vs
Side-by-side financial comparison of Essex Property Trust (ESS) and Primerica, Inc. (PRI). Click either name above to swap in a different company.
Primerica, Inc. is the larger business by last-quarter revenue ($853.7M vs $479.6M, roughly 1.8× Essex Property Trust). Primerica, Inc. runs the higher net margin — 23.1% vs 17.9%, a 5.2% gap on every dollar of revenue. On growth, Primerica, Inc. posted the faster year-over-year revenue change (11.0% vs 5.5%). Over the past eight quarters, Primerica, Inc.'s revenue compounded faster (7.2% CAGR vs 6.0%).
Essex Property Trust is a publicly traded real estate investment trust that invests in apartments in California and in the Seattle metropolitan area.
Primerica, Inc. is a multi-level marketing company that provides insurance, investment and financial services to middle-income families in the United States and Canada.
ESS vs PRI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $479.6M | $853.7M |
| Net Profit | $85.7M | $197.0M |
| Gross Margin | 70.0% | — |
| Operating Margin | 31.7% | 28.9% |
| Net Margin | 17.9% | 23.1% |
| Revenue YoY | 5.5% | 11.0% |
| Net Profit YoY | -71.6% | 17.9% |
| EPS (diluted) | $1.24 | $6.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $479.6M | $853.7M | ||
| Q3 25 | $473.3M | $839.9M | ||
| Q2 25 | $469.8M | $793.3M | ||
| Q1 25 | $464.6M | $804.8M | ||
| Q4 24 | $454.5M | $768.8M | ||
| Q3 24 | $450.7M | $774.1M | ||
| Q2 24 | $442.4M | $803.4M | ||
| Q1 24 | $426.9M | $742.8M |
| Q4 25 | $85.7M | $197.0M | ||
| Q3 25 | $172.7M | $206.8M | ||
| Q2 25 | $231.5M | $178.3M | ||
| Q1 25 | $212.8M | $169.1M | ||
| Q4 24 | $301.7M | $167.1M | ||
| Q3 24 | $125.5M | $164.4M | ||
| Q2 24 | $99.0M | $1.2M | ||
| Q1 24 | $285.1M | $137.9M |
| Q4 25 | 70.0% | — | ||
| Q3 25 | 69.2% | — | ||
| Q2 25 | 70.7% | — | ||
| Q1 25 | 69.6% | — | ||
| Q4 24 | 70.0% | — | ||
| Q3 24 | 69.5% | — | ||
| Q2 24 | 70.8% | 98.0% | ||
| Q1 24 | 69.7% | 98.2% |
| Q4 25 | 31.7% | 28.9% | ||
| Q3 25 | 44.5% | 32.3% | ||
| Q2 25 | 59.5% | 29.6% | ||
| Q1 25 | 55.3% | 27.5% | ||
| Q4 24 | 67.0% | 64.7% | ||
| Q3 24 | 28.6% | 32.9% | ||
| Q2 24 | 31.1% | 1.0% | ||
| Q1 24 | 31.0% | 24.1% |
| Q4 25 | 17.9% | 23.1% | ||
| Q3 25 | 36.5% | 24.6% | ||
| Q2 25 | 49.3% | 22.5% | ||
| Q1 25 | 45.8% | 21.0% | ||
| Q4 24 | 66.4% | 21.7% | ||
| Q3 24 | 27.8% | 21.2% | ||
| Q2 24 | 22.4% | 0.1% | ||
| Q1 24 | 66.8% | 18.6% |
| Q4 25 | $1.24 | $6.11 | ||
| Q3 25 | $2.56 | $6.35 | ||
| Q2 25 | $3.44 | $5.40 | ||
| Q1 25 | $3.16 | $5.05 | ||
| Q4 24 | $4.00 | $4.92 | ||
| Q3 24 | $1.84 | $4.83 | ||
| Q2 24 | $1.45 | $0.03 | ||
| Q1 24 | $4.25 | $3.93 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $76.2M | $756.2M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $5.5B | $2.4B |
| Total Assets | $13.2B | $15.0B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $76.2M | $756.2M | ||
| Q3 25 | $66.0M | $644.9M | ||
| Q2 25 | $58.7M | $621.2M | ||
| Q1 25 | $98.7M | $625.1M | ||
| Q4 24 | $66.8M | $687.8M | ||
| Q3 24 | $71.3M | $550.1M | ||
| Q2 24 | $55.2M | $627.3M | ||
| Q1 24 | $499.0M | $593.4M |
| Q4 25 | — | — | ||
| Q3 25 | $6.4B | — | ||
| Q2 25 | $6.4B | — | ||
| Q1 25 | $6.8B | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $6.4B | — | ||
| Q2 24 | $6.2B | — | ||
| Q1 24 | $6.6B | — |
| Q4 25 | $5.5B | $2.4B | ||
| Q3 25 | $5.6B | $2.3B | ||
| Q2 25 | $5.6B | $2.3B | ||
| Q1 25 | $5.6B | $2.3B | ||
| Q4 24 | $5.5B | $2.3B | ||
| Q3 24 | $5.4B | $1.9B | ||
| Q2 24 | $5.5B | $2.1B | ||
| Q1 24 | $5.5B | $2.2B |
| Q4 25 | $13.2B | $15.0B | ||
| Q3 25 | $13.2B | $14.8B | ||
| Q2 25 | $13.2B | $14.8B | ||
| Q1 25 | $13.2B | $14.6B | ||
| Q4 24 | $12.9B | $14.6B | ||
| Q3 24 | $12.6B | $14.8B | ||
| Q2 24 | $12.5B | $14.6B | ||
| Q1 24 | $12.9B | $14.9B |
| Q4 25 | — | — | ||
| Q3 25 | 1.15× | — | ||
| Q2 25 | 1.14× | — | ||
| Q1 25 | 1.22× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.18× | — | ||
| Q2 24 | 1.13× | — | ||
| Q1 24 | 1.19× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $1.1B | $338.2M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | 12.53× | 1.72× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.1B | $338.2M | ||
| Q3 25 | $342.6M | $202.9M | ||
| Q2 25 | $216.1M | $162.6M | ||
| Q1 25 | $281.5M | $197.5M | ||
| Q4 24 | $1.1B | $270.6M | ||
| Q3 24 | $316.2M | $207.3M | ||
| Q2 24 | $218.9M | $173.3M | ||
| Q1 24 | $314.9M | $210.9M |
| Q4 25 | 12.53× | 1.72× | ||
| Q3 25 | 1.98× | 0.98× | ||
| Q2 25 | 0.93× | 0.91× | ||
| Q1 25 | 1.32× | 1.17× | ||
| Q4 24 | 3.54× | 1.62× | ||
| Q3 24 | 2.52× | 1.26× | ||
| Q2 24 | 2.21× | 147.98× | ||
| Q1 24 | 1.10× | 1.53× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ESS
Segment breakdown not available.
PRI
| Revenues From Sources Other Than Contracts With Customers | $445.9M | 52% |
| Investment And Savings Products Segment Revenues | $340.3M | 40% |
| Other | $56.5M | 7% |
| Segment Revenues From Contracts With Customers | $11.0M | 1% |
