3 24 | 1.30× | 0.77× | ||
| Q2 24 | 0.93× | 0.01× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ESNT
| Mortgage Insurance Segment | $192.4M | 62% |
| Other | $120.0M | 38% |
WH
| Fee-related and other revenues | $334.0M | 100% |
| Management and other fees | $2.0M | 1% |
